<PAGE>
EXHIBIT 99.1
CONSECO FINANCE CORP.
CERTIFICATE OF SERVICING OFFICER
The undersigned certifies that she is Senior Vice President and Treasurer of
Conseco Finance Corp., a Delaware corporation (the "Company"), and that as such
she is duly authorized to execute and deliver this certificate on behalf of the
Company pursuant to Section 6.02 of the Pooling and Servicing Agreement (the
"Agreement") dated June 1, 2000, (2000-3), between the Company and U.S.Bank
National Association, as Trustee (all capitalized terms used herein without
definition having the respective meanings specified in the Agreement), and
further certifies that:
1. The Monthly Report for the period from October 16, 2000 to November 15,
2000 attached to this certificate is complete and accurate in
accordance with the requirements of Sections 6.01 and 6.02 of the
Agreement; and
2. As of the date hereof, no Event of Termination or event that with
notice or lapse of time or both would become an Event of Termination
has occurred.
IN WITNESS WHEREOF, I have affixed hereunto my signature this 28th day of
November, 2000.
CONSECO FINANCE CORP.
BY: /s/ Phyllis A. Knight
---------------------------
Phyllis A. Knight
Senior Vice President and
Treasurer
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Nov-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
REMITTANCE DATE 12/1/00
Page 1
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------
<S> <C> <C>
A. (1a) Amount available (including Monthly Servicing Fee) 14,716,982.45
--------------
(b) Insurance Premium (.28%) 208,687.47
--------------
(c) Class M-1 Interest Deficiency Amount (if any) and Class B-1 Interest
Deficiency Amount (if any) withdrawn for prior Remittance Date 0.00
--------------
(d) Amount Available after giving effect to withdrawal of Class M-1
Interest Deficiency Amount and Class B-1 Interest Deficiency Amount
for prior Remittance Date 14,508,294.98
--------------
2. Interest
a. Class A-1 Remittance Rate (8.26%) 8.26000%
--------------
b. Class A-1 Interest 5,330,280.30 6.50034183
-------------- ------------
(3) Amount applied to:
a. Unpaid Class A-1 Interest Shortfall 0.00 0
-------------- ------------
(4) Remaining:
a. Unpaid Class A-1 Interest Shortfall 0.00 0
-------------- ------------
B. Principal
(5) Formula Principal Distribution Amount 7,616,786.78 N/A
-------------- ------------
a. Scheduled Principal 1,752,463.82 N/A
-------------- ------------
b. Principal Prepayments 5,046,646.53 N/A
-------------- ------------
c. Liquidated Contracts 374,306.33 N/A
-------------- ------------
d. Repurchases 0.00 N/A
-------------- ------------
e. Current Month Advanced Principal 1,740,256.67 N/A
-------------- ------------
f. Prior Month Advanced Principal (2,466,413.93) N/A
-------------- ------------
g. Additional Principal Distribution 1,169,527.36
--------------
(6) Pool Scheduled Principal Balance 957,373,550.34
--------------
(7) Adjusted Pool Principal Balance 955,633,293.67 975.13601395
-------------- ------------
(7a) Pool Factor 0.97513601
--------------
(8) Net Certificate Balance 926,758,075.36
--------------
(9) Pre-Funded Amount 0.00
--------------
Over-Collateralization Amount (40,000,000.00 cap) 28,875,218.31
--------------
(10) Unpaid Class A Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------
(11) Class A-1 Percentage for such Remittance Date 100.00%
--------------
(12) Class A-1 Percentage for the following Remittance Date 100.00%
--------------
(13) Class A-1 Principal distribution 7,616,786.78 9.28876437
-------------- ------------
(14) Class A-1 Principal Balance 766,758,075.36
--------------
(14a) Class A-1 Pool Factor 0.93507082 935.07082361
-------------- ------------
(15) Unpaid Class A-1 Principal Shortfall
(if any)following current Remittance Date 0.00
--------------
C. Aggregate Scheduled Balances and Number of Delinquent
Contracts as of Determination Date
(16) 31-59 days 14,596,358.03 404
-------------- ------------
(17) 60 days or more 16,820,568.43 384
-------------- ------------
(18) Current Month Repossessions 1,783,100.98 53
-------------- ------------
(19) Repossession Inventory 3,847,951.18 103
-------------- ------------
(20) Weighted Average Contract Rate 11.67354
--------------
</TABLE>
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT November-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
Page 2
<TABLE>
<CAPTION>
<S> <C> <C>
Class M-1 Distribution Test and Class B Distribution test (applicable on and
after the Remittance Date occurring in August 2004)
(21) Average Sixty - Day Delinquency Ratio Test
(a) Sixty - Day Delinquency Ratio for current Remittance Date 2.16%
-------------
(b) Average Sixty - Day Delinquency Ratio (arithmetic average
of ratios for this month and two preceding months;
may not exceed 3.75%) 1.64%
-------------
(22) AverageThirty - Day Delinquency Ratio Test
(a) Thirty - Day Delinquency Ratio for current Remittance Date 3.68%
-------------
(b) Average Thirty - Day Delinquency Ratio (arithmetic average
of ratios for this month and two preceding months;
to be satisfied may not exceed 5.5%) 3.00%
-------------
(23) Cumulative Realized Losses Test
(a) Cumulative Realized Losses for current Remittance Date (as a
percentage of Cut-off Date Pool Principal Balance; to be satisfied
may not exceed 5.5% from August 1, 2004 to July 31, 2005, 7.0%
from August 1, 2005 to July 31, 2006, 9.0% from August 1, 2006 to
July 31, 2007 and 10.0% thereafter) 0.04%
-------------
(24) Current Realized Losses Test
(a) Current Realized Losses for current Remittance Date 182,031.76
-------------
(b) Current Realized Loss Ratio (total Realized Losses for the most
recent three months, multiplied by 4, divided by arithmetic
average of Pool Scheduled Principal Balances for third preceding
Remittance and for current Remittance Date; to be satisfied, may
not exceed 2.25%) 0.14%
-------------
(25) Class M Principal Balance Test
(a) The sum of Class M Principal Balance and Class B Principal
Balance (before distributions on current Remittance Date) divided
by Pool Scheduled Principal Balance as of preceding Remittance
Date (must equal or exceed 22.5%) 19.63%
-------------
(26) Class B Principal Balance Test
(a) Class B Principal Balance (before any distributions on current
Remittance Date) as of such Remittance date greater than
$17,000,000.00 75,000,000.00
-------------
(b) Class B Principal Balance (before any distributions on current
Remittance Date) divided by pool Scheduled Principal Balance
as of preceding Remittance Date is equal to or greater than 11.25%. 10.80%
-------------
</TABLE>
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT November-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
Page 3
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------
<S> <C> <C>
CLASS M-1 CERTIFICATES
----------------------
(27) Amount available (including Monthly Servicing Fee) 1,561,227.90
-------------
A. Interest
(28) Aggregate interest
(a) Class M-1 Remittance Rate 8.26%, unless
Weighted Average Contract Rate is below 8.26%) 8.26%
-------------
(b) Class M-1 Interest 309,750.00 6.88333333
------------- -------------
(29) Amount applied to Class M-1 Interest Deficiency Amount 0.00
-------------
(30) Remaining unpaid Class M-1 Interest Deficiency Amount 0.00
-------------
(31) Amount applied to:
a. Unpaid Class M-1 Interest Shortfall 0.00 0
------------- -------------
(32) Remaining:
a. Unpaid Class M-1 Interest Shortfall 0.00 0
------------- -------------
B. Principal
(33) Formula Principal Distribution Amount 0.00 N/A
------------- -------------
a. Scheduled Principal 0.00 N/A
------------- -------------
b. Principal Prepayments 0.00 N/A
------------- -------------
c. Liquidated Contracts 0.00 N/A
------------- -------------
d. Repurchases 0.00 N/A
------------- -------------
(34) Class M-1 Principal Balance 45,000,000.00 1000.00000000
------------- -------------
(35a) Class M-1 Pool Factor 1.00000000
-------------
(36) Class M-1 Percentage for such Remittance Date 0.00%
-------------
(37) Class M-1 Principal Distribution:
a. Class M-1 (current) 0.00 0.00000000
------------- -------------
b. Unpaid Class M-1 Principal Shortfall
(if any) following prior Remittance Date 0.00
-------------
(38) Unpaid Class M-1 Principal Shortfall
(if any) following current Remittance Date 0.00
-------------
(39) Class M-1 Percentage for the following Remittance Date 0.00%
-------------
</TABLE>
PLEASE CONTACT US BANK TRUST N.A., BONDHOLDER RELATIONS: (612) 973-5800
WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT November-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
Page 4
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------
<S> <C> <C>
CLASS M-2 CERTIFICATES
----------------------
(27) Amount available (including Monthly Servicing Fee) 1,251,477.90
-------------
A. Interest
(28) Aggregate interest
(a) Class M-2 Remittance Rate 8.26%, unless
Weighted Average Contract Rate is below 8.26%) 8.26%
-------------
(b) Class M-2 Interest 275,333.33 6.88333325
------------- -------------
(29) Amount applied to Class M-2 Interest Deficiency Amount 0.00
-------------
(30) Remaining unpaid Class M-2 Interest Deficiency Amount 0.00
-------------
(31) Amount applied to:
a. Unpaid Class M-2 Interest Shortfall 0.00 0
------------- -------------
(32) Remaining:
a. Unpaid Class M-2 Interest Shortfall 0.00 0
------------- -------------
B. Principal
(33) Formula Principal Distribution Amount 0.00 N/A
------------- -------------
a. Scheduled Principal 0.00 N/A
------------- -------------
b. Principal Prepayments 0.00 N/A
------------- -------------
c. Liquidated Contracts 0.00 N/A
------------- -------------
d. Repurchases 0.00 N/A
------------- -------------
(34) Class M-2 Principal Balance 40,000,000.00 1000.00000000
------------- -------------
(35a) Class M-2 Pool Factor 1.00000000
-------------
(36) Class M-2 Percentage for such Remittance Date 0.00%
-------------
(37) Class M-2 Principal Distribution:
a. Class M-2 (current) 0.00 0.00000000
------------- -------------
b. Unpaid Class M-2 Principal Shortfall
(if any) following prior Remittance Date 0.00
-------------
(38) Unpaid Class M-2 Principal Shortfall
(if any) following current Remittance Date 0.00
-------------
(39) Class M-2 Percentage for the following Remittance Date 0.00%
-------------
</TABLE>
PLEASE CONTACT US BANK TRUST N.A., BONDHOLDER RELATIONS: (612) 973-5800
WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT November-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
Page 5
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------
<S> <C> <C>
CLASS BI-A&B CERTIFICATES
-------------------------
(1) Amount Available less the Class A
Distribution Amount and Class M-1 Distribution
Amount (including Monthly Servicing Fee) 976,144.57
-------------
(2) Class B-1 Remittance Rate (8.26%
unless Weighted Average Contract Rate
is below 8.26%) 8.26%
-------------
(3) Aggregate Class B1 Interest 240,916.67 6.88333343
------------- ----------
(4) Amount applied to Unpaid
Class B1 Interest Shortfall 0.00 0.00
------------- ----------
(5) Remaining Unpaid Class B1
Interest Shortfall 0.00 0.00
------------- ----------
(6) Amount applied to Class B-1
Interest Deficiency Amount 0.00
-------------
(7) Remaining Unpaid Class B-1
Interest Deficiency Amount 0.00
-------------
(8) Unpaid Class B-1 Principal Shortfall
(if any) following prior Remittance Date 0.00
-------------
(8a) Class B Percentage for such Remittance Date 0.00
-------------
(9) Current Principal (Class B Percentage of Formula Principal
Distribution Amount) 0.00 0.00000000
------------- ----------
(10a) Class B1 Principal Shortfall 0.00
-------------
(10b) Unpaid Class B1 Principal Shortfall 0.00
-------------
(11) Class B Principal Balance 75,000,000.00
-------------
(12) Class B1 Principal Balance 35,000,000.00
-------------
(12a) Class B1 Pool Factor 1.00000000
-------------
</TABLE>
PLEASE CONTACT US BANK TRUST N.A., BONDHOLDER RELATIONS: (612) 973-5800
WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 2000-3
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT November-00
CUSIP NO. 20846QDJ4,DK1,DL9,DM7,DN5
TRUST ACCOUNT #3338282-0
Page 6
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------
<S> <C> <C>
CLASS B2 CERTIFICATES
---------------------
(13) Remaining Amount Available 735,227.90
-------------
(14) Class B-2 Remittance Rate ( 10.00%
unless Weighted Average Contract
Rate is less than 10.00%) 10.00%
-------------
(15) Aggregate Class B2 Interest 333,333.33 8.33333325
------------- -----------
(16) Amount applied to Unpaid
Class B2 Interest Shortfall 0.00 0.00
------------- -----------
(17) Remaining Unpaid Class B2
Interest Shortfall 0.00 0.00
------------- -----------
(18) Unpaid Class B2 Principal Shortfall
(if any) following prior Remittance Date 0.00
-------------
(19) Class B2 Principal Liquidation Loss Amount 0.00
-------------
(20) Class B2 Principal (zero until class B1
paid down: thereafter, Class B Percentage
of formula Principal Distribution Amount) 0.00 0.00000000
------------- -----------
(21) Guarantee Payment 0.00
-------------
(22) Class B2 Principal Balance 40,000,000.00
-------------
(22a) Class B2 Pool Factor 1.00000000
-------------
Class C Certificates
--------------------
(23) Monthly Servicing Fee (deducted from Certificate Account balance
to arrive at Amount Available if the Company or Green Tree
Financial Servicing Corporation is not the Servicer; deducted
from funds remaining after payment of Class A Distribution
Amount,Class M-1 Distribution Amount, Class B-1 Distribution Amount
and Class B-2 Distribution Amount, if the Company or Green Tree
Financial Servicing Corp. is the Servicer) 401,894.57
-------------
(24) Class B-3I Distribution Amount 0.00
-------------
(25) Class B-3I Shortfall 594,316.75
-------------
(26) Unpaid Class B-3I Shortfall (189,348.41)
-------------
(27) Class M-1 Interest Deficiency on such Remittance Date 0.00
-------------
(28) Class B-1 Interest Deficiency on such Remittance Date 0.00
-------------
</TABLE>