<PAGE>
EXHIBIT 99.1
CERTIFICATES FOR HOME EQUITY LOANS
SERIES 2000-D
INFORMATION REGARDING INITIAL AND ADDITIONAL CONTRACTS
Set forth below is information regarding home equity loan contracts transferred
to the trust formed in June 2000, or substituted for some of these contracts, as
permitted by the pooling and servicing agreement, on or before the date of this
report. The information below relates to both the initial contracts described in
the prospectus supplement dated June 21, 2000 and the additional contracts
transferred to the trust on the closing date. The Company will transfer
subsequent contracts to the trust on or before the expiration of the pre-funding
period. Unless otherwise defined herein, all capitalized terms have the meanings
set forth in the prospectus supplement dated June 21, 2000.
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The tables below show additional characteristics of the loans. Due to
rounding, the percentages in the following tables may not sum to 100%.
Geographical Distribution of Mortgaged Properties
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
as of Cut-off Date as of Cut-off Date Cut-off Date
------------------ ------------------- ---------------------
<S> <C> <C> <C>
Alabama................. 371 $ 21,398,149.53 3.48%
Arizona................. 295 14,427,924.01 2.35
Arkansas................ 81 4,919,660.69 0.80
California.............. 1,143 76,956,413.51 12.53
Colorado................ 329 18,081,775.34 2.94
Connecticut............. 278 15,647,343.30 2.55
Delaware................ 42 2,640,869.82 0.43
District Of Columbia.... 24 1,129,844.36 0.18
Florida................. 531 35,342,730.08 5.76
Georgia................. 355 22,502,778.99 3.66
Idaho................... 51 2,754,764.48 0.45
Illinois................ 341 17,434,968.20 2.84
Indiana................. 179 9,772,395.35 1.59
Iowa.................... 212 10,715,552.39 1.75
Kansas.................. 207 10,405,437.53 1.69
Kentucky................ 87 4,878,645.98 0.79
Louisiana............... 180 10,129,829.50 1.65
Maine................... 61 2,447,021.73 0.40
Maryland................ 284 14,837,757.30 2.42
Massachusetts........... 217 11,038,370.35 1.80
Michigan................ 560 31,821,650.64 5.18
Minnesota............... 278 14,839,538.36 2.42
Mississippi............. 100 5,210,226.32 0.85
Missouri................ 363 20,457,888.71 3.33
Montana................. 32 1,551,435.97 0.25
Nebraska................ 142 8,439,008.35 1.37
Nevada.................. 174 8,819,888.38 1.44
New Hampshire........... 20 1,476,362.75 0.24
New Jersey.............. 185 10,751,704.33 1.75
New Mexico.............. 49 3,115,044.34 0.51
New York................ 658 37,393,609.70 6.09
North Carolina.......... 307 19,961,202.41 3.25
North Dakota............ 28 1,127,386.23 0.18
Ohio.................... 329 18,012,361.13 2.93
Oklahoma................ 143 7,041,371.02 1.15
Oregon.................. 89 5,271,930.49 0.86
Pennsylvania............ 498 24,264,921.44 3.95
Rhode Island............ 71 3,745,615.75 0.61
South Carolina.......... 198 11,689,015.36 1.90
South Dakota............ 38 2,125,517.39 0.35
Tennessee............... 143 9,608,882.91 1.56
Texas................... 7 337,743.45 0.06
Utah.................... 76 3,340,105.71 0.54
Vermont................. 34 1,521,239.80 0.25
Virginia................ 404 22,125,148.27 3.60
Washington.............. 182 14,945,382.13 2.43
West Virginia........... 62 3,620,947.89 0.59
Wisconsin............... 138 7,271,873.05 1.18
Wyoming................. 118 5,684,342.83 1.09
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
2
<PAGE>
Years of Origination
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
Year of Origination as of Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------------ ------------------- ---------------------
<S> <C> <C> <C>
1977.................... 1 $ 20,234.06 *%
1989.................... 1 12,110.41 *
1994.................... 1 16,784.80 *
1995.................... 3 57,316.89 0.01
1997.................... 29 1,443,011.99 0.23
1998.................... 57 2,641,542.56 0.43
1999.................... 446 21,647,587.71 3.53
2000.................... 10,166 588,216,909.13 95.79
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
Distribution of Original Loan Amounts
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Original Loan Amount Number of Loans Balance Outstanding Balance as of
(in Dollars) as of Cut-off Date as of Cut-off Date Cut-off Date
-------------------- ------------------ ------------------- -------------------------
<S> <C> <C> <C>
Less than $10,000.00................... 1 $ 7,589.76 *%
$ 10,000.00 to $19,999.99.............. 1,755 25,705,614.73 4.19
$ 20,000.00 to $29,999.99.............. 1,845 45,019,213.18 7.33
$ 30,000.00 to $39,999.99.............. 1,401 47,967,356.63 7.81
$ 40,000.00 to $49,999.99.............. 1,078 47,860,296.73 7.79
$ 50,000.00 to $59,999.99.............. 878 47,751,186.98 7.78
$ 60,000.00 to $69,999.99.............. 705 45,424,053.53 7.40
$ 70,000.00 to $79,999.99.............. 596 44,377,909.45 7.23
$ 80,000.00 to $89,999.99.............. 486 40,890,781.34 6.66
$ 90,000.00 to $99,999.99.............. 368 34,730,955.10 5.66
$100,000.00 to $109,999.99............. 290 31,060,162.32 5.05
$110,000.00 to $119,999.99............. 262 30,001,159.74 4.89
$120,000.00 to $129,999.99............. 214 26,675,289.77 4.34
$130,000.00 to $139,999.99............. 165 22,015,213.01 3.59
$140,000.00 to $149,999.99............. 118 16,970,641.83 2.76
$150,000.00 to $159,999.99............. 105 16,200,862.78 2.64
$160,000.00 to $169,999.99............. 68 11,172,565.26 1.82
$170,000.00 to $179,999.99............. 62 10,788,956.22 1.76
$180,000.00 to $189,999.99............. 45 8,270,785.16 1.35
$190,000.00 to $199,999.99............. 45 8,708,297.41 1.42
$200,000.00 to $209,999.99............. 40 8,137,019.59 1.33
$210,000.00 to $219,999.99............. 23 4,924,313.73 0.80
$220,000.00 to $229,999.99............. 23 5,148,816.72 0.84
$230,000.00 to $239,999.99............. 20 4,666,323.15 0.76
$240,000.00 to $249,999.99............. 13 3,159,683.53 0.51
$250,000.00 to $259,999.99............. 9 2,298,222.27 0.37
$260,000.00 to $269,999.99............. 15 4,210,645.11 0.69
$270,000.00 to $279,999.99............. 15 4,104,385.13 0.67
$280,000.00 to $289,999.99............. 7 1,990,104.57 0.33
$290,000.00 to $299,999.99............. 9 2,633,187.37 0.43
$300,000.00 to $309,999.99............. 8 2,434,451.19 0.40
$310,000.00 to $319,999.99............. 4 1,255,413.62 0.21
$320,000.00 to $329,999.99............. 6 1,932,830.30 0.31
$330,000.00 to $339,999.99............. 5 1,572,547.94 0.27
$340,000.00 to $349,999.99............. 1 349,432.47 0.06
Greater than or equal to $350,000.00... 10 3,519,248.95 0.57
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
--------------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
3
<PAGE>
Current Loan Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Range of Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
7.000% to 7.999%...... 8 $ 941,354.50 0.15%
8.000% to 8.999%...... 47 6,725,764.66 1.10
9.000% to 9.999%...... 262 33,431,329.18 5.44
10.000% to 10.999%...... 618 63,435,910.12 10.33
11.000% to 11.999%...... 1,289 110,307,458.69 17.95
12.000% to 12.999%...... 2,232 163,519,581.75 26.63
13.000% to 13.999%...... 1,940 90,770,476.65 14.78
14.000% to 14.999%...... 2,439 95,664,138.30 13.95
15.000% to 15.999%...... 1,133 38,936,656.80 6.34
16.000% to 16.999%...... 410 12,181,146.50 1.98
17.000% to 17.999%...... 203 5,165,799.35 0.84
18.000% to 18.999%...... 78 2,187,612.82 0.36
19.000% to 19.999%...... 35 615,106.33 0.10
20.000% to 20.999%...... 8 150,172.08 0.02
21.000% to 21.999%...... 2 22,969.52 *
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
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* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
Remaining Months to Maturity
<TABLE>
<CAPTION>
Months Remaining to Aggregate Principal % of Loans by
Scheduled Maturity Number of Loans Balance Outstanding Outstanding Principal
as of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
31 to 60............... 113 $ 2,198,586.72 0.36%
61 to 90............... 70 1,915,377.70 0.31
91 to 120.............. 746 21,565,755.25 3.51
121 to 150.............. 67 2,929,437.25 0.48
151 to 180.............. 2,752 138,042,096.22 22.51
181 to 210.............. 25 1,352,551.60 0.22
211 to 240.............. 4,662 263,880,975.60 42.97
241 to 270.............. 8 806,398.99 0.13
271 to 300.............. 1,427 94,436,060.48 15.38
301 to 330.............. 9 872,327.57 0.14
331 to 360.............. 825 85,255,288.96 13.88
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
Lien Positions
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Position as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
-------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
First................... 4,961 $424,151,527.07 46.35%
Second.................. 5,040 196,963,427.97 52.69
Third................... 103 2,940,522.31 0.96
------ --------------- ------
Total............... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
4
<PAGE>
Combined Loan-to-Value Ratio
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Combined Loan-to-Value Ratio as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
---------------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
5.01% to 10.00%........... 5 $ 101,997.00 0.02%
10.01% to 15.00%........... 5 98,103.36 0.02
15.01% to 20.00%........... 15 382,473.04 0.06
20.01% to 25.00%........... 21 546,641.41 0.09
25.01% to 30.00%........... 30 929,784.86 0.15
30.01% to 35.00%........... 34 1,039,486.12 0.17
35.01% to 40.00%........... 38 1,184,141.66 0.19
40.01% to 45.00%........... 50 1,748,060.63 0.28
45.01% to 50.00%........... 67 2,744,156.94 0.45
50.01% to 55.00%........... 55 2,430,536.92 0.40
55.01% to 60.00%........... 100 4,120,212.97 0.67
60.01% to 65.00%........... 139 6,322,340.02 1.03
65.01% to 70.00%........... 220 10,583,970.92 1.72
70.01% to 75.00%........... 341 15,862,109.18 2.58
75.01% to 80.00%........... 578 30,299,524.37 4.93
80.01% to 85.00%........... 941 49,250,224.78 8.02
85.01% to 90.00%........... 1,837 91,893,438.12 14.97
90.01% to 95.00%........... 2,688 163,629,958.63 26.65
95.01% to 100.00%........... 3,740 230,888,316.42 37.80
------ --------------- ------
Total................... 10,704 $614,055,477.35 100.00%
====== =============== ======
</TABLE>
5
