STERLING BANCSHARES INC
10-Q, EX-27.1, 2000-08-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          74,487
<INT-BEARING-DEPOSITS>                             228
<FED-FUNDS-SOLD>                                46,802
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    342,555
<INVESTMENTS-CARRYING>                         154,051
<INVESTMENTS-MARKET>                           152,170
<LOANS>                                      1,259,487
<ALLOWANCE>                                   (14,233)
<TOTAL-ASSETS>                               2,041,890
<DEPOSITS>                                   1,506,262
<SHORT-TERM>                                   352,373
<LIABILITIES-OTHER>                              9,849
<LONG-TERM>                                          0
                           26,162
                                     28,750
<COMMON>                                            61
<OTHER-SE>                                     118,433
<TOTAL-LIABILITIES-AND-EQUITY>               2,041,890
<INTEREST-LOAN>                                 57,784
<INTEREST-INVEST>                               16,434
<INTEREST-OTHER>                                 1,706
<INTEREST-TOTAL>                                75,924
<INTEREST-DEPOSIT>                              18,222
<INTEREST-EXPENSE>                              27,650
<INTEREST-INCOME-NET>                           48,274
<LOAN-LOSSES>                                    4,173
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 42,726
<INCOME-PRETAX>                                 18,411
<INCOME-PRE-EXTRAORDINARY>                      18,422
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    12,695
<EPS-BASIC>                                       0.49
<EPS-DILUTED>                                     0.48
<YIELD-ACTUAL>                                    5.61
<LOANS-NON>                                      7,312
<LOANS-PAST>                                       218
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 32,563
<ALLOWANCE-OPEN>                                13,187
<CHARGE-OFFS>                                    3,589
<RECOVERIES>                                       462
<ALLOWANCE-CLOSE>                               14,233
<ALLOWANCE-DOMESTIC>                             9,637
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,596


</TABLE>


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