<PAGE>
SUPPLEMENT DATED OCTOBER 30, 1995
TO THE STATEMENT OF ADDITIONAL INFORMATION DATED MAY 1, 1995
FOR FLEXIBLE PAYMENT VARIABLE ANNUITY CERTIFICATES
ISSUED BY NATIONAL INTEGRITY LIFE INSURANCE COMPANY
AND FUNDED THROUGH ITS SEPARATE ACCOUNT II
THIS SUPPLEMENT MODIFIES THE STATEMENT OF ADDITIONAL INFORMATION
AND SHOULD BE READ AND RETAINED WITH THE STATEMENT OF ADDITIONAL INFORMATION.
Page 17, Part 5 of the Statement of Additional Information, NATIONAL INTEGRITY
AND CUSTODIAN, is amended to include the following:
On October 10, 1995, National Integrity Life Insurance Company was upgraded
to "A" (Excellent) by A.M. Best Company.
