MNB BANCSHARES INC
4, 1998-04-10
NATIONAL COMMERCIAL BANKS
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FORM 4

[ ] Check this box if no longer subject
    to Section 16. Form 4 or Form 5 
    obligations may continue.  See
    Instructions 1(b).


 U.S. SECURITIES AND EXCHANGE COMMISSION
 Washington, D.C. 20549


STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities 
Exchange Act of 1934,
Section 17(a) of the Public Utility Holding Company 
Act of 1935 or Section 30(f) of the Investment Company 
Act of 1940


1. Name and Address of Reporting Person

Roepke             Susan              E
(Last)            (First)            (Middle)

2600 Sumac   
(Street)

Manhattan               KS               66502   
(City)                  State)          (Zip)

2. Issuer Name and Ticker or Trading Symbol

MNB Bancshares, Inc.  MNBB


3. IRS or Social Security Number of Reporting Person (Voluntary)

4. Statement for Month/Year

February, 1998

5. If Amendment, Date of Original (Month/Year)

6. Relationship of Reporting Person to Issuer
   (Check all applicable)

   [ ] 10% Owner
   [x] Director
   [x] Officer (give title below)(1)
   [ ] Other (specify below)

   Senior Vice President/Secretary/Cashier    

  Page 1

FORM 4 (continued)

<TABLE>
<CAPTION>
TABLE I--Non-Derivative Securities Acquired, Disposed of, 
or Beneficially Owned


          1.                2.           3.                     4.                       5.(2)        6.          7.    
- ---------------------    --------    ----------   ------------------------------    -----------   ----------  ----------
                                                                                    Amount of     Owner-                
                                                                                    Securities    ship                  
                         Trans-      Trans-          Securities Acquired (A)        Beneficially  Form:                 
                         action      action          or Disposed of (D)             Owned at      Direct      Nature of 
                         Date        Code            (Instr. 3, 4 and 5)            End of        (D) or      Indirect  
Title of                 (Month/     (Instr. 8)   ----------------------------      Month         Indirect    Beneficial
Security                  Day/       ----------     Amount    (A) or    Price       (Instr.       (I)         Ownership 
(Instr. 3)                Year)      Code   V                   (D)                 3 and 4)      (Instr. 4)  (Instr. 4)
- ---------------------    --------    ----  ----   -----------  ------  ---------    -----------   ----------  ----------
<S>                      <C>         <C>   <C>    <C>           <C>    <C>          <C>           <C>         <C> 

Common Stock              3/12/98     A     V      395           A      13.3125      26,219        D           
Common Stock              2/27/98                                                    18,914        D           IRA
Common Stock              2/27/98                                                    27,228        I           Spouse trustee
Common Stock              2/27/98                                                     2,938        I           By spouse (5)
Common Stock              2/27/98                                                     2,428        I           (2)
Common Stock              2/27/98                                                     6012.225748  I           ESOP

</TABLE>

Reminder: Report on a separate line for each class of
securities beneficially owned directly or indirectly. 
(Print or Type Responses)



 Page 2

FORM 4 (continued)

<TABLE>
<CAPTION>
TABLE II--Derivative Securities Acquired, Disposed of, or
Beneficially Owned
e.g. puts, calls, warrants, options, convertible securities)


     1.        2.       3.         4.         5.             6.                 7.           8.          9.         10.       11.   
- ----------  --------  --------  --------  ----------    ------------      --------------   ------   ----------  --------- ----------
                                                                           Title and                            Ownership           
                                          Number of     Date Exer-         Amount of                            Form of             
                                          Derivative    cisable and        Underlying               Number of   Deriv-              
                                          Securities    Expiration         Securities      Price    Derivative  ative               
            Conver-             Trans-    Acquired (A)  Date (Month/       (Instr. 3       of       Securities  Security:           
            sion or   Trans-    action    or Disposed    Day/Year)          and 4)         Deriv-   Benefi-     Direct              
            Exercise  action    Code      of (D)        --------------    --------------   ative    cially      (D) or    Nature of 
Title of    Price of  Date      (Instr.   (Instr. 3,    Date                      Amount   Secur-   Owned at    Indirect  Indirect  
Derivative  Deriv-    (Month/    8)        4 and 5)     Exer-    Expir-           or Num-  ity      End of      (I)       Beneficial
Security    ative      Day/     --------  ----------    cis-     ation            ber of   (Instr.  Month       (Instr.   Ownership 
(Instr. 3)  Security   Year)    Code  V   (A)   (D)     able     Date     Title   Shares    5)      (Instr. 4)   4)       (Instr. 4)
- ----------  --------  --------  ---- ---  ----  ----    -------  -----    -----   ------   ------   ----------  --------  ----------
<S>         <C>       <C>       <C>  <C>  <C>   <C>     <C>      <C>      <C>     <C>      <C>      <C>         <C>       <C> 

Common Stock 4.1135(3)                          (5)              01/05/03                           16,166      D

</TABLE>

Explanation of Responses:

1.  Of Issuer's and issuer's wholly-owned subsidiary,
    Security National Bank.
2.  Co-trustee of Living Trust of Georgia Ellen Schrenk
    Trust dated 6/14/96.
3.  Exercise price reflects adjustments for stock dividends
    and stock split.
4.  Grant of option under MNB Bancshares, Inc. 1992 Stock 
    Option Plan approved May 17, 1993, exercisable in annual
    20% increments beginning January 5, 1994, the first 
    anniversary date of the grant.
5.  Reporting Person disclaims beneficial ownership of these 
    securities, and this report shall not be deemed an
    admission that the Reporting Person is the beneficial
    owner of such securities for purposes of Section 16 or
    any other purpose.



 /s/ Susan E. Roepke
 ** Signature of Reporting Person   Date  April 10, 1998

** Intentional misstatements or omissions of facts 
   constitute Federal Criminal Violations.  
   See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

   Page 3



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