<PAGE>
EXHIBIT 99.1
CERTIFICATES FOR HOME EQUITY LOANS
SERIES 2000-C
INFORMATION REGARDING INITIAL, ADDITIONAL AND SUBSEQUENT CONTRACTS
Set forth below is information regarding home equity loan contracts transferred
to the trust formed in June 2000, or substituted for some of these contracts, as
permitted by the pooling and servicing agreement, on or before the date of this
report. The information below relates to both the initial contracts described in
the prospectus supplement dated June 6, 2000, the additional contracts
transferred to the trust on the closing date and the subsequent contracts which
were transferred to the trust on August 14, 2000, which was before the
expiration of the pre-funding period. There will be no more subsequent contracts
transferred to the trust after August 14, 2000. Unless otherwise defined herein,
all capitalized terms have the meanings set forth in the prospectus supplement
dated June 6, 2000.
<PAGE>
The tables below show additional characteristics of the initial loans. Due to
rounding, the percentages in the following tables may not sum to 100%.
Geographical Distribution of Mortgaged Properties
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
as of Cut-off Date as of Cut-off Date Cut-off Date
------------------ ------------------- ---------------------
<S> <C> <C> <C>
Alabama................. 108 $ 9,641,791.26 2.41%
Arizona................. 122 15,764,166.69 3.94
Arkansas................ 11 965,352.67 0.24
California.............. 279 49,447,230.24 12.36
Colorado................ 149 22,348,718.55 5.59
Connecticut............. 11 1,483,557.34 0.37
Delaware................ 5 516,605.10 0.13
District Of Columbia.... 24 3,407,213.13 0.85
Florida................. 102 10,334,379.54 2.58
Georgia................. 177 21,550,466.98 5.39
Idaho................... 6 523,600.01 0.13
Illinois................ 148 17,837,923.57 4.46
Indiana................. 151 14,191,362.06 3.55
Iowa.................... 28 2,177,722.95 0.54
Kansas.................. 30 3,653,137.54 0.91
Kentucky................ 67 5,977,849.05 1.49
Louisiana............... 23 2,323,569.55 0.58
Maine................... 3 374,420.91 0.09
Maryland................ 170 27,376,554.85 6.84
Massachusetts........... 33 4,926,605.55 1.23
Michigan................ 105 10,286,100.63 2.57
Minnesota............... 36 4,738,800.17 1.18
Mississippi............. 49 4,095,964.81 1.02
Missouri................ 66 5,955,752.98 1.49
Montana................. 6 526,995.32 0.13
Nebraska................ 19 1,761,985.18 0.44
Nevada.................. 45 5,743,454.29 1.44
New Hampshire........... 4 595,092.34 0.15
New Jersey.............. 8 1,051,745.83 0.26
New Mexico.............. 13 1,220,897.18 0.31
New York................ 23 3,415,699.22 0.85
North Carolina.......... 217 21,318,622.22 5.33
Ohio.................... 424 40,558,229.11 10.14
Oklahoma................ 22 1,683,254.09 0.42
Oregon.................. 36 5,036,315.53 1.26
Pennsylvania............ 81 7,467,960.73 1.87
Rhode Island............ 16 1,924,046.41 0.48
South Carolina.......... 109 9,691,312.04 2.42
South Dakota............ 4 297,090.09 0.07
Tennessee............... 84 7,697,964.95 1.92
Texas................... 58 7,455,227.74 1.86
Utah.................... 63 8,889,388.16 2.22
Vermont................. 1 82,843.73 0.02
Virginia................ 136 19,683,726.91 4.92
Washington.............. 65 9,376,680.11 2.34
West Virginia........... 24 1,954,204.74 0.49
Wisconsin............... 22 2,139,593.31 0.53
Wyoming................. 6 531,753.63 0.13
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
2
<PAGE>
Years of Origination
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
Year of Origination as of Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------------ ------------------- ---------------------
<S> <C> <C> <C>
1997.................... 2 $ 333,429.22 0.08%
1998.................... 13 1,665,692.72 0.42
1999.................... 425 50,981,276.14 12.75
2000.................... 2,949 347,022,530.91 86.75
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
Distribution of Original Loan Amounts
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Original Loan Amount Number of Loans Balance Outstanding Balance as of
(in Dollars) as of Cut-off Date as of Cut-off Date Cut-off Date
-------------------- ------------------ ------------------- ----------------------
<S> <C> <C> <C>
$ 10,000 to $19,999..... 1 $ 16,493.84 *%
$ 20,000 to $29,999..... 14 357,903.78 0.09
$ 30,000 to $39,999..... 54 1,935,681.49 0.48
$ 40,000 to $49,999..... 150 6,844,946.50 1.71
$ 50,000 to $59,999..... 229 12,745,117.09 3.19
$ 60,000 to $69,999..... 277 18,023,799.55 4.51
$ 70,000 to $79,999..... 350 26,197,526.18 6.55
$ 80,000 to $89,999..... 316 26,635,107.81 6.66
$ 90,000 to $99,999..... 269 25,483,420.99 6.37
$100,000 to $109,999.... 226 23,736,214.84 5.93
$110,000 to $119,999.... 208 23,834,458.87 5.96
$120,000 to $129,999.... 173 21,600,532.07 5.40
$130,000 to $139,999.... 169 22,763,948.87 5.69
$140,000 to $149,999.... 146 21,126,673.93 5.28
$150,000 to $159,999.... 123 19,042,236.46 4.76
$160,000 to $169,999.... 87 14,254,683.02 3.56
$170,000 to $179,999.... 97 16,877,258.01 4.22
$180,000 to $189,999.... 69 12,708,658.21 3.18
$190,000 to $199,999.... 66 12,874,394.10 3.22
$200,000 to $209,999.... 42 8,616,790.11 2.15
$210,000 to $219,999.... 47 10,095,518.22 2.52
$220,000 to $229,999.... 38 8,542,278.67 2.14
$230,000 to $239,999.... 37 8,668,123.92 2.17
$240,000 to $249,999.... 30 7,322,447.39 1.83
$250,000 to $259,999.... 26 6,611,517.06 1.65
$260,000 to $269,999.... 26 6,868,149.51 1.72
$270,000 to $279,999.... 27 7,401,137.02 1.85
$280,000 to $289,999.... 23 6,532,149.69 1.63
$290,000 to $299,999.... 13 3,832,990.38 0.96
$300,000 to $309,999.... 10 3,038,073.93 0.76
$310,000 to $319,999.... 9 2,810,478.30 0.70
$320,000 to $329,999.... 12 3,905,956.40 0.98
$330,000 to $339,999.... 7 2,335,529.27 0.58
$340,000 to $349,999.... 9 3,097,471.43 0.77
Over $349,999........... 9 3,265,262.08 0.82
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
--------------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the contracts as of the cut-off date.
3
<PAGE>
Current Loan Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Range of Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
7.000% to 7.999%...... 8 $ 1,167,284.14 0.29%
8.000% to 8.999%...... 529 71,445,243.61 17.86
9.000% to 9.999%...... 1,574 196,710,665.03 49.18
10.000% to 10.999%...... 980 104,024,784.11 26.01
11.000% to 11.999%...... 239 21,707,521.65 5.43
12.000% to 12.999%...... 57 4,779,249.82 1.19
Greater than 13.000%.... 2 168,180.63 0.04
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
Remaining Months to Maturity
<CAPTION>
Months Remaining to Aggregate Principal % of Initial Loans by
Scheduled Maturity Number of Loans Balance Outstanding Outstanding Principal
as of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
91 to 120.............. 1 $ 147,677.54 0.04%
151 to 180.............. 3 425,168.17 0.11
301 to 330.............. 1 215,140.66 0.05
331 to 360.............. 3,384 399,214,942.62 99.80
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
Original Loan-to-Value Ratio
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Loan-to-Value Ratio as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
15.01% to 20.00%........ 1 $ 24,958.63 0.01%
25.01% to 30.00%........ 4 242,048.50 0.06
30.01% to 35.00%........ 1 26,461.26 0.01
35.01% to 40.00%........ 2 79,941.76 0.02
40.01% to 45.00%........ 2 57,478.47 0.01
45.01% to 50.00%........ 3 372,646.04 0.09
50.01% to 55.00%........ 9 582,922.78 0.15
55.01% to 60.00%........ 14 1,291,988.37 0.32
60.01% to 65.00%........ 18 1,251,182.56 0.31
65.01% to 70.00%........ 41 3,248,563.69 0.81
70.01% to 75.00%........ 104 8,962,138.20 2.24
75.01% to 80.00%........ 356 36,120,405.43 9.03
80.01% to 85.00%........ 409 42,324,591.71 10.58
85.01% to 90.00%........ 1,316 156,151,917.65 39.04
90.01% to 95.00%........ 944 131,601,234.06 32.90
95.01% to 100.00%....... 165 17,664,449.88 4.42
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
4
<PAGE>
Month of Next Rate Adjustment
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Month of Next Rate Adjustment as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
----------------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
May 2000.................... 1 $ 98,338.30 0.02%
July 2000................... 2 333,429.22 0.08
August 2000................. 5 435,909.36 0.11
September 2000.............. 3 232,767.08 0.06
November 2000............... 1 165,140.74 0.04
December 2000............... 2 304,046.23 0.08
February 2001............... 1 80,919.32 0.02
March 2001.................. 1 139,538.92 0.03
April 2001.................. 2 271,669.97 0.07
May 2001.................... 2 194,111.37 0.05
June 2001................... 4 512,281.01 0.13
July 2001................... 7 895,228.42 0.22
August 2001................. 7 806,779.03 0.20
September 2001.............. 14 2,181,050.21 0.55
October 2001................ 23 2,409,784.02 0.60
November 2001............... 47 5,756,562.63 1.44
December 2001............... 130 15,660,164.67 3.92
January 2002................ 233 26,378,227.99 6.59
February 2002............... 581 65,863,261.53 16.47
March 2002.................. 800 95,815,800.31 23.95
April 2002.................. 815 96,514,760.10 24.13
May 2002.................... 417 51,077,862.60 12.77
June 2002................... 149 17,700,051.34 4.42
July 2002................... 26 3,269,173.65 0.82
August 2002................. 1 78,020.53 0.02
October 2002................ 1 144,699.31 0.04
November 2002............... 2 150,520.19 0.04
December 2002............... 5 593,943.91 0.15
January 2003................ 3 253,850.60 0.06
February 2003............... 27 2,988,557.79 0.75
March 2003.................. 30 2,872,499.98 0.72
April 2003.................. 31 3,747,650.36 0.94
May 2003.................... 13 1,781,408.67 0.45
June 2003................... 2 194,419.63 0.05
July 2003................... 1 100,500.00 0.03
----- --------------- ------
Total................... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
5
<PAGE>
Distribution of Gross Margin
<TABLE>
<CAPTION>
Aggregate Principal % of Loans
Number of Loans Balance Outstanding by Outstanding Principal
Gross Margin as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------ ------------------ ------------------- --------------------------
<S> <C> <C> <C>
Less than 3.000%........ 1 $ 67,679.61 0.02%
3.000% to 3.249%........ 1 80,577.94 0.02
3.250% to 3.499%........ 1 119,945.77 0.03
3.500% to 3.749%........ 1 80,719.59 0.02
3.750% to 3.999%........ 1 67,357.59 0.02
4.000% to 4.249%........ 6 897,096.93 0.22
4.250% to 4.499%........ 12 1,225,898.00 0.31
4.500% to 4.749%........ 31 4,323,793.17 1.08
4.750% to 4.999%........ 93 14,493,851.67 3.62
5.000% to 5.249%........ 175 23,420,969.32 5.86
5.250% to 5.499%........ 386 48,524,002.17 12.13
5.500% to 5.749%........ 429 55,333,424.04 13.83
5.750% to 5.999%........ 427 52,855,054.68 13.21
6.000% to 6.249%........ 451 50,844,374.39 12.71
6.250% to 6.499%........ 413 47,640,484.17 11.91
6.500% to 6.749%........ 306 33,649,611.80 8.41
6.750% to 6.999%........ 221 24,386,795.28 6.10
7.000% to 7.249%........ 154 15,254,585.30 3.81
7.250% to 7.499%........ 86 8,803,530.90 2.20
7.500% to 7.749%........ 87 8,801,474.15 2.20
7.750% to 7.999%........ 48 4,054,262.85 1.01
8.000% to 8.249%........ 14 1,364,431.32 0.34
8.250% to 8.499%........ 11 1,094,676.04 0.27
8.500% to 8.749%........ 15 969,090.19 0.24
8.750% to 8.999%........ 11 849,989.26 0.21
9.000% to 9.249%........ 4 382,752.39 0.10
9.250% to 9.499%........ 1 85,987.51 0.02
9.750% to 9.999%........ 3 330,512.96 0.08
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
6
<PAGE>
Maximum Loan Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Maximum Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------ ------------------ ------------------- --------------------------
<S> <C> <C> <C>
12.000% to 12.249%...... 1 $ 118,768.63 0.03%
13.250% to 13.499%...... 1 147,988.97 0.04
13.750% to 13.999%...... 2 297,418.41 0.07
14.000% to 14.249%...... 1 103,489.61 0.03
14.250% to 14.499%...... 14 2,267,342.38 0.57
14.500% to 14.749%...... 35 4,993,803.24 1.25
14.750% to 14.999%...... 369 48,966,252.00 12.24
15.000% to 15.249%...... 74 9,639,962.49 2.41
15.250% to 15.499%...... 287 37,124,655.23 9.28
15.500% to 15.749%...... 269 35,704,334.39 8.93
15.750% to 15.999%...... 650 80,414,009.48 20.10
16.000% to 16.249%...... 136 16,026,221.81 4.00
16.250% to 16.499%...... 327 35,621,150.36 8.91
16.500% to 16.749%...... 245 27,421,658.29 6.86
16.750% to 16.999%...... 396 43,316,045.02 10.83
17.000% to 17.249%...... 68 6,706,265.01 1.68
17.250% to 17.499%...... 130 13,350,617.00 3.34
17.500% to 17.749%...... 80 8,740,642.27 2.19
17.750% to 17.999%...... 132 13,321,639.29 3.33
18.000% to 18.249%...... 31 3,063,057.31 0.77
18.250% to 18.499%...... 43 3,849,528.28 0.96
18.500% to 18.749%...... 29 2,547,731.88 0.64
18.750% to 18.999%...... 26 2,118,186.22 0.53
19.000% to 19.249%...... 8 947,156.53 0.24
19.250% to 19.499%...... 17 1,442,164.00 0.36
19.500% to 19.749%...... 2 167,519.57 0.04
19.750% to 19.999%...... 4 284,475.26 0.07
20.000% to 20.249%...... 2 146,897.94 0.04
20.500% to 20.749%...... 5 388,631.50 0.10
21.000% to 21.249%...... 2 191,137.82 0.05
21.250% to 21.499%...... 1 121,315.25 0.03
24.000% to 24.249%...... 1 128,191.42 0.03
25.000% to 25.249%...... 1 324,672.13 0.08
----- --------------- ------
Total............... 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
7
<PAGE>
Minimum Loan Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Minimum Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------ ------------------ ------------------- --------------------------
<S> <C> <C> <C>
3.000% to 3.249%...... 1 $ 80,577.94 0.02%
4.250% to 4.499%...... 9 913,620.88 0.23
4.500% to 4.749%...... 13 1,791,786.54 0.45
4.750% to 4.999%...... 34 5,664,150.55 1.42
5.000% to 5.249%...... 44 6,288,855.24 1.57
5.250% to 5.499%...... 157 20,225,619.44 5.06
5.500% to 5.749%...... 110 14,577,692.60 3.64
5.750% to 5.999%...... 141 18,188,875.15 4.55
6.000% to 6.249%...... 133 14,147,977.36 3.54
6.250% to 6.499%...... 118 13,247,459.42 3.31
6.500% to 6.749%...... 106 11,380,754.43 2.85
6.750% to 6.999%...... 105 11,905,253.04 2.98
7.000% to 7.249%...... 50 5,476,267.09 1.37
7.250% to 7.499%...... 36 3,598,224.31 0.90
7.500% to 7.749%...... 22 2,201,858.91 0.55
7.750% to 7.999%...... 23 2,522,651.12 0.63
8.000% to 8.249%...... 6 495,396.83 0.12
8.250% to 8.499%...... 25 3,465,367.05 0.87
8.500% to 8.749%...... 35 4,832,808.77 1.21
8.750% to 8.999%...... 314 40,757,959.78 10.19
9.000% to 9.249%...... 59 7,772,312.77 1.94
9.250% to 9.499%...... 269 34,427,184.50 8.61
9.500% to 9.749%...... 264 33,515,180.44 8.38
9.750% to 9.999%...... 483 58,034,208.28 14.51
10.000% to 10.249%...... 97 10,439,040.65 2.61
10.250% to 10.499%...... 215 22,540,220.84 5.64
10.500% to 10.749%...... 146 16,328,541.28 4.08
10.750% to 10.999%...... 183 18,941,630.01 4.74
11.000% to 11.249%...... 46 4,380,618.65 1.10
11.250% to 11.449%...... 55 4,715,849.82 1.18
11.500% to 11.749%...... 25 1,950,557.04 0.49
11.750% to 11.999%...... 26 1,951,910.90 0.49
12.000% to 12.249%...... 7 811,063.58 0.20
12.250% to 12.499%...... 14 1,101,816.30 0.28
12.500% to 12.749%...... 7 325,006.16 0.08
12.750% to 12.999%...... 9 826,496.96 0.21
13.250% to 13.499%...... 1 56,700.00 0.01
14.000% to 14.249%...... 1 121,434.36 0.03
----- --------------- ------
Total................. 3,389 $400,002,928.99 100.00%
===== =============== ======
</TABLE>
8
