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Previous: GREEN TREE FINANCIAL CORP, 8-K, 1998-11-23 |
Next: GREEN TREE FINANCIAL CORP, 8-K, 1998-11-23 |
<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-------------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): November 16, 1998
HOME EQUITY LOAN TRUST 1998-C
- --------------------------------------------------------------------------------
(Exact name of registrant as specified in its charter)
Minnesota 33-55853 Applied for
- --------------------------------------------------------------------------------
(State or other jurisdiction (Commission (IRS employer
of incorporation) file numbers) identification no.)
1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota 55102-1639
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: (612) 293-3400
Not Applicable
- --------------------------------------------------------------------------------
(Former name or former address, if changed since last report.)
<PAGE>
Item 5. Other Events.
Pursuant to the Pooling and Servicing Agreement between Green Tree
Financial Corporation (the "Servicer") and First Trust (N.A.) (the
"Trustee"), on November 16, 1998, the Trustee made distributions to
the holders of the certificates representing interests in the Trust
(the "Certificateholders") and delivered to the Certificateholders the
Monthly Report required by Section 6.05 of the Pooling and Servicing
Agreement attached hereto as Exhibit 99.1.
Item 7. Financial Statements and Exhibits
(c) Exhibits.
The following is filed herewith. The exhibit number corresponds
with Item 601(b) of Regulation S-K.
Exhibit No. Description
----------- -----------
99.1 Monthly Report delivered to
Certificateholders on November 16, 1998.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: November 16, 1998
HOME EQUITY LOAN TRUST 1998-C
By GREEN TREE FINANCIAL CORPORATION
as Servicer with respect to the Trust
By: /s/ Phyllis A. Knight
-------------------------
Phyllis A. Knight
Senior Vice President and Treasurer
<PAGE>
INDEX TO EXHIBITS
Exhibit
Number Page
- ------- ----
99.1 Monthly Report delivered to Certificateholders 5
on November 16, 1998.
<PAGE>
GREEN TREE FINANCIAL CORP.
CERTIFICATE REGARDING REPURCHASED CONTRACTS
The undersigned certifies that she is Senior Vice President and Treasurer of
Green Tree Financial Corp., a Minnesota corporation (the "Company"), and that as
such he is duly authorized to execute and deliver this certificate on behalf of
the Company pursuant to Section 8.06 of the Pooling and Servicing Agreement (the
"Agreement") dated as of May 1, 1998 between the Company and First Trust
National Association, as Trustee of Home Equity Trust 1998-C (all capitalized
terms used herein without definition having the respective meanings specified in
the Agreement), and further certifies that:
1. The contracts on the attached schedule are to be repurchased by the Company
on the date hereof pursuant to Sections 3.05 of the Agreement.
2. Upon deposit of the Repurchase Price for such Contracts, such Contracts
may, pursuant to Section 8.06 of the Agreement, be assigned by the Trustee
to the Company.
IN WITNESS WHEREOF, I have affixed hereunto my signature this 10th day of
November, 1998.
GREEN TREE FINANCIAL CORP.
BY: /s/Phyllis A. Knight
------------------------
Phyllis A. Knight
Senior Vice President and
Treasurer
<PAGE>
GREEN TREE FINANCIAL CORP.
CERTIFICATE OF SERVICING OFFICER
The undersigned certifies that she is Senior Vice President and Treasurer of
Green Tree Financial Corp., a Minnesota corporation (the "Company"), and that as
such he is duly authorized to execute and deliver this certificate on behalf of
the Company pursuant to Section 6.02 of the Pooling and Servicing Agreement (the
"Agreement") dated as of February 1, 1998 between the Company and First Trust
(N.A), as Trustee of Home Equity Loan Trust 1998-C (all capitalized terms used
herein without definition having the respective meanings specified in the
Agreement), and further certifies that:
1. The Monthly Report for the period from October 1, 1998 to October 31, 1998
attached to this certificate is complete and accurate in accordance with
the requirements of Sections 6.01 and 6.02 of the Agreement; and
2. As of the date hereof, no Event of Termination or event that with notice or
lapse of time or both would become an Event of Termination has occurred.
IN WITNESS WHEREOF, I have affixed hereunto my signature this 10th day of
November, 1998.
GREEN TREE FINANCIAL CORP.
BY: /s/Phyllis A. Knight
------------------------
Phyllis A. Knight
Senior Vice President and
Treasurer
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
1. (a) Amount Available (including Monthly Servicing Fee) $ 10,719,856.83
----------------
(b) Class HE: M-1 Interest Deficiency Amount (if any),
Class HE: M-2 Interest Deficiency Amount (if any)
and Class HE: B-1 Interest Deficiency Amount (if
any) withdrawn for prior Payment Date $ 0.00
----------------
(c) Amount Available after giving effect to withdrawal
of any Class HE: M-1 Interest Deficiency Amount,
Class HE: M-2 Interest Deficiency Amount and Class
HE: B-1 Interest Deficiency Amount for prior
Payment Date $ 10,719,856.83
----------------
PRINCIPAL
2. Formula Principal Distribution Amount:
Fixed Rate Loans:
(a) Scheduled Principal $ 412,875.45
----------------
(b) Principal Prepayments 5,004,537.24
----------------
(c) Liquidated Loans 0.00
----------------
(d) Repurchases 0.00
----------------
(e) Previously Undistributed
(a)-(d) Amounts 0.00
----------------
(f) Pre-Funded Fixed Rate Amount,
if any 0.00
----------------
(g) Class HE: A-1ARM Formula
Principal Distribution Amount,
if applicable 0.00
----------------
Total Principal $ 5,417,412.69
----------------
3. Class HE: A-1 ARM Formula Principal Distribution Amount
(lesser of Class He: A-1 ARM Principal Balance or sum
of (a) - (f))
(a) Scheduled Principal $ 65,553.81
----------------
(b) Principal Prepayments 1,047,039.46
----------------
(c) Liquidated Loans 0.00
----------------
(d) Repurchases 0.00
----------------
(e) Pre-Funded ARM Amount, if any 0.00
----------------
(f) Clause (vi) of definition 0.00
----------------
Total Principal $ 1,112,593.27
----------------
4. Senior Percentage 100%
----------------
5. Class B Percentage 100%
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 2
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
CLASS HE: A CERTIFICATES
-------------------------
INTEREST
6. Aggregate Interest
(a) Class HE: A-1A ARM Pass-Through Rate 6.00%
----------
(b) Class HE: A-1A ARM Interest $ 70,000.00
----------------
(c) Class HE: A-1B ARM Pass-Through Rate 5.58859%
----------
(d) Class HE: A-1B ARM Interest $ 502,808.92
----------------
(e) Class HE: A-1 Pass-Through Rate 5.95%
----------
(f) Class HE: A-1 Interest $ 414,501.28
----------------
(g) Class HE: A-2 Pass-Through Rate 6.03%
----------
(h) Class HE: A-2 Interest $ 400,492.50
----------------
(i) Class HE: A-3 Pass-Through Rate 6.18%
----------
(j) Class HE: A-3 Interest $ 215,785.00
----------------
(k) Class HE: A-4 Pass-Through Rate 6.30%
----------
(l) Class HE: A-4 Interest $ 162,750.00
----------------
(m) Class HE: A-5 Pass-Through Rate 6.39%
----------
(n) Class HE: A-5 Interest $ 105,967.50
----------------
(o) Class HE: A-6 Pass-Through Rate 6.29%
----------
(p) Class HE: A-6 Interest $ 104,833.33
----------------
(q) Class HE: A-7 IO Pass-Through Rate 10.00%
----------
(r) Class HE: A-7 IO Interest $ 208,333.33
----------------
7. Amount applied to Unpaid Class HE: A Interest Shortfall $ 0.00
----------------
8. Remaining Unpaid Class HE: A Interest Shortfall $ 0.00
----------------
PRINCIPAL
9. Class HE: A-6 Lockout Percentage for such Payment Date 100%
----------------
10. Class HE: A Principal Distribution:
(a) Class HE: A-1B ARM $ 1,112,593.27
----------------
(b) Class HE: A-1A ARM $ 0.00
----------------
(c) Class HE: A-6 Lockout Pro Rata Distribution Amount $ 0.00
----------------
(d) Balance of Formula Principal Distribution Amount
(i) Class HE: A-1 $ 5,417,412.69
----------------
(ii) Class HE: A-2 $ 0.00
----------------
(iii) Class HE: A-3 $ 0.00
----------------
(iv) Class HE: A-4 $ 0.00
----------------
(v) Class HE: A-5 $ 0.00
----------------
(vi) Class HE: A-6 $ 0.00
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 3
Distribution Date: 11/16/98
CUSIP# G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
Trust Account: 3336598-0
11. Class HE: A Principal Balance:
(a) Class HE: A-1A ARM Principal Balance $ 14,000,000.00
----------------
(b) Class HE: A-1B ARM Principal Balance $ 100,104,355.99
----------------
(c) Class HE: A-1 Principal Balance $ 78,179,483.57
----------------
(d) Class HE: A-2 Principal Balance $ 79,700,000.00
----------------
(e) Class HE: A-3 Principal Balance $ 41,900,000.00
----------------
(f) Class HE: A-4 Principal Balance $ 31,000,000.00
----------------
(g) Class HE: A-5 Principal Balance $ 19,900,000.00
----------------
(h) Class HE: A-6 Principal Balance $ 20,000,000.00
----------------
(i) Class HE: A-7 IO Notional Principal Amount $ 25,000,000.00
----------------
12. Amount, if any, by which Class A Formula Distribution
Amount exceeds Class A Distribution Amount $ 0.00
----------------
CLASS HE: M-1 CERTIFICATES
--------------------------
13. Amount Available less the Class HE: A Distribution Amount
(including Monthly Servicing Fee) $ 2,004,379.01
----------------
INTEREST on Class HE: M-1 Principal Balance less
Class HE: M-1 Liquidation Loss Principal Amount
14. Current Interest
(a) Class HE: M-1 Pass-Through Rate 6.80%
-------
(b) Class HE: M-1 Interest $ 184,166.67
----------------
15. Amount applied to Unpaid Class HE: M-1 Interest Shortfall $ 0.00
----------------
16. Remaining Unpaid Class HE: M-1 Interest Shortfall $ 0.00
----------------
17. Class M-1 Interest Deficiency Amount $ 0.00
----------------
18. Class M-1 Interest Deficiency Amount unpaid $ 0.00
----------------
PRINCIPAL
19. Class HE: M-1 Principal Distribution $ 0.00
----------------
20. Class HE: M-1 Principal Balance $ 32,500,000.00
----------------
21. Amount, if any, by which Class M-1 Formula Distribution
Amount exceeds Class M-1 Distribution Amount $ 0.00
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 4
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
CLASS HE: M-2 CERTIFICATES
--------------------------
22. Amount Available less the Class HE: A Distribution
Amount and Class HE: M-1 Distribution Amount
(including Monthly Servicing Fee) $ 1,820,212.34
----------------
INTEREST on Class HE: M-2 Principal Balance less
Class HE: M-2 Liquidation Loss Principal Amount
23. Current Interest
(a) Class HE: M-2 Pass-Through Rate 7.14%
-------
(b) Class HE: M-2 Interest $ 111,562.50
----------------
24. Amount applied to Unpaid Class HE: M-2 Interest
Shortfall $ 0.00
----------------
25. Remaining Unpaid Class HE: M-2 Interest Shortfall $ 0.00
----------------
26. Class HE: M-2 Interest Deficiency Amount $ 0.00
----------------
27. Class HE: M-2 Interest Deficiency Amount Unpaid $ 0.00
----------------
PRINCIPAL
28. Class HE: M-2 Principal Distribution $ 0.00
----------------
29. Class HE: M-2 Principal Balance $ 18,750,000.00
----------------
30. Amount, if any, by which Class M-2 Formula Principal
Distribution Amount exceeds Class M-2 Distribution amount $ 0.00
----------------
Class HE: B Principal Distribution Tests (tests
must be satisfied on and after the Payment Date
occurring in June 2001)
31. Average Sixty-Day Deliquency Ratio Test
(a) Sixty-Day Delinquency Ratio for current Payment Date 1.43%
----------------
(b) Average Sixty-Day Delinquency Ratio Test
(arithmetic average ratios for this month
and two preceding months; may not exceed 6.0%) 0.98%
----------------
32. Average Thirty-Day Delinquency Ratio Test
(a) Thirty-Day Delinquency Ratio for current Payment Date 2.82%
----------------
(b) Average Thirty-Day Delinquency Ratio Test
(arithmetic average ratios for this month
and two preceding months; may not exceed 12%) 1.85%
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 5
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
33. Cumulative Realized Losses Test
(a) Cumulative Realized Losses for current
Payment Date ( as a percentage of Cut-off
Date Pool Principal Balance: may not exceed
7.5%.) 0.00%
----------------
34. Current Realized Losses Test
(a) Current Realized Losses for current Payment Date $ 0.00
----------------
(b) Current Realized Loss Ratio (total Realized
Losses for most recent three months,
multiplied by 4, divided by arithmetic
average of Pool Scheduled Principal Balances
for third preceding Remittance and for
current Remittance Date; may not exceed 2%) 0.02%
----------------
35. Class HE: B Principal Balance Test
(a) Percentage equal to (a) Class HE: B Principal
Balance (before any distributions on current
Payment Date) divided by (b) Pool Scheduled
Principal Balance for prior Payment Date or
(must equal or exceed 12.5%) 6.60%
----------------
CLASS HE: B-1 CERTIFICATES
--------------------------
36. Amount Available less the Class HE: A Distribution
Amount and Class HE: M Distribution Amount (including
Monthly Servicing Fee) $ 1,708,649.84
----------------
INTEREST on Class HE: B-1 Principal Balance less
Class HE: B-1 Liquidation Loss Principal Amount
37. Current Interest
(a) Class HE: B-1 Pass-Through Rate 7.77%
-------
(b) Class HE: B-1 Interest $ 129,500.00
----------------
38. Amount applied to Unpaid Class HE: B-1 Interest Shortfall $ 0.00
----------------
39. Remaining Unpaid Class HE: B-1 Interest Shortfall $ 0.00
----------------
40. Class HE: B-1 Interest Deficiency Amount $ 0.00
----------------
41. Class HE: B-1 Interest Deficiency Amount Unpaid $ 0.00
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 6
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
PRINCIPAL
42. Class HE: B-1 Principal Distribution $ 0.00
----------------
43. Class HE: B-1 Principal Balance $ 20,000,000.00
----------------
44. Amount, if any, by which Class B-1 Formula
Distribution Amount exceeds Class B Distribution Amount $ 0.00
----------------
CLASS HE: B-2 CERTIFICATES
--------------------------
45. Remaining Amount Available $ 1,579,149.84
----------------
INTEREST on Class HE: B-2 Principal Balance less
Liquidation Loss Principal Amount
46. Current Interest
(a) Class HE: B-2 Pass-Through Rate 8.06%
-------
(b) Class HE: B-2 Interest $ 75,562.50
----------------
47. Amount applied to Unpaid Class HE: B-2 Interest
Shortfall $ 0.00
----------------
48. Remaining Unpaid Class HE: B-2 Interest Shortfall $ 0.00
----------------
PRINCIPAL
49. Class HE: B-2 Principal Distribution $ 0.00
----------------
50. Class HE: B-2 Guaranty Payment $ 0.00
----------------
51. Class HE: B-2 Principal Balance $ 11,250,000.00
----------------
52. Amount, if any, by which Class HE: B-2 Formula
Distribution Amount and Class HE: B-2 Liquidaton
Loss Principal Amount exceeds Class HE: B-2
Distribution Amount $ 0.00
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 7
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
INTEREST ON CLASS HE: M-1, M-2, B-1, B-2 LIQUIDATION LOSS PRINCIPAL AMOUNT
53. Class HE: M-1
(a) Class HE: M-1 Liquidation Loss Principal Amount $ 0.00
----------------
(b) Interest at Class HE: M-1 Pass-Through Rate on
Class HE: M-1 Liquidation Loss Principal Amount $ 0.00
----------------
(c) Amount applied to Unpaid Class HE: M-1
Liquidation Loss Interest Shortfall $ 0.00
----------------
(d) Remaining Unpaid Class HE: M-1 Liquidation
Loss Interest Shortfall $ 0.00
----------------
54. Class HE: M-2
(a) Class HE: M-2 Liquidation Loss Principal Amount $ 0.00
----------------
(b) Interest at Class HE: M-2 Pass-Through Rate on
Class HE: M-2 Liquidation Loss Principal Amount $ 0.00
----------------
(c) Amount applied to Unpaid Class HE: M-2
Liquidation Loss Interest Shortfall $ 0.00
----------------
(d) Remaining Unpaid Class HE: M-2 Liquidation
Loss Interest Shortfall $ 0.00
----------------
55. Class HE: B-1
(a) Class HE: B-1 Liquidation Loss Principal Amount $ 0.00
----------------
(b) Interest at Class HE: B-1 Pass-Through Rate on
Class HE: B-1 Liquidation Loss Principal Amount $ 0.00
----------------
(c) Amount applied to Unpaid Class HE: B-1
Liquidation Loss Interest Shortfall $ 0.00
----------------
(d) Remaining Unpaid Class HE: B-1 Liquidation
Loss Interest Shortfall $ 0.00
----------------
56. Class HE: B-2
(a) Class HE: B-2 Liquidation Loss Principal Amount $ 0.00
----------------
(b) Interest at Class HE: B-2 Pass-Through Rate on
Class HE: B-2 Liquidation Loss Principal Amount $ 0.00
----------------
(c) Amount applied to Unpaid Class HE: B-2
Liquidation Loss Interest Shortfall $ 0.00
----------------
(d) Remaining Unpaid Class HE: B-2 Liquidation
Loss Interest Shortfall $ 0.00
----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 8
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
CLASS HE: A, CLASS HE: M, AND CLASS HE: B CERTIFICATES
------------------------------------------------------
57. Pool Scheduled Principal Balance $ 467,283,839.56
----------------
(a) Fixed Rate Loans $ 353,179,483.57
----------------
(b) Adjustable Rate Loans $ 114,104,355.99
----------------
58. Pool Factors
(a) Class HE: A-1A ARM Pool Factor 1.00000000
----------------
(b) Class HE: A-1B ARM Pool Factor .94438072
----------------
(c) Class HE: A-1 Pool Factor .74456651
----------------
(d) Class HE: A-2 Pool Factor 1.00000000
----------------
(e) Class HE: A-3 Pool Factor 1.00000000
----------------
(f) Class HE: A-4 Pool Factor 1.00000000
----------------
(g) Class HE: A-5 Pool Factor 1.00000000
----------------
(h) Class HE: A-6 Pool Factor 1.00000000
----------------
(i) Class HE: M-1 Pool Factor 1.00000000
----------------
(j) Class HE: M-2 Pool Factor 1.00000000
----------------
(k) Class HE: B-1 Pool Factor 1.00000000
----------------
(l) Class HE: B-2 Pool Factor 1.00000000
----------------
59. Loans Delinquent
Total HE Fixed
(a) 31-59 days 5,233,485.79 104
------------ -----
(b) 60-89 days 1,844,194.63 32
------------ -----
(c) 90 or more days 117,261.11 3
------------ -----
Adjustable Rate
(a) 31-59 days 1,240,000.85 11
------------ -----
(b) 60-89 days 533,885.05 6
------------ -----
(c) 90 or more days 0.00 0
------------ -----
60. Principal Balance of Defaulted Contracts
Total HE Fixed Contracts $ 3,594,925.03
----------------
Adjustable Rate Contracts $ 594,382.57
----------------
61. Number of Liquidated Contracts and Net Liquidated Loss
Total HE Fixed Contracts # 0 $ 0.00
--------- ----------------
Adjustable Rate Contracts # 0 $ 0.00
--------- ----------------
<PAGE>
GREEN TREE FINANCIAL CORPORATION
CERTIFICATES FOR HOME EQUITY LOANS
GREEN TREE TRUST
1998 - C
MONTHLY REPORT
OCTOBER 1998
PAGE 9
DISTRIBUTION DATE: 11/16/98
CUSIP# 393505 G22 G30 G48
G55 G63 G71 G89 G97
H21 H39 H47 H54 H62
TRUST ACCOUNT: 3336598-0
62. Number of Loans Remaining
Total HE Fixed Contracts 6,448
----------------
Adjustable Rate Contracts 968
----------------
63. Pre-Funded ARM Amount $ 0.00
----------------
64. Pre-Funded Fixed Rate Amount $ 0.00
----------------
CLASS C SUBSIDIARY CERTIFICATES
-------------------------------
65. Monthly Servicing Fee $ 296,133.65
----------------
66. Class C Master Residual Payment $ 1,207,453.69
----------------
Please contact the Bondholder Relations Department of U.S. Bank Trust National
Association at (612) 973-5800 with any questions regarding this Statement or
your Distribution.
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