SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q AMENDED
1 QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended March 31, 1996
OR
0 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For transition period from ________ to ________
Commission File Number 0-20878
MNB BANCSHARES, INC.
(Exact name of Registrant as specified in its charter)
Delaware 48-1120026
(State or other jurisdiction (I.R.S. Employer Identification Number)
of incorporation or organization)
800 Poyntz Avenue, Manhattan, Kansas 66502
(Address of principal executive offices) (Zip Code)
(913) 537-2298
(Registrant's telephone number, including area code)
Indicate by check mark whether the Registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that
the Registrant was required to file such reports), and (2) has been subject
to such filing requirements for the past
90 days. Yes X No __
Indicate the number of shares outstanding of each of the Registrant's classes
of common stock as of the latest practicable date: As of May 6, 1996, the
Registrant had outstanding 576,514 shares of its common stock, $.01 par
value per share.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
MNB BANCSHARES, INC.
Date: June 24, 1996 __________________________________
Patrick L. Alexander
President and Chief Executive Officer
Date: June 24, 1996 __________________________________
Susan E. Roepke
Vice President, Secretary, Treasurer
and Chief Financial Officer
<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000891284
<NAME> SUSAN E ROEPKE
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> MAR-31-1996
<CASH> 988,774
<INT-BEARING-DEPOSITS> 790,419
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 18,679,375
<INVESTMENTS-CARRYING> 13,286,710
<INVESTMENTS-MARKET> 13,322,000
<LOANS> 65,505,215
<ALLOWANCE> 826,499
<TOTAL-ASSETS> 101,805,735
<DEPOSITS> 90,934,842
<SHORT-TERM> 3,600,000
<LIABILITIES-OTHER> 1,319,616
<LONG-TERM> 800,000
0
0
<COMMON> 5,765
<OTHER-SE> 10,865,128
<TOTAL-LIABILITIES-AND-EQUITY> 101,805,735
<INTEREST-LOAN> 1,418,244
<INTEREST-INVEST> 444,689
<INTEREST-OTHER> 56,667
<INTEREST-TOTAL> 1,919,600
<INTEREST-DEPOSIT> 983,474
<INTEREST-EXPENSE> 1,028,520
<INTEREST-INCOME-NET> 891,080
<LOAN-LOSSES> 0
<SECURITIES-GAINS> (911)
<EXPENSE-OTHER> 735,811
<INCOME-PRETAX> 294,056
<INCOME-PRE-EXTRAORDINARY> 294,056
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 173,909
<EPS-PRIMARY> 0.29
<EPS-DILUTED> 0.29
<YIELD-ACTUAL> 3.64
<LOANS-NON> 80,133
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 826,364
<CHARGE-OFFS> 3
<RECOVERIES> 138
<ALLOWANCE-CLOSE> 726,499
<ALLOWANCE-DOMESTIC> 585,331
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 241,168
</TABLE>