<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): December 10, 1999
CONSECO FINANCE CORP.
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Delaware 333-55853 Applied For
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(State or other jurisdiction (Commission (IRS employer
of incorporation) file number) identification No.)
1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota 55102-1639
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(Address of principal executive offices)
Registrant's telephone number, including area code: (651) 293-3400
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GREEN TREE FINANCIAL CORPORATION
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(Former name or former address, if changed since last report)
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Item 1. Changes in Control of Registrant.
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Not applicable.
Item 2. Acquisition or Disposition of Assets.
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Not applicable.
Item 3. Bankruptcy or Receivership.
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Not applicable.
Item 4. Changes in Registrant's Certifying Accountant.
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Not applicable.
Item 5. Other Events.
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Not applicable.
Item 6. Resignations of Registrant's Directors.
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Not applicable.
Item 7. Financial Statements and Exhibits.
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(a) Financial statements of businesses acquired.
Not applicable.
(b) Pro forma financial information.
Not applicable.
2
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(c) Exhibits.
The following is filed herewith. The exhibit numbers correspond
with Item 601(b) of Regulation S-K.
Exhibit No. Description
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99.1 Information with respect to certain home
improvement loan contracts transferred to the
trust formed in connection with the Certificates
for Home Improvement Loans, Series 1999-E,
issued by Conseco Finance Corp., as Seller and
Servicer.
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
CONSECO FINANCE CORP.
By: /s/ Phyllis A. Knight
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Phyllis A. Knight
Senior Vice President and Treasurer
3
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INDEX TO EXHIBITS
Exhibit Number
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99.1 Information with respect to certain home improvement loan contracts
transferred to the trust formed in connection with the Certificates
for Home Improvement Loans, Series 1999-E, issued by Conseco Finance
Corp., as Seller and Servicer.
4
<PAGE>
EXHIBIT 99.1
CERTIFICATES FOR HOME IMPROVEMENT LOANS
SERIES 1999-E
INFORMATION REGARDING INITIAL, ADDITIONAL AND SUBSEQUENT CONTRACTS
Set forth below is information regarding home equity loan contracts
transferred to a trust formed in September 1999. The information below includes
the initial contracts described in the prospectus supplement dated September 13,
1999, the additional contracts transferred to the trust on the closing date and
the subsequent contracts transferred to the trust on September 30, 1999 and
December 10, 1999. Unless otherwise defined herein, all capitalized terms have
the meanings set forth in the prospectus supplement.
1
<PAGE>
The tables below describe additional characteristics of the loans as of the
Cut-off Date.
Geographical Distribution of Improved Real Estate
<TABLE>
<CAPTION>
% of
% of Loan Pool by
Loan Pool by Aggregate Principal Outstanding
Number of Number of Balance Principal
Loans as of Loans as Outstanding as of Balance as of
Cut-off Date of Cut-off Date Cut-off Date Cut-off Date
------------ --------------- ------------------- -------------
<S> <C> <C> <C> <C>
Alabama................. 542 1.70% $ 11,298,089.54 1.88%
Alaska.................. 15 .05 233,311.47 .04
Arizona................. 907 2.84 19,547,437.96 3.26
Arkansas................ 1,155 3.62 13,090,284.91 2.18
California.............. 3,702 11.59 96,793,669.92 16.13
Colorado................ 743 2.33 10,268,014.37 1.71
Connecticut............. 698 2.19 12,861,184.65 2.14
Delaware................ 126 .39 2,542,498.27 .42
District of Columbia.... 37 .12 377,904.44 .06
Florida................. 1,261 3.95 26,060,040.96 4.34
Georgia................. 654 2.05 10,771,759.11 1.80
Hawaii.................. 6 .02 143,739.50 .02
Idaho................... 64 .20 1,113,710.10 .19
Illinois................ 1,557 4.87 25,731,028.79 4.29
Indiana................. 694 2.17 10,889,520.13 1.81
Iowa.................... 180 .56 3,442,370.35 .57
Kansas.................. 269 .84 4,565,722.00 .76
Kentucky................ 203 .64 3,390,453.05 .57
Louisiana............... 316 .99 5,291,158.03 .88
Maine................... 239 .75 5,035,150.35 .84
Maryland................ 440 1.38 8,423,313.07 1.40
Massachusetts........... 490 1.53 9,520,034.32 1.59
Michigan................ 2,034 6.37 33,531,272.50 5.59
Minnesota............... 330 1.03 7,544,036.72 1.26
Mississippi............. 255 .80 4,380,113.64 .73
Missouri................ 1,020 3.19 15,703,203.81 2.62
Montana................. 41 .13 1,039,524.75 .17
Nebraska................ 103 .32 1,530,424.59 .26
Nevada.................. 454 1.42 11,400,390.58 1.90
New Hampshire........... 122 .38 2,221,199.13 .37
New Jersey.............. 1,775 5.56 37,208,490.53 6.20
New Mexico.............. 238 .75 4,318,365.66 .72
New York................ 2,220 6.95 48,711,749.05 8.12
North Carolina.......... 521 1.63 8,651,865.40 1.44
North Dakota............ 33 .10 845,740.40 .14
Ohio.................... 1,281 4.01 17,324,249.08 2.89
Oklahoma................ 476 1.49 6,653,657.36 1.11
Oregon.................. 224 .70 4,559,914.75 .76
Pennsylvania............ 1,854 5.80 35,607,599.74 5.93
Rhode Island............ 130 .41 2,300,186.82 .38
South Carolina.......... 272 .85 4,715,636.06 .79
South Dakota............ 45 .14 1,130,026.89 .19
Tennessee............... 315 .99 4,600,760.74 .77
Texas................... 1,747 5.47 24,874,442.22 4.15
Utah.................... 102 .32 2,080,585.16 .35
Vermont................. 31 .10 546,260.01 .09
Virginia................ 787 2.46 14,766,000.41 2.46
Washington.............. 751 2.35 13,714,687.96 2.29
West Virginia........... 128 .40 1,816,604.72 .30
Wisconsin............... 251 .79 4,884,506.24 .81
Wyoming................. 103 .32 1,931,790.05 .32
Non-U.S. based military
personnel.............. 2 .01 16,215.42 *
------ ------ --------------- ------
Total............... 31,943 100.00% $599,999,895.68 100.00%
====== ====== =============== ======
</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the Cut-off Date.
2
<PAGE>
Years of Origination of Loans
<TABLE>
<CAPTION>
% of
Number of Loan Pool By
Loans Aggregate Principal Outstanding Principal
as of Cut- Balance Outstanding Balance as of
Year of Origination off Date as of Cut-off Date Cut-off Date
- ------------------- ---------- ------------------- ---------------------
<S> <C> <C> <C>
1989...................... 2 $ 17,464.36 *%
1990...................... 33 203,373.80 .03
1991...................... 127 676,160.48 .11
1992...................... 431 2,438,332.72 .41
1993...................... 194 1,639,006.26 .27
1994...................... 664 7,308,520.81 1.22
1995...................... 718 9,260,602.23 1.54
1996...................... 2,386 30,333,955.09 5.06
1997...................... 365 3,475,863.48 .58
1998...................... 3,545 67,768,665.04 11.29
1999...................... 23,478 476,877,951.41 79.48
------ --------------- ------
Total................. 31,943 $599,999,895.68 100.00%
====== =============== ======
</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the Cut-off Date.
Distribution of Original Loan Amounts
<TABLE>
<CAPTION>
% of
Number of Loan Pool by
Loans Aggregate Principal Outstanding Principal
Original Loan as of Cut- Balance Outstanding Balance as of
Amount (in Dollars) off Date as of Cut-off Date Cut-off Date
- ------------------- ---------- ------------------- ---------------------
<S> <C> <C> <C>
Less than $ 10,000....... 8,504 $ 53,299,790.26 8.88%
Between $ 10,000--
$ 19,999.99............. 11,643 164,373,406.10 27.40
Between $ 20,000--
$ 29,999.99............. 6,951 167,427,922.97 27.90
Between $ 30,000--
$ 39,999.99............. 2,540 86,611,541.94 14.44
Between $ 40,000--
$ 49,999.99............. 1,312 57,114,389.84 9.52
Between $ 50,000--
$ 59,999.99............. 529 27,939,405.07 4.66
Between $ 60,000--
$ 69,999.99............. 150 9,552,163.75 1.59
Between $ 70,000--
$ 79,999.99............. 89 6,658,759.35 1.11
Between $ 80,000--
$ 89,999.99............. 52 4,404,209.67 .73
Between $ 90,000--
$ 99,999.99............. 28 2,649,055.87 .44
Between $100,000--
$109,999.99............. 32 3,378,078.52 .56
Between $110,000--
$119,999.99............. 21 2,417,287.06 .40
Between $120,000--
$129,999.99............. 21 2,634,991.44 .44
Between $130,000--
$139,999.99............. 16 2,156,966.39 .36
Between $140,000--
$149,999.99............. 11 1,600,325.17 .27
Between $150,000--
$159,999.99............. 13 2,000,924.69 .33
Between $160,000--
$169,999.99............. 8 1,312,678.00 .22
Between $170,000--
$179,999.99............. 7 1,224,226.24 .20
Between $180,000--
$189,999.99............. 4 733,450.42 .12
Over $189,999.99..... 12 2,510,322.93 .42
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Total................ 31,943 $599,999,895.68 100.00%
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</TABLE>
3
<PAGE>
Loan Rates
<TABLE>
<CAPTION>
% of
Number of Loan Pool by
Loans Aggregate Principal Outstanding Principal
Range of as of Cut- Balance Outstanding Balance as of
Loan Rates off Date as of Cut-off Date Cut-off Date
---------- ---------- ------------------- ---------------------
<S> <C> <C> <C>
From 5.00001%--
6.00000%................ 2 $ 16,503.65 *%
From 6.00001%--
7.00000%................ 2 64,288.47 .01
From 7.00001%--
8.00000%................ 68 1,814,992.56 .30
From 8.00001%--
9.00000%................ 501 15,467,550.36 2.58
From 9.00001%--
10.00000%................ 2,534 57,995,873.34 9.67
From 10.00001%--
11.00000%................ 3,416 80,531,321.82 13.42
From 11.00001%--
12.00000%................ 4,184 83,631,973.32 13.94
From 12.00001%--
13.00000%................ 5,071 93,449,689.21 15.57
From 13.00001%--
14.00000%................ 6,592 101,927,131.69 16.99
From 14.00001%--
15.00000%................ 5,078 76,924,998.01 12.82
From 15.00001%--
16.00000%................ 2,712 49,364,605.78 8.23
From 16.00001%--
17.00000%................ 1,247 28,029,550.89 4.67
Over 17.00000%............ 536 10,781,416.58 1.80
------ --------------- ------
Total................. 31,943 $599,999,895.68 100.00%
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</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the Cut-off Date.
Remaining Months to Maturity
<TABLE>
<CAPTION>
% of
Number of Loan Pool by
Months Remaining to Loans Aggregate Principal Outstanding Principal
Scheduled Maturity as of Cut- Balance Outstanding Balance as of
As of Cut-off Date off Date as of Cut-off Date Cut-off Date
------------------- ---------- ------------------- ---------------------
<S> <C> <C> <C>
Less than 31.............. 674 $ 2,132,123.32 .36%
31-60..................... 2,494 16,487,595.42 2.75
61-90..................... 2,321 18,957,525.37 3.16
91-120.................... 6,662 85,382,539.89 14.23
121-150................... 1,399 18,188,713.47 3.03
151-180................... 6,464 125,658,758.80 20.94
181-210................... 1,367 27,053,208.80 4.51
211-240................... 3,381 78,537,429.81 13.09
241-270................... 13 536,491.67 .09
271-300................... 7,157 225,825,676.62 37.64
301-330................... 0 .00 .00
331-360................... 11 1,239,832.51 .21
------ --------------- ------
Total................. 31,943 $599,999,895.68 100.00%
====== =============== ======
</TABLE>
4
<PAGE>
Lien Position of Loans
<TABLE>
<CAPTION>
% of % of
Number of Loan Pool by Loan Pool by
Loans Number of Aggregate Principal Outstanding Principal
as of Cut- Loans as of Balance Outstanding Balance as of
Lien Position off Date Cut-off Date as of Cut-off Date Cut-off Date
- ------------- ---------- ------------ ------------------- ---------------------
<S> <C> <C> <C> <C>
First........ 3,091 9.68% $ 68,639,891.73 11.44%
Second....... 23,905 74.84 435,355,050.54 72.56
Third........ 4,922 15.41 95,588,511.65 15.93
Fourth....... 24 .08 401,558.28 .07
Fifth........ 1 .00 14,883.48 *
------ ------ --------------- ------
Total.... 31,943 100.00% $599,999,895.68 100.00%
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</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the Cut-off Date.
5
