MNB BANCSHARES INC
4, 1998-09-11
NATIONAL COMMERCIAL BANKS
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<PAGE>
FORM 4

[ ] Check this box if no longer subject
    to Section 16. Form 4 or Form 5 
    obligations may continue.  See
    Instructions 1(b).


                   U.S. SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

   Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
      Section 17(a) of the Public Utility Holding Company Act of 1935 or
             Section 30(f) of the Investment Company Act of 1940

_______________________________________________________________________________
1. Name and Address of Reporting Person

   Roepke             Susan              E
- -----------------------------------------------------
   (Last)            (First)            (Middle)

2600 Sumac   
- -----------------------------------------------------
                     (Street)

Manhattan               KS               66502   
- -----------------------------------------------------
   (City)               (State)         (Zip)

_______________________________________________________________________________
2. Issuer Name and Ticker or Trading Symbol

  MNB Bancshares, Inc.  MNBB

_______________________________________________________________________________
3. IRS or Social Security Number of Reporting Person (Voluntary)

   

_______________________________________________________________________________
4. Statement for Month/Year

   March, 1998

_______________________________________________________________________________
5. If Amendment, Date of Original (Month/Year)

   

_______________________________________________________________________________
6. Relationship of Reporting Person to Issuer
   (Check all applicable)

   [ ] 10% Owner
   [x] Director
   [x] Officer (give title below)(1)
   [ ] Other (specify below)

   Senior Vice President/Secretary/Cashier    
   --------------------------------------------------
       
   --------------------------------------------------

_______________________________________________________________________________



                                                                         Page 1

<PAGE>

FORM 4 (continued)

<TABLE>
<CAPTION>
                    TABLE I--Non-Derivative Securities Acquired, Disposed of,
                    or Beneficially Owned
- ----------------------------------------------------------------------------
- --------------------------------------------

          1.                2.           3.                     4.                  
- ---------------------    --------    ----------   ------------------------------    
                                                                                    
                                                                                    
                         Trans-      Trans-          Securities Acquired (A)        
                         action      action          or Disposed of (D)             
                         Date        Code            (Instr. 3, 4 and 5)            
Title of                 (Month/     (Instr. 8)   ----------------------------      
Security                  Day/       ----------     Amount    (A) or    Price       
(Instr. 3)                Year)      Code   V                   (D)                 
														
- ---------------------    --------    ----  ----   -----------  ------  ---------    
<S>                      <C>         <C>   <C>    <C>           <C>    <C>          
Common Stock		8/10/98(2)	   A	  V		3,616		A			
Common Stock		8/19/98(2)(3)  A    V		146		A			
Common Stock		8/10/98(2)	   A	  V	      121         A                 
Common Stock		4/24/98(4)     A    V         1,635.82    A                 


     5.(2)        6.          7.    
- -----------   ----------  ----------
Amount of     Owner-                
Securities    ship                  
Beneficially  Form:                 
Owned at      Direct      Nature of 
End of        (D) or      Indirect  
Month         Indirect    Beneficial
(Instr.       (I)         Ownership 
3 and 4)      (Instr. 4)  (Instr. 4)
   (6)
- -----------   ----------  ----------
<C>           <C>         <C> 
75,977		D
3,084			I	   By Spouse	
2,549			I	   (5)
7648.05		I	   ESOP


</TABLE>

Reminder: Report on a separate line for each class of securities beneficially
          owned directly or indirectly.  (Print or Type Responses)



                                                                         Page 2

<PAGE>

FORM 4 (continued)

<TABLE>
<CAPTION>
                     TABLE II--Derivative Securities Acquired, Disposed 
                     of, or Beneficially Owned (e.g. puts, calls, 
                     warrants, options, convertible securities)
- ---------------------------------------------------------------------
- ---------------------------------------------------------

1.        2.       3.        4.        5.            6.               
- --------  -------- --------  --------  ----------    ------------     
Title of  Conver-  Trans-    Trans-     Number of    Date Exer-              
Deriva-   sion or  action    action     Derivative   cisable and            
tive      Exercise Date      Code       Securities   Expiration            
Security           (Month/   (Instr.8)  Acquired (A) Date (Month/       
(Instr.3)          Day/Year)            or Disposed  Day/Year)            
                                        of (D)                              
                                        (Instr. 3,4  --------------   
                              --------   ----------  Date     Date    
                                                     Exercis- Expir-  
                                                     able     ation   
                             Code  V   (A)   (D)                      
- --------- -------- --------  ---- ---  ----  ----    -------  -----   
<S>         <C>       <C>     <C>  <C>  <C>   <C>     <C>     <C>     
CS         3.9176(7) 8/10/98   J(2) V   808   (8)             01/05/03

 7.             8.        9.         10.       11.   
- -------------  ------   ----------  --------- ----------
Title and      Price    Number of    Ownership Nature of   
Amount of      of       Derivative   Form of   Indirect    
Underlying     Deriv-   Securities   Deriv-    Benefi-     
Securities     ative    Benefi-      ative     cial        
Instr. 3       Secur-   cially       Security: Owner-      
and 4)         ity      Owned at     Direct(D) ship        
- -------------- (Instr.5)End of       or Indir- (Instr.4) 
       Amount           Month        ect (I)  
       or               (Instr.4)    (Instr.4)
       number            (6)
Title  of Shares    
- -----  ------   ------  ----------  --------  ----------
 <C>     <C>      <C>      <C>         <C>       <C> 
 CS     808             16,974         D






</TABLE>

Explanation of Responses:

[FN]
1.  Of Issuer's and issuer's wholly-owned subsidiary, Security National Bank.
2.  Amounts reflect shares received for Company's two-for-one stock split 
2/9/98.
3.  Co-trustee of Living Trust of Georgia Ellen Schrenk Trust dated 6/14/96.
4.  Exercise price reflects adjustments for stock dividends and stock split.
5.  Grant of option under MNB Bancshares, Inc. 1992 Stock Option Plan
    approved May 17, 1993, exercisable in annual 20% increments beginning
    January 5, 1994, the first anniversary date of the grant.
6.  Reporting Person disclaims beneficial ownership of these securities, and 
this
    report shall not be deemed an admission that the Reporting Person is the 
beneficialowner of such securities for purposes of Section 16 or any other 
purpose.
</FN>


               /s/ Susan E. Roepke
              ----------------------------------------     --------------------
               ** Signature of Reporting Person                    Date

** Intentional misstatements or omissions of facts constitute Federal Criminal
   Violations.  See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed.
      If space provided is insufficient, see Instruction 6 for procedure.



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