<PAGE>
EXHIBIT 99.1
MANUFACTURED HOUSING CONTRACT
SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES
SERIES 2000-5
INFORMATION REGARDING INITIAL AND ADDITIONAL CONTRACTS
Set forth below is information regarding the manufactured housing installment
sales contracts and installment loan agreements transferred to the trust formed
in October 2000, or substituted for some of these contracts, as permitted by the
pooling and servicing agreement, on or before the date of this report. The
information below relates to both the initial contracts described in the
prospectus supplement dated September 28, 2000 and the additional contracts
transferred to the trust on the closing date. The Company will transfer
subsequent contracts to the trust on or before the expiration of the pre-funding
period. Unless otherwise defined herein, all capitalized terms have the meanings
set forth in the prospectus supplement dated September 28, 2000.
<PAGE>
Geographical Distribution of Contract Obligors
Aggregate
Principal Balance % of Contract Pool
Number of Outstanding by Outstanding
Contracts as of as of Cut- Principal Balance
State Cut-off Date off Date as of Cut-off Date
----- --------------- ----------------- ------------------
Alabama.................... 1,024 $ 34,944,968.44 5.17%
Alaska..................... 1 174,992.80 0.03
Arizona.................... 362 17,162,319.34 2.54
Arkansas................... 341 12,456,403.54 1.84
California................. 510 22,794,322.67 3.37
Colorado................... 284 13,736,759.38 2.03
Connecticut................ 11 455,568.44 0.07
Delaware................... 88 3,236,889.59 0.48
Florida.................... 763 35,345,889.14 5.23
Georgia.................... 805 35,034,282.89 5.18
Idaho...................... 52 2,658,553.96 0.39
Illinois................... 177 6,102,004.29 0.90
Indiana.................... 416 20,241,333.17 3.00
Iowa....................... 127 4,794,545.69 0.71
Kansas..................... 166 5,950,487.46 0.88
Kentucky................... 395 17,373,185.08 2.57
Louisiana.................. 221 7,621,140.95 1.13
Maine...................... 179 8,313,205.22 1.23
Maryland................... 85 2,347,308.77 0.35
Massachusetts.............. 12 432,389.37 0.06
Michigan................... 1,043 50,685,053.13 7.50
Minnesota.................. 292 9,708,637.82 1.44
Mississippi................ 338 11,896,109.99 1.76
Missouri................... 354 12,394,611.20 1.83
Montana.................... 77 2,846,163.93 0.42
Nebraska................... 58 2,472,081.04 0.37
Nevada..................... 119 5,700,877.14 0.84
New Hampshire.............. 121 5,535,503.68 0.82
New Jersey................. 6 290,625.78 0.04
New Mexico................. 355 14,304,203.93 2.12
New York................... 275 12,326,018.43 1.82
North Carolina............. 1,262 51,281,463.72 7.59
North Dakota............... 46 1,462,078.46 0.22
Ohio....................... 441 19,933,810.16 2.95
Oklahoma................... 353 13,877,516.20 2.05
Oregon..................... 178 11,872,104.53 1.76
Pennsylvania............... 316 13,373,334.75 1.98
Rhode Island............... 3 159,473.42 0.02
South Carolina............. 767 29,358,674.37 4.35
South Dakota............... 65 2,374,365.42 0.35
Tennessee.................. 559 22,365,414.12 3.31
Texas...................... 1,632 74,506,207.60 11.03
Utah....................... 48 2,541,876.71 0.38
Vermont.................... 88 4,718,884.63 0.70
Virginia................... 408 12,029,950.26 1.78
Washington................. 284 21,224,904.95 3.14
West Virginia.............. 253 8,761,152.36 1.30
Wisconsin.................. 101 3,439,179.36 0.51
Wyoming.................... 72 3,115,318.59 0.46
------ --------------- ------
Total.................... 15,933 $675,732,145.87 100.00%
====== =============== ======
2
<PAGE>
Years of Origination of Contracts
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
as of Outstanding Balance as of
Year of Origination Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
1985..................... 11 $ 24,630.18 *%
1986..................... 89 215,490.48 0.03
1987..................... 1 4,689.32 *
1988..................... 1 7,472.77 *
1989..................... 1,392 16,123,844.09 2.39
1990..................... 440 4,923,526.90 0.73
1992..................... 2 30,010.09 *
1993..................... 4 114,035.38 0.02
1994..................... 10 335,079.38 0.05
1995..................... 5 189,090.47 0.03
1996..................... 2 48,498.58 0.01
1997..................... 8 302,056.66 0.05
1998..................... 14 1,025,123.67 0.15
1999..................... 127 9,124,958.34 1.35
2000..................... 13,827 643,263,639.56 95.20
------ --------------- ------
Total................. 15,933 $675,732,145.87 100.00%
====== =============== ======
--------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the contracts as of the cut-off date.
3
<PAGE>
Distribution of Original Contract Amounts
<TABLE>
<CAPTION>
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
Oiginal Contractr as of Outstanding Balance as of
Amunt (in Dollars)o Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
<S> <C> <C> <C>
Less than $10,000........ 335 $ 2,576,093.12 0.38%
Between $10,000 and
$19,999................. 2,485 29,559,638.19 4.37
Between $20,000 and
$29,999................. 3,036 69,617,759.96 10.30
Between $30,000 and
$39,999................. 2,960 100,110,995.69 14.81
Between $40,000 and
$49,999................. 1,931 85,587,806.82 12.67
Between $50,000 and
$59,999................. 1,629 89,394,916.28 13.23
Between $60,000 and
$69,999................. 1,176 75,867,601.53 11.23
Between $70,000 and
$79,999................. 784 58,481,673.46 8.65
Between $80,000 and
$89,999................. 515 43,565,154.74 6.45
Between $90,000 and
$99,999................. 381 36,192,416.38 5.36
Between $100,000 and
$109,999................ 230 24,092,853.59 3.57
Between $110,000 and
$119,999................ 189 21,672,363.10 3.21
Between $120,000 and
$129,999................ 115 14,319,036.00 2.12
Between $130,000 and
$139,999................ 76 10,214,546.44 1.51
Between $140,000 and
$149,999................ 37 5,350,980.50 0.79
Between $150,000 and
$159,999................ 25 3,841,175.22 0.57
Between $160,000 and
$169,999................ 9 1,488,570.73 0.22
Between $170,000 and
$179,999................ 7 1,233,495.22 0.18
Between $180,000 and
$189,999................ 8 1,485,403.95 0.22
Between $190,000 and
$199,999................ 2 376,613.01 0.06
Between $210,000 and
$219,999................ 2 431,026.79 0.06
Between $270,000 and
$279,999................ 1 271,980.15 0.04
------ --------------- ------
Total................. 15,933 $675,732,145.87 100.00%
====== =============== ======
</TABLE>
4
<PAGE>
Distribution of Original Loan-to-Value Ratios of Contracts
The method of calculating loan-to-value ratios is described in the
prospectus.
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Number of Contracts Balance Outstanding Outstanding Principal
Loan-to-Value Ratio as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------- ------------------- --------------------------
<S> <C> <C> <C>
0.01% to 5.00%........ 3 $ 158,203.35 0.02%
5.01% to 10.00%........ 4 251,111.54 0.04
10.01% to 15.00%........ 9 347,728.93 0.05
15.01% to 20.00%........ 15 522,842.74 0.08
20.01% to 25.00%........ 16 587,283.58 0.09
25.01% to 30.00%........ 35 958,833.07 0.14
30.01% to 35.00%........ 27 674,178.74 0.10
35.01% to 40.00%........ 45 1,338,885.07 0.20
40.01% to 45.00%........ 56 1,638,315.18 0.24
45.01% to 50.00%........ 96 3,163,585.73 0.47
50.01% to 55.00%........ 131 5,048,013.16 0.75
55.01% to 60.00%........ 130 5,723,759.87 0.85
60.01% to 65.00%........ 169 6,696,135.18 0.99
65.01% to 70.00%........ 297 13,289,921.91 1.97
70.01% to 75.00%........ 449 19,803,901.16 2.93
75.01% to 80.00%........ 1,402 56,354,484.89 8.34
80.01% to 85.00%........ 1,167 47,938,547.63 7.09
85.01% to 90.00%........ 5,731 228,948,663.37 33.88
90.01% to 95.00%........ 4,769 223,431,378.68 33.07
95.01% to 100.00%....... 1,382 58,856,372.09 8.71
------ --------------- ------
Total................ 15,933 $675,732,145.87 100.00%
====== =============== ======
</TABLE>
5
<PAGE>
Contract Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Range of Contracts by Number of Contracts Balance Outstanding Outstanding Principal
Contract Rate as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
--------------------- ------------------- ------------------- --------------------------
<S> <C> <C> <C>
6.000% to 6.999%........ 7 $ 182,293.57 0.03
7.000% to 7.999%........ 4 473,014.82 0.07
8.000% to 8.999%........ 77 7,178,028.11 1.06
9.000% to 9.999%........ 864 74,958,230.50 11.09
10.000% to 10.999%...... 1,086 89,130,957.02 13.19
11.000% to 11.999%...... 1,067 72,826,869.59 10.78
12.000% to 12.999%...... 1,973 104,482,123.41 15.46
13.000% to 13.999%...... 2,325 103,090,824.69 15.26
14.000% to 14.999%...... 3,435 88,504,574.68 13.10
15.000% to 15.999%...... 2,249 60,390,936.34 8.94
16.000% to 16.999%...... 1,028 27,082,012.77 4.01
17.000% to 17.999%...... 639 19,488,864.11 2.88
18.000% to 18.999%...... 769 18,793,410.05 2.78
19.000% to 19.999%...... 359 8,216,087.92 1.22
20.000% to 20.999%...... 51 933,918.29 0.14
------ --------------- ------
Total................ 15,933 $675,732,145.87 100.00%
====== =============== ======
</TABLE>
Remaining Months to Maturity of Contracts
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Months Remaining Number of Contracts Balance Outstanding Outstanding Principal
As of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------ ------------------- ------------------- --------------------------
<S> <C> <C> <C>
Less than 31............ 326 $ 822,417.42 0.12%
31 to 60................ 1,318 12,430,692.36 1.84
61 to 90................ 169 2,664,949.41 0.40
91 to 120............... 1,136 20,617,281.96 3.05
121 to 150.............. 107 2,258,361.36 0.33
151 to 180.............. 1,290 31,016,645.61 4.59
181 to 210.............. 7 199,887.48 0.03
211 to 240.............. 1,743 53,823,792.38 7.97
241 to 270.............. 4 161,702.72 0.02
271 to 300.............. 1,190 41,398,863.92 6.13
301 to 330.............. 6 272,999.25 0.04
331 to 360.............. 8,637 510,064,552.00 75.48
------ --------------- ------
Total................ 15,933 $675,732,145.87 100.00%
====== =============== ======
</TABLE>
6
