STERLING BANCSHARES INC
10-Q, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          87,310
<INT-BEARING-DEPOSITS>                             221
<FED-FUNDS-SOLD>                                26,942
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    325,401
<INVESTMENTS-CARRYING>                         148,462
<INVESTMENTS-MARKET>                           147,928
<LOANS>                                      1,299,769
<ALLOWANCE>                                   (14,902)
<TOTAL-ASSETS>                               2,042,122
<DEPOSITS>                                   1,529,493
<SHORT-TERM>                                   320,523
<LIABILITIES-OTHER>                             11,648
<LONG-TERM>                                          0
                           28,750
                                         65
<COMMON>                                        26,199
<OTHER-SE>                                     125,444
<TOTAL-LIABILITIES-AND-EQUITY>               2,042,122
<INTEREST-LOAN>                                 89,064
<INTEREST-INVEST>                               24,237
<INTEREST-OTHER>                                 3,137
<INTEREST-TOTAL>                               116,438
<INTEREST-DEPOSIT>                              28,548
<INTEREST-EXPENSE>                              43,360
<INTEREST-INCOME-NET>                           73,078
<LOAN-LOSSES>                                    6,379
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 65,472
<INCOME-PRETAX>                                 28,440
<INCOME-PRE-EXTRAORDINARY>                      28,440
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    19,609
<EPS-BASIC>                                       0.75
<EPS-DILUTED>                                     0.74
<YIELD-ACTUAL>                                    5.58
<LOANS-NON>                                      7,201
<LOANS-PAST>                                       106
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 34,595
<ALLOWANCE-OPEN>                                13,187
<CHARGE-OFFS>                                    5,274
<RECOVERIES>                                       610
<ALLOWANCE-CLOSE>                               14,902
<ALLOWANCE-DOMESTIC>                             9,854
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          5,048


</TABLE>


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