<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
---------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 17, 2000
MANUFACTURED HOUSING CONTRACT SENIOR/SUBORDINATE
------------------------------------------------
PASS-THROUGH CERTIFICATE TRUST 1999-6
-------------------------------------
(Exact name of registrant as specified in its charter)
Delaware 33-36743 applied for
- --------------------------------------------------------------------------------
(State or other jurisdiction (Commission (IRS employee
of incorporation) file numbers) identification no.)
1100 Landmark Towers, 345 St. Peter Street, Saint Paul, Minnesota 55102-1639
-----------------------------------------------------------------------------
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: (651) 293-3400
--------------
Not Applicable
--------------
(Former name or former address, if changed since last report.)
<PAGE>
Item 5. Other Events.
Pursuant to the Pooling and Servicing Agreement between Conseco
Finance Corp. (the "Servicer") and Firstar Trust Company (the
"Trustee"), on January 17, 2000, the Trustee made distributions to the
holders of the certificates representing interests in the Trust (the
"Certificateholders") and delivered to the Certificateholders the
Monthly Report required by Section 6.02 of the Pooling and Servicing
Agreement attached hereto as Exhibit 99.1.
Item 7. Financial Statements and Exhibits
(c) Exhibits.
The following is filed herewith. The exhibit number corresponds
with Item 601(b) of Regulation S-K.
Exhibit No. Description
----------- -----------
99.1 Monthly Report delivered to
Certificateholders on
January 17, 2000.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: January 17, 2000
MANUFACTURED HOUSING CONTRACT
SENIOR/SUBORDINATE PASS-THROUGH
CERTIFICATE TRUST 1999-6
By CONSECO FINANCE CORP.
as Servicer with respect to the Trust
By: /s/ Phyllis A. Knight
-------------------------------------
PHYLLIS A. KNIGHT
Senior Vice President and Treasurer
<PAGE>
INDEX TO EXHIBITS
Exhibit
Number Page
- ------- ----
99.1 Monthly Report delivered to Certificateholders 5
on January 17, 2000.
<PAGE>
EXHIBIT 99.1
CONSECO FINANCE CORP.
CERTIFICATE OF SERVICING OFFICER
The undersigned certifies that she is Senior Vice President and Treasurer of
Conseco Finance Corp., a Delaware corporation (the "Company"), and that as such
she is duly authorized to execute and deliver this certificate on behalf of the
Company pursuant to Section 6.02 of the Pooling and Servicing Agreement (the
"Agreement") dated November 1, 1999, (99-6), between the Company and U.S.Bank
National Association, as Trustee (all capitalized terms used herein without
definition having the respective meanings specified in the Agreement), and
further certifies that:
1. The Monthly Report for the period from November 16, 1999 to December 15,
1999 attached to this certificate is complete and accurate in accordance
with the requirements of Sections 6.01 and 6.02 of the Agreement; and
2. As of the date hereof, no Event of Termination or event that with notice or
lapse of time or both would become an Event of Termination has occurred.
IN WITNESS WHEREOF, I have affixed hereunto my signature this 28th day of
December, 1999.
CONSECO FINANCE CORP.
BY: /s/ Phyllis A. Knight
----------------------------------
Phyllis A. Knight
Senior Vice President and Treasurer
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
CUSIP NO. 20846Q-AM 0
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------- ------------------
<S> <C> <C>
A. (1a) Amount available( including Monthly Servicing Fee) 12,775,385.16
--------------
(b) Class M-1 Interest Deficiency Amount (if any) and Class B-1 Interest
Deficiency Amount (if any) withdrawn for prior Remittance Date 0.00
--------------
(c) Amount Available after giving effect to withdrawal of Class M-1
Interest Deficiency Amount and Class B-1 Interest Deficiency Amount for
prior Remittance Date 12,775,385.16
--------------
(d) Amount withdrawn from Capitalized Interest Account 97,863.83
--------------
2. Interest
a. Class A-1 Remittance Rate (7.36%) 7.36%
--------------
b. Class A-1 Interest 5,260,355.56 6.33777778
-------------- -------------
(3) Amount applied to:
a. Unpaid Class A-1 Interest Shortfall 0.00 0
-------------- -------------
(4) Remaining:
a. Unpaid Class A-1 Interest Shortfall 0.00 0
-------------- -------------
B. Principal
(5) Formula Principal Distribution Amount 6,633,596.27 N/A
-------------- -------------
a. Scheduled Principal 735,201.37 N/A
-------------- -------------
b. Principal Prepayments 4,185,850.13 N/A
-------------- -------------
c. Liquidated Contracts 0.00 N/A
-------------- -------------
d. Repurchases 0.00 N/A
-------------- -------------
e. Current Month Advanced Principal 1,712,544.77 N/A
-------------- -------------
f. Prior Month Advanced Principal 0.00 N/A
-------------- -------------
g. Additional Principal Distribution ($5,000,000 cap) 0.00
--------------
(6) Pool Scheduled Principal Balance 993,776,633.26
--------------
(7) Adjusted Pool Principal Balance 992,064,088.49 993.35775343
-------------- -------------
(8) Pool Factor 0.99335775
--------------
(9) Net Certificate Principal Balance 978,366,403.73
--------------
(9a) Overcollateralization Amount 15,410,229.53
--------------
(10) Unpaid Class A Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------
(11) Class A-1 Percentage for such Remittance Date 93.40%
--------------
(12) Class A-1 Percentage for the following Remittance Date 93.36%
--------------
(13) Class A-1 Principal distribution 6,633,596.27 7.99228466
-------------- -------------
(14) Class A-1 Principal Balance 823,366,403.73
--------------
(14a) Class A-1 Pool Factor 0.99200772 992.00771534
-------------- -------------
(15) Unpaid Class A-1 Principal Shortfall
(if any)following current Remittance Date 0.00
--------------
C. Aggregate Scheduled Balances and Number of Delinquent
Contracts as of Determination Date
(16) 31-59 days 817,504.93 17
-------------- -------------
(17) 60 days or more 517,549.08 8
-------------- -------------
(18) Current Month Repossessions 0.00 0
-------------- -------------
(19) Repossession Inventory 0.00 0
-------------- -------------
(20) Weighted Average Contract Rate 10.57000
--------------
</TABLE>
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
CUSIP NO. 20846Q-AM 0
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
<S> <C> <C>
Class M-1 Distribution Test and Class M2 Distribution test, Class B-1
Distribution test (applicable on and after the Remittance Date occurring in
January 2004)
(21) Average Sixty - Day Delinquency Ratio Test
(a) Sixty - Day Delinquency Ratio for current Remittance Date 0.05%
-----------------
(b) Average Sixty - Day Delinquency Ratio (arithmetic average of
ratios for this month and two preceding months;
may not exceed 5.0%) 0.02%
-----------------
(22) AverageThirty - Day Delinquency Ratio Test
(a) Thirty - Day Delinquency Ratio for current Remittance Date 0.13%
-----------------
(b) Average Thirty - Day Delinquency Ratio (arithmetic average
of ratios for this month and two preceding months;
to be satisfied may not exceed N/A%) 0.04%
-----------------
(23) Cumulative Realized Losses Test
(a) Cumulative Realized Losses for current Remittance Date (as a
percentage of Cut-off Date Pool Principal Balance; to be satisfied
may not exceed 5.5% from January 1, 2004 to
December 31, 2004, 6.5% from January 1, 2005 to December 31,
2005, 8.5% from January 1, 2006 to December 31, 2006 and 9.5% 0.00%
thereafter) -----------------
(24) Current Realized Losses Test
(a) Current Realized Losses for current Remittance Date 97,863.83$
-----------------
(b) Current Realized Loss Ratio (total Realized Losses for the most
recent three months, multiplied by 4, divided by arithmetic
average of Pool Scheduled Principal Balances for third preceding
Remittance and for current Remittance Date;
to be satisfied, may not exceed 2.75%) 0.00%
-----------------
(25) Class M-1 Principal Balance Test
(a) The sum of Class M Principal Balance and Class B Principal
Balance (before distributions on current Remittance Date) divided
by Pool Scheduled Principal Balance as of preceding Remittance
Date (must equal or exceed 26.25%) 15.74%
-----------------
(26) Class B Principal Balance Test
(a) Class B Principal Balance (before any distributions on current
Remittance Date) as of such Remittance date greater than $20,000,000.00 65,000,000.00
-----------------
(b) Class B Principal Balance (before any distributions on current
Remittance Date) divided by pool Scheduled Principal Balance
as of preceding Remittance Date is equal to or greater than 12.75%. 6.60%
-----------------
</TABLE>
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
CUSIP NO. #20846Q AN 8
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
--------------------- --------------------
<S> <C> <C>
CLASS M-1 CERTIFICATES
- ----------------------
(27) Amount available (including Monthly Servicing Fee) 979,297.16
--------------------
A. Interest
(28) Aggregate interest
(a) Class M-1 Remittance Rate 7.96%, unless
Weighted Average Contract Rate is below 7.96%) 7.96%
--------------------
(b) Class M-1 Interest 342,722.22 6.85444440
-------------------- -------------------
(29) Amount applied to Class M-1 Interest Deficiency Amount 0.00
--------------------
(30) Remaining unpaid Class M-1 Interest Deficiency Amount 0.00
--------------------
(31) Amount applied to:
a. Unpaid Class M-1 Interest Shortfall 0.00 0
-------------------- -------------------
(32) Remaining:
a. Unpaid Class M-1 Interest Shortfall 0.00 0
-------------------- -------------------
B. Principal
(33) Formula Principal Distribution Amount 0.00 N/A
-------------------- -------------------
a. Scheduled Principal 0.00 N/A
-------------------- -------------------
b. Principal Prepayments 0.00 N/A
-------------------- -------------------
c. Liquidated Contracts 0.00 N/A
-------------------- -------------------
d. Repurchases 0.00 N/A
-------------------- -------------------
(34) Class M-1 Principal Balance 50,000,000.00 1000.00000000
-------------------- -------------------
(35a) Class M-1 Pool Factor 1.00000000
--------------------
(36) Class M-1 Percentage for such Remittance Date 0.00%
--------------------
(37) Class M-1 Principal Distribution:
a. Class M-1 (current) 0.00 0.00000000
-------------------- -------------------
b. Unpaid Class M-1 Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------------
(38) Unpaid Class M-1 Principal Shortfall
(if any) following current Remittance Date 0.00
--------------------
(39) Class M-1 Percentage for the following Remittance Date 0.00%
--------------------
</TABLE>
PLEASE CONTACT BONDHOLDER SERVICES DEPARTMENT OF U.S. BANK NATIONAL ASSOCIATION,
1-800-934-6802 WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
CUSIP NO. #20846Q AP 3
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
--------------------- --------------------
<S> <C> <C>
CLASS M-2 CERTIFICATES
- ----------------------
(40) Amount available (including Monthly Servicing Fee) 636,574.94
--------------------
A. Interest
(41) Aggregate interest
(a) Class M-2 Remittance Rate 8.74%, unless
Weighted Average Contract Rate is below 8.74%) 8.74%
--------------------
(b) Class M-2 Interest 301,044.44 7.52611100
-------------------- -------------------
(42) Amount applied to Class M-2 Interest Deficiency Amount 0.00
--------------------
(43) Remaining unpaid Class M-2 Interest Deficiency Amount 0.00
--------------------
(44) Amount applied to:
a. Unpaid Class M-2 Interest Shortfall 0.00 0
-------------------- -------------------
(45) Remaining:
a. Unpaid Class M-2 Interest Shortfall 0.00 0
-------------------- -------------------
B. Principal
(46) Formula Principal Distribution Amount 0.00 N/A
-------------------- -------------------
a. Scheduled Principal 0.00 N/A
-------------------- -------------------
b. Principal Prepayments 0.00 N/A
-------------------- -------------------
c. Liquidated Contracts 0.00 N/A
-------------------- -------------------
d. Repurchases 0.00 N/A
-------------------- -------------------
(47) Class M-2 Principal Balance 40,000,000.00 1000.00000000
-------------------- -------------------
(48a) Class M-2 Pool Factor 1.00000000
--------------------
(49) Class M-2 Percentage for such Remittance Date 0.00%
--------------------
(50) Class M-2 Principal Distribution:
a. Class M-2 (current) 0.00 0.00000000
-------------------- -------------------
b. Unpaid Class M-2 Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------------
(51) Unpaid Class M-2 Principal Shortfall
(if any) following current Remittance Date 0.00
--------------------
(52) Class M-2 Percentage for the following Remittance Date 0.00%
--------------------
</TABLE>
PLEASE CONTACT BONDHOLDER SERVICES DEPARTMENT OF U.S. BANK NATIONAL ASSOCIATION,
1-800-934-6802 WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
CUSIP NO. # 20846Q AQ 1
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------------- --------------------
<S> <C> <C>
CLASS BI CERTIFICATES
- ---------------------
(1) Amount Available less the Class A
Distribution Amount and Class M-1 Distribution
Amount (including Monthly Servicing Fee) 335,530.50
--------------------
(2) Class B-1 Remittance Rate (9.20%
unless Weighted Average Contract Rate
is below 9.20%) 9.20%
--------------------
(3) Aggregate Class B1 Interest 237,666.67 7.92222233
-------------------- -------------------
(4) Amount applied to Unpaid
Class B1 Interest Shortfall 0.00 0.00
-------------------- -------------------
(5) Remaining Unpaid Class B1
Interest Shortfall 0.00 0.00
-------------------- -------------------
(6) Amount applied to Class B-1
Interest Deficiency Amount 0.00
--------------------
(7) Remaining Unpaid Class B-1
Interest Deficiency Amount 0.00
--------------------
(8) Unpaid Class B-1 Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------------
(8a) Class B Percentage for such Remittance Date 0.00
--------------------
(9) Current Principal (Class B Percentage of Formula Principal
Distribution Amount) 0.00 0.00000000
-------------------- -------------------
(10a) Class B1 Principal Shortfall 0.00
--------------------
(10b) Unpaid Class B1 Principal Shortfall 0.00
--------------------
(11) Class B Principal Balance 65,000,000.00
--------------------
(12) Class B1 Principal Balance 30,000,000.00
--------------------
(12a) Class B1 Pool Factor 1.00000000
--------------------
</TABLE>
PLEASE CONTACT BONDHOLDER SERVICES DEPARTMENT OF U.S. BANK NATIONAL ASSOCIATION,
1-800-934-6802 WITH ANY QUESTIONS REGARDING THIS STATEMENT OR YOUR DISTRIBUTION
<PAGE>
SERIES 1999-6
CERTIFICATES for MANUFACTURED HOUSING LOANS
MONTHLY REPORT Dec-99
Cusip # 20846Q BG 2
TRUST ACCOUNT #33-37918-0
REMITTANCE DATE 1/03/2000
<TABLE>
<CAPTION>
Total $ Per $1,000
Amount Original
-------------------- --------------------
<S> <C> <C>
CLASS B2 CERTIFICATES
- ---------------------
(13) Remaining Amount Available 97,863.83
--------------------
(14) Class B-2 Remittance Rate (9.20%
unless Weighted Average Contract
Rate is less than 9.20%) 9.20%
--------------------
(15) Aggregate Class B2 Interest 277,277.78 7.92222229
-------------------- -------------------
(16) Amount applied to Unpaid
Class B2 Interest Shortfall 0.00 0.00
-------------------- -------------------
(17) Remaining Unpaid Class B2
Interest Shortfall 0.00 0.00
-------------------- -------------------
(18) Unpaid Class B2 Principal Shortfall
(if any) following prior Remittance Date 0.00
--------------------
(19) Class B2 Principal Liquidation Loss Amount 0.00
--------------------
(20) Class B2 Principal (zero until class B1 paid down: thereafter,
Class B Percentage
of formula Principal Distribution Amount) 0.00 0.00000000
-------------------- -------------------
(21) Guarantee Payment 179,413.95
--------------------
(22) Class B2 Principal Balance 35,000,000.00
--------------------
(22a) Class B2 Pool Factor 1.00000000
--------------------
Class B-3I Certificates
- -----------------------
(23) Monthly Servicing Fee (deducted from Certificate Account balance
to arrive at Amount Available if the Company or Green Tree
Financial Servicing Corporation is not the Servicer; deducted
from funds remaining after payment of Class A Distribution
Amount, Class M-1 Distribution Amount,
Class B-1 Distribution Amount and Class B-2 Distribution
Amount, if the Company or Green Tree Financial Servicing Corp.
is the Servicer) 0.00
--------------------
(24) Class B-3I Formula Distribution Amount (all Excess
Interest plus Unpaid Class B-3I Shortfall) 0.00
--------------------
(25) Class B-31 Distribution Amount (remaining Amount Available) 0.00
--------------------
(26) Class B-3I Shortfall (27-28) 2,347,265.64
--------------------
(27) Unpaid Class B-3I Shortfall 2,347,265.64
--------------------
(28) Class M-1 Interest Deficiency on such Remittance Date 0.00
--------------------
(29) Class B-1 Interest Deficiency on such Remittance Date 0.00
--------------------
</TABLE>