<PAGE>
[AMERICAN GENERAL
LIFE COMPANIES
LETTERHEAD APPEARS HERE]
PAULETTA P. COHN
ASSOCIATE GENERAL COUNSEL
Direct Line (713) 831-8471
FAX (713) 831-5492
E-mail: [email protected]
April 5, 1999
BY EDGAR
- --------
U.S. Securities and Exchange Commission
450 Fifth Street, N. W.
Washington, D. C. 20549
RE: AMERICAN GENERAL LIFE INSURANCE COMPANY
SEPARATE ACCOUNT D ("REGISTRANT")
FILE NOS: 333-40637 AND 811-2441
CIK NO. 0000089031
------------------
Dear Ladies and Gentlemen:
I am writing this letter as Associate General Counsel of American General
Life Companies and counsel to American General Life Insurance Company, as the
depositor of the Registrant and on behalf of the Registrant.
Pursuant to Rule 497(j) under the Securities Act of 1933 ("1933 Act"),
Registrant has elected to file the certification set out below in lieu of
electronically filing definitive copies of the prospectus and statement of
additional information contained in its most recent amendment to its Form N-4
Registration Statement ("Amendment"), as required by Rule 497(c) under the 1933
Act and as provided by Rule 309(b) of Regulation S-T.
Registrant hereby certifies that:
(1) the form of prospectus and statement of additional information that
would have been filed under paragraph (c) of Rule 497 under the 1933
Act following the filing of the Amendment would not have been
different from that contained in the Amendment, and
(2) the Amendment, which is designated as Post-Effective Amendment No. 3
under the 1933 Act and as Amendment No.73 under the Investment Company
Act of 1940, was filed electronically on March 30, 1999.
Please direct any inquiry regarding the foregoing to the undersigned at
(713) 831-8471.
Very truly yours,
/s/ PAULETTA P. COHN
-------------------------------