<PAGE>
Exhibit 99.1
Set forth below is information regarding the installment contracts and
installment loan agreements transferred to the Trust on August 11, 2000. The
information below includes the Subsequent Contracts described in the Prospectus
Supplement dated August 8, 2000 to the Prospectus dated August 8, 2000. Unless
otherwise defined herein, the capitalized terms have the meanings set forth in
the Prospectus Supplement.
Due to rounding, the percentages in the following tables may not sum to
100%.
The table below describes characteristics of the combined contracts as
of the cut-off date. The geographical distribution of the combined contracts
obligors is based on the obligor's billing address.
Geographical Distribution of Initial Contract Obligors
Aggregate
Principal Balance % of Contract Pool
Number of Outstanding by Outstanding
Contracts as of as of Cut- Principal Balance
State Cut-off Date off Date as of Cut-off Date
----- --------------- ----------------- ------------------
Alabama.................... 1,641 $ 52,831,517.84 4.23%
Arizona.................... 678 36,242,161.37 2.90
Arkansas................... 634 21,874,021.57 1.75
California................. 1,226 60,950,759.28 4.88
Colorado................... 642 33,890,439.61 2.71
Connecticut................ 19 630,578.86 0.05
Delaware................... 145 7,170,217.29 0.57
District of Columbia....... 2 144,397.85 0.01
Florida.................... 1,285 57,957,952.84 4.64
Georgia.................... 1,309 55,391,029.60 4.43
Idaho...................... 130 7,635,061.46 0.61
Illinois................... 426 13,382,387.04 1.07
Indiana.................... 1,075 54,509,493.19 4.36
Iowa....................... 392 11,907,049.62 0.95
Kansas..................... 285 9,315,012.28 0.75
Kentucky................... 903 41,974,546.70 3.36
Louisiana.................. 591 19,133,648.49 1.53
Maine...................... 277 15,235,017.21 1.22
Maryland................... 99 3,300,344.17 0.26
Massachusetts.............. 35 1,311,114.28 0.10
Michigan................... 1,564 71,594,236.63 5.73
Minnesota.................. 392 10,868,847.19 0.87
Mississippi................ 630 22,921,374.89 1.83
Missouri................... 692 22,038,302.21 1.76
Montana.................... 183 8,036,404.36 0.64
Nebraska................... 104 3,128,119.52 0.25
Nevada..................... 308 18,448,197.56 1.48
New Hampshire.............. 238 10,955,279.43 0.88
New Jersey................. 16 660,444.41 0.05
New Mexico................. 540 22,497,480.96 1.80
New York................... 619 27,589,811.48 2.21
North Carolina............. 1,731 87,991,773.73 7.04
North Dakota............... 131 3,860,705.08 0.31
Ohio....................... 767 32,062,286.57 2.57
Oklahoma................... 621 22,650,252.26 1.81
Oregon..................... 320 22,284,292.59 1.78
Pennsylvania............... 712 29,456,298.67 2.36
Rhode Island............... 12 370,683.59 0.03
South Carolina............. 1,080 42,594,453.72 3.41
South Dakota............... 236 8,023,707.93 0.64
Tennessee.................. 937 36,853,992.45 2.95
Texas...................... 3,083 131,053,539.08 10.48
Utah....................... 138 7,277,736.47 0.58
Vermont.................... 100 5,164,543.83 0.41
Virginia................... 526 22,822,858.33 1.83
Washington................. 567 41,027,680.27 3.28
West Virginia.............. 366 14,382,693.60 1.15
Wisconsin.................. 286 9,650,891.25 0.77
Wyoming.................... 173 8,945,914.45 0.72
------ ----------------- ------
Total.................... 28,866 $1,249,999,553.06 100.00%
====== ================= ======
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Years of Origination of Combined Contracts
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
as of Outstanding Balance as of
Year of Origination Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
1981..................... 3 $ 16,466.93 *%
1982..................... * * *
1983..................... 1 11,975.09 *
1984..................... 4 64,586.59 0.01
1985..................... 2 3,026.42 *
1986..................... 17 61,375.06 *
1987..................... 32 241,077.70 0.02
1988..................... 43 543,982.05 0.04
1989..................... 11 120,762.27 0.01
1990..................... 3 33,606.04 *
1991..................... 11 136,030.54 0.01
1992..................... 18 199,170.66 0.02
1993..................... 2 25,732.30 *
1994..................... 2 65,911.60 0.01
1995..................... 7 96,797.61 0.01
1996..................... 3 91,517.40 0.01
1997..................... 8 156,950.74 0.01
1998..................... 33 2,010,153.81 0.16
1999..................... 1,196 97,381,350.00 7.79
2000..................... 27,470 1,148,739,080.25 91.90
------ ----------------- ------
Total................. 28,866 $1,249,999,553.06 100.00%
====== ================= ======
--------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the combined contracts as of the cut-off date.
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Distribution of Original Contract Amounts
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
Original Contract as of Outstanding Balance as of
Amount (in Dollars) Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
Less than $10,000....... 1,145 $ 8,874,986.51 0.71%
Between $10,000 and
$19,999................ 4,367 66,049,419.12 5.28
Between $20,000 and
$29,999................ 5,788 144,508,724.30 11.56
Between $30,000 and
$39,999................ 4,943 171,227,008.90 13.70
Between $40,000 and
$49,999................ 3,372 150,430,134.44 12.04
Between $50,000 and
$59,999................ 2,629 144,088,287.15 11.53
Between $60,000 and
$69,999................ 2,098 135,567,896.27 10.85
Between $70,000 and
$79,999................ 1,293 96,721,144.04 7.74
Between $80,000 and
$89,999................ 1,048 88,657,969.92 7.09
Between $90,000 and
$99,999................ 722 68,359,708.34 5.47
Between $100,000 and
$109,999............... 545 56,952,449.00 4.56
Between $110,000 and
$119,999............... 375 42,937,425.21 3.43
Between $120,000 and
$129,999............... 223 27,776,238.06 2.22
Between $130,000 and
$139,999............... 123 16,524,093.86 1.32
Between $140,000 and
$149,999............... 83 12,018,140.90 0.96
Between $150,000 and
$159,999............... 40 6,198,866.83 0.50
Between $160,000 and
$169,999............... 23 3,763,422.95 0.30
Between $170,000 and
$179,999............... 20 3,478,652.51 0.28
Between $180,000 and
$189,999............... 11 2,023,535.22 0.16
Between $190,000 and
$199,999............... 6 1,175,743.70 0.09
Between $200,000 and
$209,999............... 3 615,323.19 0.05
Between $210,000 and
$219,999............... 3 645,046.19 0.05
Between $220,000 and
$229,999............... 4 901,405.63 0.07
Between $230,000 and
$239,999............... 1 235,795.54 0.02
Between $240,000 and
$249,999............... 0 0.00 0.00
Between $250,000 and
$259,999............... 0 0.00 0.00
Between $260,000 and
$269,999............... 1 268,135.28 0.02
------ ----------------- ------
Total................ 28,866 $1,249,999,553.06 100.00%
====== ================= ======
The largest original contract amount is $268,135.28, which represents 0.02%
of the aggregate principal balance of the contracts as of the cut-off date.
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Distribution of Original Loan-to-Value Ratios of Combined Contracts
The method of calculating loan-to-value ratios is described in the
prospectus.
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
as of Outstanding Balance as of
Loan-to-Value Ratio Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
0.01% to 5.00% ....... 7 $ 444,273.68 0.04%
5.01% to 10.00% ....... 9 547,474.04 0.04
10.01% to 15.00% ....... 16 445,936.77 0.04
15.01% to 20.00% ....... 22 799,401.39 0.06
20.01% to 25.00% ....... 26 567,896.01 0.05
25.01% to 30.00% ....... 65 1,812,195.15 0.14
30.01% to 35.00% ....... 77 2,119,902.78 0.17
35.01% to 40.00% ....... 82 2,618,349.26 0.21
40.01% to 45.00% ....... 111 3,746,628.63 0.30
45.01% to 50.00% ....... 188 6,891,257.52 0.55
50.01% to 55.00% ....... 188 7,136,790.57 0.57
55.01% to 60.00% ....... 284 10,095,530.85 0.81
60.01% to 65.00% ....... 342 15,879,320.21 1.27
65.01% to 70.00% ....... 475 22,432,505.60 1.79
70.01% to 75.00% ....... 697 35,584,811.53 2.85
75.01% to 80.00% ....... 2,312 103,184,963.92 8.25
80.01% to 85.00% ....... 1,829 89,294,770.49 7.14
85.01% to 90.00% ....... 7,783 376,716,324.15 30.14
90.01% to 95.00% ....... 9,212 409,018,043.75 32.72
95.01% to 100.00% ....... 5,141 160,663,176.76 12.85
------ ----------------- ------
Total ............. 28,866 $1,249,999,553.06 100.00%
====== ================= ======
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Combined Contract Rates
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
Range of Contracts by as of Outstanding Balance as of
Contract Rate Cut-off Date as of Cut-off Date Cut-off Date
--------------------- ------------ ------------------ ---------------------
Less than 5.000%........ 1 $ 172,822.55 0.02%
5.000% to 5.999%........ 4 501,668.23 0.04
6.000% to 6.999%........ 30 3,172,061.85 0.25
7.000% to 7.999%........ 661 57,985,895.48 4.64
8.000% to 8.999%........ 2,525 217,503,899.55 17.40
9.000% to 9.999%........ 1,569 127,161,467.71 10.17
10.000% to 10.999%...... 1,550 97,942,866.37 7.84
11.000% to 11.999%...... 2,962 153,631,222.46 12.29
12.000% to 12.999%...... 3,869 163,513,212.41 13.08
13.000% to 13.999%...... 5,305 157,275,733.94 12.58
14.000% to 14.999%...... 4,143 114,838,693.16 9.19
15.000% to 15.999%...... 1,611 42,619,175.54 3.41
16.000% to 16.999%...... 1,796 48,910,744.11 3.91
Greater than 16.999%.... 2,840 64,770,089.70 5.18
------ ----------------- ------
Total................ 28,866 $1,249,999,553.06 100.00%
====== ================= ======
Remaining Months to Maturity of Combined Contracts
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
Months Remaining as of Outstanding Balance as of
As of Cut-off Date Cut-off Date as of Cut-off Date Cut-off Date
------------------ ------------ ------------------ ---------------------
Less than 31............ 56 $ 243,184.34 0.02%
31 to 60................ 772 7,689,572.50 0.61
61 to 90................ 507 6,915,119.41 0.55
91 to 120............... 2,433 37,803,019.03 3.02
121 to 150.............. 355 7,242,368.09 0.58
151 to 180.............. 3,178 72,241,147.02 5.78
181 to 210.............. 13 403,809.23 0.03
211 to 240.............. 3,705 107,642,874.99 8.61
241 to 270.............. 5 208,094.47 0.02
271 to 300.............. 2,806 97,825,441.94 7.83
301 to 330.............. 4 198,241.35 0.02
331 to 360.............. 15,032 911,586,680.69 72.93
------ ----------------- ------
Total................ 28,866 $1,249,999,553.06 100.00%
====== ================= ======
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