<PAGE>
EXHIBIT 99.1
MANUFACTURED HOUSING CONTRACT
SENIOR/SUBORDINATE PASS-THROUGH CERTIFICATES
SERIES 2000-5
INFORMATION REGARDING INITIAL, ADDITIONAL AND SUBSEQUENT CONTRACTS
Set forth below is information regarding the manufactured housing installment
sales contracts and installment loan agreements transferred to a trust formed in
October 2000, or substituted for some of these contracts, as permitted by the
pooling and servicing agreement, on or before the date of this report. The
information below includes the initial contracts described in the prospectus
supplement dated September 28, 2000, the additional contracts transferred to the
trust on the closing date and the subsequent contracts transferred to the trust
on or before November 6, 2000, which was before the expiration of the pre-
funding period. There will be no more subsequent contracts transferred to the
trust after November 6, 2000. Unless otherwise defined herein, all capitalized
terms have the meanings set forth in the prospectus supplement.
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Due to rounding, the percentages in the following tables may not sum to
100%.
Geographical Distribution of Contract Obligors
Aggregate
Principal Balance % of Contract Pool
Number of Outstanding by Outstanding
Contracts as of as of Cut- Principal Balance
State Cut-off Date off Date as of Cut-off Date
----- --------------- ----------------- ------------------
Alabama.................... 1,101 $ 37,874,047.63 5.05%
Alaska..................... 1 174,992.80 0.02
Arizona.................... 408 19,334,053.89 2.58
Arkansas................... 393 14,695,046.11 1.96
California................. 557 25,424,712.91 3.39
Colorado................... 337 16,129,410.04 2.15
Connecticut................ 11 455,568.44 0.06
Delaware................... 95 3,567,795.19 0.48
Florida.................... 867 41,230,434.38 5.50
Georgia.................... 909 40,021,956.79 5.34
Hawaii..................... 1 89,084.61 0.01
Idaho...................... 56 2,825,917.65 0.38
Illinois................... 174 6,292,610.22 0.84
Indiana.................... 484 23,555,012.25 3.14
Iowa....................... 126 4,842,450.62 0.65
Kansas..................... 161 5,978,372.12 0.80
Kentucky................... 431 18,974,145.12 2.53
Louisiana.................. 254 8,743,847.21 1.17
Maine...................... 192 9,092,119.25 1.21
Maryland................... 94 2,631,023.11 0.35
Massachusetts.............. 14 507,137.64 0.07
Michigan................... 1,159 56,083,516.71 7.48
Minnesota.................. 351 11,238,560.21 1.50
Mississippi................ 371 13,191,340.45 1.76
Missouri................... 447 15,321,184.10 2.04
Montana.................... 90 3,385,350.32 0.45
Nebraska................... 49 2,354,098.96 0.31
Nevada..................... 128 6,285,244.87 0.84
New Hampshire.............. 153 6,502,370.22 0.87
New Jersey................. 9 412,141.89 0.05
New Mexico................. 406 16,544,029.40 2.21
New York................... 274 12,796,238.07 1.71
North Carolina............. 1,368 56,006,793.33 7.47
North Dakota............... 43 1,403,700.53 0.19
Ohio....................... 477 21,271,252.59 2.84
Oklahoma................... 393 15,709,816.60 2.09
Oregon..................... 187 12,386,298.76 1.65
Pennsylvania............... 338 14,141,943.42 1.89
Rhode Island............... 3 159,473.42 0.02
South Carolina............. 837 32,387,693.47 4.32
South Dakota............... 63 2,487,123.18 0.33
Tennessee.................. 620 24,947,475.63 3.33
Texas...................... 1,787 81,766,058.83 10.90
Utah....................... 52 2,631,890.00 0.35
Vermont.................... 99 5,627,577.39 0.75
Virginia................... 437 13,102,565.50 1.75
Washington................. 307 22,511,155.06 3.00
West Virginia.............. 278 9,681,105.89 1.29
Wisconsin.................. 109 3,662,637.47 0.49
Wyoming.................... 80 3,559,713.65 0.47
------ --------------- ------
Total.................... 17,581 $749,998,087.90 100.00%
====== =============== ======
2
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Years of Origination of Contracts
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
as of Outstanding Balance as of
Year of Origination Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
1985..................... 11 $ 24,630.18 *%
1986..................... 92 221,878.70 0.03
1987..................... 1 4,689.32 *
1988..................... 1 7,472.77 *
1989..................... 1,417 16,351,883.89 2.18
1990..................... 445 4,994,630.00 0.67
1992..................... 2 30,010.09 *
1993..................... 4 114,035.38 0.02
1994..................... 10 335,079.38 0.04
1995..................... 5 189,090.47 0.03
1996..................... 3 127,133.49 0.02
1997..................... 8 302,056.66 0.04
1998..................... 15 1,147,702.20 0.15
1999..................... 135 9,664,057.18 1.29
2000..................... 15,432 716,483,738.19 95.53
------ --------------- ------
Total................. 17,581 $749,998,087.90 100.00%
====== =============== ======
--------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the contracts as of the cut-off date.
3
<PAGE>
Distribution of Original Contract Amounts
<TABLE>
<CAPTION>
Number of Aggregate % of Contract Pool by
Contracts Principal Balance Outstanding Principal
Oiginal Contractr as of Outstanding Balance as of
Amunt (in Dollars)o Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------ ------------------ ---------------------
<S> <C> <C> <C>
Less than $10,000........ 383 $ 2,947,314.44 0.39%
Between $10,000 and
$19,999................. 2,709 32,787,781.06 4.37
Between $20,000 and
$29,999................. 3,278 75,665,559.39 10.09
Between $30,000 and
$39,999................. 3,246 110,029,123.67 14.67
Between $40,000 and
$49,999................. 2,160 95,789,598.38 12.77
Between $50,000 and
$59,999................. 1,835 100,734,079.30 13.43
Between $60,000 and
$69,999................. 1,327 85,579,425.81 11.41
Between $70,000 and
$79,999................. 888 66,239,475.71 8.83
Between $80,000 and
$89,999................. 577 48,803,758.02 6.51
Between $90,000 and
$99,999................. 420 39,895,894.05 5.32
Between $100,000 and
$109,999................ 249 26,079,402.63 3.48
Between $110,000 and
$119,999................ 205 23,515,132.19 3.14
Between $120,000 and
$129,999................ 124 15,446,530.44 2.06
Between $130,000 and
$139,999................ 85 11,426,397.92 1.52
Between $140,000 and
$149,999................ 40 5,778,449.04 0.77
Between $150,000 and
$159,999................ 26 3,993,076.00 0.53
Between $160,000 and
$169,999................ 9 1,488,570.73 0.20
Between $170,000 and
$179,999................ 7 1,233,495.22 0.16
Between $180,000 and
$189,999................ 8 1,485,403.95 0.20
Between $190,000 and
$199,999................ 2 376,613.01 0.05
Between $210,000 and
$219,999................ 2 431,026.79 0.06
Between $270,000 and
$279,999................ 1 271,980.15 0.04
------ --------------- ------
Total................. 17,581 $749,998,087.90 100.00%
====== =============== ======
</TABLE>
4
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Distribution of Original Loan-to-Value Ratios of Contracts
The method of calculating loan-to-value ratios is described in the
prospectus.
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Number of Contracts Balance Outstanding Outstanding Principal
Loan-to-Value Ratio as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------- ------------------- --------------------------
<S> <C> <C> <C>
0.01% to 5.00%........ 3 $ 158,203.35 0.02%
5.01% to 10.00%........ 4 251,111.54 0.03
10.01% to 15.00%........ 13 516,638.90 0.07
15.01% to 20.00%........ 19 552,170.26 0.07
20.01% to 25.00%........ 17 593,014.90 0.08
25.01% to 30.00%........ 40 1,192,735.54 0.16
30.01% to 35.00%........ 32 770,378.93 0.10
35.01% to 40.00%........ 49 1,392,927.98 0.19
40.01% to 45.00%........ 62 1,813,158.14 0.24
45.01% to 50.00%........ 104 3,477,583.90 0.46
50.01% to 55.00%........ 143 5,448,580.88 0.73
55.01% to 60.00%........ 154 6,566,318.64 0.88
60.01% to 65.00%........ 192 7,680,160.88 1.02
65.01% to 70.00%........ 328 14,772,700.50 1.97
70.01% to 75.00%........ 500 22,017,330.68 2.94
75.01% to 80.00%........ 1,566 62,495,170.08 8.33
80.01% to 85.00%........ 1,266 52,366,556.94 6.98
85.01% to 90.00%........ 6,346 258,748,178.32 34.50
90.01% to 95.00%........ 5,216 244,718,891.68 32.63
95.01% to 100.00%....... 1,527 64,466,275.86 8.60
------ --------------- ------
Total................ 17,581 $749,998,087.90 100.00%
====== =============== ======
</TABLE>
5
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Contract Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Range of Contracts by Number of Contracts Balance Outstanding Outstanding Principal
Contract Rate as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
--------------------- ------------------- ------------------- --------------------------
<S> <C> <C> <C>
6.000% to 6.999%........ 4 $ 473,014.82 0.06%
7.000% to 7.999%........ 84 7,669,708.30 1.02
8.000% to 8.999%........ 942 81,310,053.73 10.84
9.000% to 9.999%........ 1,224 99,709,028.53 13.29
10.000% to 10.999%...... 1,199 81,992,777.81 10.93
11.000% to 11.999%...... 2,261 119,507,191.79 15.93
12.000% to 12.999%...... 2,529 112,456,288.66 14.99
13.000% to 13.999%...... 3,754 99,117,628.32 13.22
14.000% to 14.999%...... 2,480 67,399,282.22 8.99
15.000% to 15.999%...... 1,135 29,990,189.15 4.00
16.000% to 16.999%...... 689 20,732,555.90 2.76
17.000% to 17.999%...... 827 19,806,265.14 2.64
18.000% to 18.999%...... 392 8,687,595.70 1.16
19.000% to 19.999%...... 54 964,214.26 0.13
20.000% to 20.999%...... 6 150,034.32 0.02
Greater than or equal to
21.000%................. 1 32,259.25 *
------ --------------- ------
Total................ 17,581 $749,998,087.90 100.00%
====== =============== ======
</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the contracts as of the cut-off date.
Remaining Months to Maturity of Contracts
<TABLE>
<CAPTION>
Aggregate Principal % of Contract Pool by
Months Remaining Number of Contracts Balance Outstanding Outstanding Principal
As of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------ ------------------- ------------------- --------------------------
<S> <C> <C> <C>
Less than 31............ 337 $ 845,676.07 0.11%
31 to 60................ 1,357 12,878,889.59 1.72
61 to 90................ 194 3,011,630.65 0.40
91 to 120............... 1,226 21,961,845.53 2.93
121 to 150.............. 115 2,430,854.73 0.32
151 to 180.............. 1,446 34,348,867.43 4.58
181 to 210.............. 7 199,887.48 0.03
211 to 240.............. 1,933 59,735,601.70 7.96
241 to 270.............. 5 196,330.14 0.03
271 to 300.............. 1,297 45,174,852.24 6.02
301 to 330.............. 6 272,999.25 0.04
331 to 360.............. 9,658 568,940,653.09 75.86
------ --------------- ------
Total................ 17,581 $749,998,087.90 100.00%
====== =============== ======
</TABLE>
6
