MNB BANCSHARES INC
10-Q/A, 1996-06-24
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549


FORM 10-Q AMENDED


1			QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended March 31, 1996

OR

0			TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For transition period from ________ to ________

Commission File Number 0-20878


MNB BANCSHARES, INC.
(Exact name of Registrant as specified in its charter)



                  Delaware                 			       48-1120026   
(State or other jurisdiction				  (I.R.S. Employer Identification Number)
of incorporation or organization)


800 Poyntz Avenue, Manhattan, Kansas        66502
(Address of principal executive offices)   (Zip Code)

(913) 537-2298
(Registrant's telephone number, including area code)



	Indicate by check mark whether the Registrant (1) has filed all reports 
required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that 
the Registrant was required to file such reports), and (2) has been subject 
to such filing requirements for the past 
90 days.  Yes X  No __

	Indicate the number of shares outstanding of each of the Registrant's classes
of common stock as of the latest practicable date:  As of May 6, 1996, the 
Registrant had outstanding 576,514 shares of its common stock, $.01  par 
value per share. 




SIGNATURES



	Pursuant to the requirements of the Securities Exchange Act of 1934, the 
Registrant has duly caused this report to be signed on its behalf by the 
undersigned thereunto duly authorized.

						MNB BANCSHARES, INC.



Date:  June 24, 1996				__________________________________
						Patrick L. Alexander
						President and Chief Executive Officer



Date:  June 24, 1996				__________________________________
						Susan E. Roepke
						Vice President, Secretary, Treasurer 
						  and Chief Financial Officer





<TABLE> <S> <C>

<ARTICLE> 9
<CIK> 0000891284
<NAME> SUSAN E ROEPKE
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                         988,774
<INT-BEARING-DEPOSITS>                         790,419
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 18,679,375
<INVESTMENTS-CARRYING>                      13,286,710
<INVESTMENTS-MARKET>                        13,322,000
<LOANS>                                     65,505,215
<ALLOWANCE>                                    826,499
<TOTAL-ASSETS>                             101,805,735
<DEPOSITS>                                  90,934,842
<SHORT-TERM>                                 3,600,000
<LIABILITIES-OTHER>                          1,319,616
<LONG-TERM>                                    800,000
                                0
                                          0
<COMMON>                                         5,765
<OTHER-SE>                                  10,865,128
<TOTAL-LIABILITIES-AND-EQUITY>             101,805,735
<INTEREST-LOAN>                              1,418,244
<INTEREST-INVEST>                              444,689
<INTEREST-OTHER>                                56,667
<INTEREST-TOTAL>                             1,919,600
<INTEREST-DEPOSIT>                             983,474
<INTEREST-EXPENSE>                           1,028,520
<INTEREST-INCOME-NET>                          891,080
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                               (911)
<EXPENSE-OTHER>                                735,811
<INCOME-PRETAX>                                294,056
<INCOME-PRE-EXTRAORDINARY>                     294,056
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   173,909
<EPS-PRIMARY>                                     0.29
<EPS-DILUTED>                                     0.29
<YIELD-ACTUAL>                                    3.64
<LOANS-NON>                                     80,133
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               826,364
<CHARGE-OFFS>                                        3
<RECOVERIES>                                       138
<ALLOWANCE-CLOSE>                              726,499
<ALLOWANCE-DOMESTIC>                           585,331
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                        241,168
        

</TABLE>


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