CONSECO FINANCE CORP
8-K, 2000-11-30
ASSET-BACKED SECURITIES
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<PAGE>

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                            -------------------------


                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 15, 2000


          CONSECO FINANCE SECURITIZED NET INTEREST MARGIN TRUST 1994-A
          ------------------------------------------------------------
             (Exact name of registrant as specified in its charter)


        Minnesota                     33-51935              41-1775853
--------------------------------------------------------------------------------
 (State or other jurisdiction        (Commission           (IRS employer
      of incorporation)              file numbers)       identification no.)



  1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota 55102-1639
--------------------------------------------------------------------------------
 (Address of principal executive offices)                           (Zip code)


       Registrant's telephone number, including area code: (651) 293-3400
                                                           --------------


                                 NOT APPLICABLE
--------------------------------------------------------------------------------
         (Former name or former address, if changed since last report.)
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Item 5.           Other Events.

                  Pursuant to the Pooling and Servicing Agreement between
                  Conseco Finance Corp. (the "Servicer") and First Bank National
                  Association (the "Trustee"), on November 15, 2000, the Trustee
                  made distributions to the holders of the certificates
                  representing interests in the Trust (the "Certificateholders")
                  and delivered to the Certificateholders the Monthly Report
                  required by Section 1.01 of the Servicing Agreement attached
                  hereto as Exhibit 99.1.

Item 7.           Financial Statements and Exhibits

                  (c)      Exhibits.

                           The following is filed herewith. The exhibit number
                           corresponds with Item 601(b) of Regulation S-K.

                           Exhibit No.      Description
                           -----------      -----------

                              99.1          Monthly Report delivered to
                                            Certificateholders on
                                            November 15, 2000
<PAGE>

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated: November 15, 2000


                                       SECURITIZED NET INTEREST MARGIN
                                       TRUST 1994-A

                                       By  CONSECO FINANCE CORP.
                                           as Servicer with respect to the Trust


                                       By: /s/ Phyllis A. Knight
                                           -------------------------------------
                                           PHYLLIS A. KNIGHT
                                           Senior Vice President and Treasurer
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                                INDEX TO EXHIBITS



Exhibit
Number                                                                 Page
-------                                                                ----

 99.1   Monthly Report delivered to Certificateholders                   5
        on November 15, 2000.


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