SEARS MUNICIPAL TRUST INSURED INTERMEDIATE TERM SERIES 14, 497J, 1995-09-29

SEARS MUNICIPAL TRUST INSURED INTERMEDIATE TERM SERIES 14
497J, 1995-09-29

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                                             Rule 497(j)
                                             Reg. No. 33-49707
                                             Reg. No. 33-49021    
                             
Pursuant to Rule 497 (j) promulgated under the Securities Act of
1933, the Registrant, Dean Witter Select Municipal Trust, Insured
California Intermediate Term Portfolio Series 10 and Insured
Intermediate Term Portfolio Series 14, hereby certifies as
follows:

1)   the form of prospectus that would have been filed under
     paragraph (b) of Rule 497 does not differ from that
     contained in the most recent amendment to the registration
     statement, and

2)   the text of the said amendment to the registration statement
     has been filed electronically.


                    DEAN WITTER SELECT MUNICIPAL TRUST,
                    INSURED CALIFORNIA INTERMEDIATE TERM
                      PORTFOLIO SERIES 10
                    INSURED INTERMEDIATE TERM PORTFOLIO SERIES 14 
                          
                    By:  Dean Witter Reynolds Inc.
                         (Depositor)


                         Thomas Hines
                         Thomas Hines
                         Authorized Signatory