<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-------------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 15, 2000
CONSECO FINANCE SECURITIZED NET INTEREST MARGIN TRUST 1995-A
------------------------------------------------------------
(Exact name of registrant as specified in its charter)
Minnesota 33-53527 41-1815020
(State or other jurisdiction (Commission (IRS employer
of incorporation) file numbers) identification no.)
1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota 55102-1639
- --------------------------------------------------------------------------------
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: (651) 293-3400
--------------
Not Applicable
(Former name or former address, if changed since last report.)
<PAGE>
Item 5. Other Events.
Pursuant to the Pooling and Servicing Agreement between Conseco
Finance Corp. (the "Servicer") and First Bank National Association
(the "Trustee"), on March 15, 2000, the Trustee made distributions to
the holders of the certificates representing interests in the Trust
(the "Certificateholders") and delivered to the Certificateholders the
Monthly Report required by Section 1.01 of the Servicing Agreement
attached hereto as Exhibit 99.1.
Item 7. Financial Statements and Exhibits
(c) Exhibits.
The following is filed herewith. The exhibit number corresponds
with Item 601(b) of Regulation S-K.
Exhibit No. Description
----------- -----------
99.1 Monthly Report delivered to
Certificateholders on
March 15, 2000.
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: March 15, 2000
SECURITIZED NET INTEREST MARGIN
TRUST 1995-A
By CONSECO FINANCE CORP.
as Servicer with respect to the Trust
By: /s/ Phyllis A. Knight
-------------------------------------
Phyllis A. Knight
Senior Vice President and Treasurer
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INDEX TO EXHIBITS
Exhibit
Number Page
- ------- ----
99.1 Monthly Report delivered to Certificateholders 5
on March 15, 2000.
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EXHIBIT 99.1
Net Interest Margin Trust 1995-A
February, 2000
Payment: March 15, 2000
7.25% SECURITIZED NET INTEREST
MARGIN CERTIFICATES
Cusip # 393534AC6
Trust Account # 33-34309-0
Distribution Date: March 15, 2000
<TABLE>
<CAPTION>
Per $1,000
Securitized Net Interest Margin Certificates Original
- -------------------------------------------- ----------
<S> <C> <C>
1. Amount Available 1,686,164.90
-----------------
Pro rata Share of Excess from NIM 94-A 77,008,521.00
-----------------
Interest
2. Aggregate Interest 956,379.37 3.10512782
-------------------------------------
3. Amount Applied to:
(a) accrued but unpaid Interest
4. Remaining:
(a) accrued but unpaid Interest
5. Monthly Interest 956,379.37
-----------------
Principal
6. Current month's principal distribution 77,738,306.53 252.39709912
-------------------------------------
7. Remaining outstanding principal balance 80,558,968.05 261.5550911
-------------------------------------
Pool Factor 0.26155509
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8. Present value of the projected remaining aggregate
cashflows of the Finance I Assets and the
Residual Assets, as of the immediately
preceding Distribution Date 371,562,341.66**
-----------------
9. Aggregate amount on deposit in Reserve Fund 7,500,000.00
-----------------
10. Subordinated Certificateholder payment (interest
earnings on Reserve Fund, pursuant to Section 5.8) 30,890.76
-----------------
11. Aggregate principal balance of loans
refinanced by Green Tree Financial 3,495,004.74
-----------------
12. Weighted average CPR 9.97%
-----------------
13. Weighted average CDR 3.24%
-----------------
14. Annualized net loss percentage 1.93%
-----------------
15. Delinquency 30-59 day 0.86%
-----------------
60-89 day 0.39%
-----------------
90+ day 0.96%
-----------------
Total 30+ 2.21%
-----------------
</TABLE>
US Bank Trust N. A. Paying Agent/Bondholder Relations (612) 973-5800
**Represents present value of assets for NIM 94-A, 94-B, & 95-A, after
cross-collateralization, as of 2/15/00.
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Net Interest Margin Trust 1995-A
February, 2000
Payment: March 15, 2000
Fee Assets
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Guarantee Inside Fee Asset
Fees Refi Total
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GTFC 1994-5 51,905.10 16,134.32 68,039.42
GTFC 1994-6 51,164.86 24,686.41 75,851.27
GTFC 1994-7 0.00 9,912.77 9,912.77
GTFC 1994-8 19,431.62 23,619.76 43,051.38
GTFC 1995-1 96,322.69 40,328.37 136,651.06
GTFC 1995-2 0.00 0.00 0.00
GTFC 1995-3 142,588.36 44,691.72 187,280.08
GTFC 1995-4 80,502.94 61,141.89 141,644.83
GTFC 1995-5 0.00 0.00 0.00
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441,915.57 220,515.24 662,430.81
Total amount of Guarantee Fees and
Inside Refinance Payments 662,430.81
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Subordinated Servicing Fees 657,977.55
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Payment on Finance 1 Note 1,320,408.36
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Allocable to Interest (current) 687,797.44
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Allocable to accrued but unpaid Interest 0.00
---------------
Accrued and unpaid Trustee Fees 0.00
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Allocable to Principal 632,610.92
---------------
Finance 1 Note Principal Balance 113,209,724.76
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<PAGE>
Net Interest Margin Trust 1995-A
February, 2000
Payment: March 15, 2000
Inside
Residual Refi Total
------------------------------------------
GTFC 1994-5 0.00 0.00 0.00
GTFC 1994-6 0.00 0.00 0.00
GTFC 1994-7 0.00 0.00 0.00
GTFC 1994-8 0.00 0.00 0.00
GTFC 1995-1 0.00 0.00 0.00
GTFC 1995-2 163,274.71 36,197.92 199,472.63
GTFC 1995-3 0.00 0.00 0.00
GTFC 1995-4 0.00 0.00 0.00
GTFC 1995-5 118,210.79 48,073.12 166,283.91
==========================================
281,485.50 84,271.04 365,756.54
Total Residual and Inside
Refinance Payments 365,756.54