<PAGE>
EXHIBIT 99.1
CERTIFICATES FOR HOME EQUITY LOANS
SERIES 2000-D
INFORMATION REGARDING INITIAL, ADDITIONAL AND SUBSEQUENT CONTRACTS
Set forth below is information regarding home equity loan contracts transferred
to the trust formed in June 2000, or substituted for some of these contracts, as
permitted by the pooling and servicing agreement, on or before the date of this
report. The information below relates to the initial contracts described in the
prospectus supplement dated June 21, 2000, the additional contracts transferred
to the trust on the closing date and the subsequent contracts which were
transferred to the trust on or before September 13, 2000, which was prior to the
expiration of the pre-funding period. There will be no more contracts
transferred to the trust after September 13, 2000. Unless otherwise defined
herein, all capitalized terms have the meanings set forth in the prospectus
supplement dated June 21, 2000.
<PAGE>
The tables below show additional characteristics of the loans. Due to
rounding, the percentages in the following tables may not sum to 100%.
Geographical Distribution of Mortgaged Properties
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
as of Cut-off Date as of Cut-off Date Cut-off Date
------------------ ------------------- ---------------------
<S> <C> <C> <C>
Alabama................. 589 $ 34,570,265.94 3.46%
Arizona................. 434 23,443,351.81 2.34
Arkansas................ 181 10,690,604.79 1.07
California.............. 1,569 114,448,914.21 11.45
Colorado................ 473 27,292,670.90 2.73
Connecticut............. 394 23,672,117.11 2.37
Delaware................ 53 3,437,237.15 0.34
District Of Columbia.... 36 1,672,220.61 0.17
Florida................. 912 63,181,469.14 6.32
Georgia................. 556 35,915,417.84 3.59
Idaho................... 70 3,558,898.40 0.36
Illinois................ 749 39,946,897.51 4.00
Indiana................. 316 16,568,069.32 1.66
Iowa.................... 303 16,615,509.43 1.66
Kansas.................. 323 16,889,413.68 1.69
Kentucky................ 160 9,259,283.27 0.93
Louisiana............... 280 15,957,880.41 1.60
Maine................... 85 3,759,287.54 0.38
Maryland................ 386 20,993,378.97 2.10
Massachusetts........... 292 16,853,987.56 1.69
Michigan................ 812 50,643,703.61 5.07
Minnesota............... 387 21,859,778.09 2.19
Mississippi............. 168 9,359,754.91 0.94
Missouri................ 528 29,724,634.25 2.97
Montana................. 44 2,250,906.86 0.23
Nebraska................ 191 11,446,596.36 1.14
Nevada.................. 219 11,532,664.57 1.15
New Hampshire........... 39 1,905,456.50 0.19
New Jersey.............. 263 16,592,889.90 1.66
New Mexico.............. 80 6,021,264.38 0.60
New York................ 883 53,608,491.20 5.36
North Carolina.......... 492 33,489,232.39 3.35
North Dakota............ 37 1,335,072.40 0.13
Ohio.................... 665 37,111,700.50 3.71
Oklahoma................ 265 13,271,864.73 1.33
Oregon.................. 112 7,299,424.28 0.73
Pennsylvania............ 745 38,149,851.43 3.82
Rhode Island............ 86 4,804,527.88 0.48
South Carolina.......... 359 23,311,068.77 2.33
South Dakota............ 52 2,810,544.70 0.28
Tennessee............... 352 25,694,010.43 2.57
Utah.................... 100 5,303,741.49 0.53
Vermont................. 49 2,514,579.35 0.25
Virginia................ 555 32,263,712.22 3.23
Washington.............. 381 30,095,872.09 3.01
West Virginia........... 91 5,387,011.90 0.54
Wisconsin............... 227 13,091,932.08 1.31
Wyoming................. 168 10,115,408.67 1.01
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
2
<PAGE>
Years of Origination
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Number of Loans Balance Outstanding Balance as of
Year of Origination as of Cut-off Date as of Cut-off Date Cut-off Date
------------------- ------------------ ------------------- ---------------------
<S> <C> <C> <C>
1977.................... 1 $ 20,234.06 *%
1989.................... 1 12,110.41 *
1994.................... 1 16,784.60 *
1995.................... 3 57,316.89 0.01
1996.................... 1 92,710.46 0.01
1997.................... 36 1,684,249.43 0.17
1998.................... 62 2,876,334.74 0.29
1999.................... 492 24,650,340.67 2.47
2000.................... 15,914 970,312,490.27 97.06
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
---------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
Distribution of Original Loan Amounts
<TABLE>
<CAPTION>
% of Loans by
Aggregate Principal Outstanding Principal
Original Loan Amount Number of Loans Balance Outstanding Balance as of
(in Dollars) as of Cut-off Date as of Cut-off Date Cut-off Date
-------------------- ------------------ ------------------- -------------------------
<S> <C> <C> <C>
Less than $10,000.00................... 3 $ 24,824.21 *%
$ 10,000.00 to $19,999.99.............. 2,485 36,493,766.32 3.65
$ 20,000.00 to $29,999.99.............. 2,645 64,723,132.50 6.47
$ 30,000.00 to $39,999.99.............. 2,014 69,083,823.61 6.91
$ 40,000.00 to $49,999.99.............. 1,664 74,056,927.37 7.41
$ 50,000.00 to $59,999.99.............. 1,406 76,478,433.84 7.65
$ 60,000.00 to $69,999.99.............. 1,177 75,907,029.14 7.59
$ 70,000.00 to $79,999.99.............. 1,012 75,302,691.12 7.53
$ 80,000.00 to $89,999.99.............. 808 67,948,979.88 6.80
$ 90,000.00 to $99,999.99.............. 598 56,468,423.59 5.65
$100,000.00 to $109,999.99............. 494 51,605,041.98 5.16
$110,000.00 to $119,999.99............. 416 47,659,651.97 4.77
$120,000.00 to $129,999.99............. 356 44,322,468.99 4.43
$130,000.00 to $139,999.99............. 282 37,743,589.36 3.78
$140,000.00 to $149,999.99............. 201 28,953,231.67 2.90
$150,000.00 to $159,999.99............. 186 28,728,765.64 2.87
$160,000.00 to $169,999.99............. 122 19,995,019.52 2.00
$170,000.00 to $179,999.99............. 101 17,577,765.86 1.76
$180,000.00 to $189,999.99............. 79 14,530,003.37 1.45
$190,000.00 to $199,999.99............. 72 13,953,376.48 1.40
$200,000.00 to $209,999.99............. 69 14,034,148.35 1.40
$210,000.00 to $219,999.99............. 46 9,855,582.92 0.99
$220,000.00 to $229,999.99............. 39 8,737,271.66 0.87
$230,000.00 to $239,999.99............. 43 10,057,010.11 1.01
$240,000.00 to $249,999.99............. 26 6,347,720.40 0.63
$250,000.00 to $259,999.99............. 24 6,097,138.40 0.61
$260,000.00 to $269,999.99............. 23 6,058,622.00 0.61
$270,000.00 to $279,999.99............. 20 5,474,258.75 0.55
$280,000.00 to $289,999.99............. 14 3,991,013.96 0.40
$290,000.00 to $299,999.99............. 16 4,687,570.51 0.47
$300,000.00 to $309,999.99............. 12 3,361,126.13 0.34
$310,000.00 to $319,999.99............. 13 4,090,482.38 0.41
$320,000.00 to $329,999.99............. 10 3,232,822.04 0.32
$330,000.00 to $339,999.99............. 8 2,675,433.06 0.27
$340,000.00 to $349,999.99............. 5 1,729,142.82 0.17
Greater than or equal to $350,000.00... 22 7,736,281.62 0.77
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
--------------
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
3
<PAGE>
Current Loan Rates
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Range of Loan Rates as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
Less than 7.000%........ 1 $ 97,719.67 0.01%
7.000% to 7.999%...... 10 1,123,043.88 0.11
8.000% to 8.999%...... 63 8,522,321.84 0.85
9.000% to 9.999%...... 371 47,740,298.09 4.78
10.000% to 10.999%...... 937 100,206,612.47 10.02
11.000% to 11.999%...... 2,036 182,318,146.05 18.24
12.000% to 12.999%...... 3,622 277,736,979.13 27.78
13.000% to 13.999%...... 2,966 154,455,515.13 15.45
14.000% to 14.999%...... 3,484 128,651,978.33 12.87
15.000% to 15.999%...... 1,851 65,696,942.84 6.57
16.000% to 16.999%...... 648 19,246,862.91 1.93
17.000% to 17.999%...... 325 9,102,543.80 0.91
18.000% to 18.999%...... 125 3,409,275.73 0.34
19.000% to 19.999%...... 54 1,022,369.14 0.10
20.000% to 20.999%...... 11 210,458.86 0.02
21.000% to 21.999%...... 5 138,356.92 0.01
Greater than or equal
to 22.000%............. 2 43,146.74 *
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
* Indicates an amount greater than zero but less than .005% of the aggregate
principal balance of the loans as of the cut-off date.
Remaining Months to Maturity
<TABLE>
<CAPTION>
Months Remaining to Aggregate Principal % of Loans by
Scheduled Maturity Number of Loans Balance Outstanding Outstanding Principal
as of Cut-off Date as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
31 to 60............... 162 $ 3,159,485.38 0.32%
61 to 90............... 105 2,761,170.69 0.28
91 to 120.............. 1,083 32,109,890.99 3.21
121 to 150.............. 95 3,967,499.25 0.40
151 to 180.............. 4,131 225,374,818.02 22.54
181 to 210.............. 42 2,468,447.86 0.25
211 to 240.............. 7,538 460,506,431.83 46.06
241 to 270.............. 17 1,634,244.66 0.16
271 to 300.............. 2,133 140,903,865.16 14.09
301 to 330.............. 13 1,289,106.19 0.13
331 to 360.............. 1,192 125,547,611.50 12.56
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
Lien Positions
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Position as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
-------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
First................... 8,486 $732,588,966.81 73.28%
Second.................. 7,879 262,711,207.35 26.28
Third................... 146 4,362,397.37 0.44
------ --------------- ------
Total............... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
4
<PAGE>
Combined Loan-to-Value Ratio
<TABLE>
<CAPTION>
Aggregate Principal % of Loans by
Number of Loans Balance Outstanding Outstanding Principal
Combined Loan-to-Value Ratio as of Cut-off Date as of Cut-off Date Balance as of Cut-off Date
---------------------------- ------------------ ------------------- --------------------------
<S> <C> <C> <C>
5.01% to 10.00%........... 6 $ 126,497.00 0.01%
10.01% to 15.00%........... 11 192,261.35 0.02
15.01% to 20.00%........... 21 490,319.30 0.05
20.01% to 25.00%........... 33 908,258.40 0.09
25.01% to 30.00%........... 53 1,724,394.12 0.17
30.01% to 35.00%........... 57 1,601,321.03 0.16
35.01% to 40.00%........... 60 1,945,607.67 0.19
40.01% to 45.00%........... 75 2,565,506.65 0.26
45.01% to 50.00%........... 108 4,444,217.48 0.44
50.01% to 55.00%........... 100 4,294,183.19 0.43
55.01% to 60.00%........... 178 8,165,273.89 0.82
60.01% to 65.00%........... 226 10,722,139.17 1.07
65.01% to 70.00%........... 347 16,885,321.61 1.69
70.01% to 75.00%........... 514 25,892,900.77 2.59
75.01% to 80.00%........... 907 50,362,377.89 5.04
80.01% to 85.00%........... 1,445 83,147,834.69 8.33
85.01% to 90.00%........... 2,598 157,895,297.92 15.79
90.01% to 95.00%........... 4,173 278,006,818.08 27.81
95.01% to 100.00%........... 5,599 350,352,041.32 35.04
------ --------------- ------
Total................... 16,511 $999,722,571.53 100.00%
====== =============== ======
</TABLE>
5
