<PAGE>
FORM 4
[ ] Check this box if no longer subject
to Section 16. Form 4 or Form 5
obligations may continue. See
Instructions 1(b).
U.S. SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
Section 17(a) of the Public Utility Holding Company Act of 1935 or
Section 30(f) of the Investment Company Act of 1940
_______________________________________________________________________________
1. Name and Address of Reporting Person
Roepke Susan E
- -----------------------------------------------------
(Last) (First) (Middle)
1228 Westloop #351
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(Street)
Manhattan KS 66502
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(City) (State) (Zip)
_______________________________________________________________________________
2. Issuer Name and Ticker or Trading Symbol
MNB Bancshares, Inc. MNBB
_______________________________________________________________________________
3. IRS or Social Security Number of Reporting Person (Voluntary)
_______________________________________________________________________________
4. Statement for Month/Year
November, 1999
_______________________________________________________________________________
5. If Amendment, Date of Original (Month/Year)
_______________________________________________________________________________
6. Relationship of Reporting Person to Issuer
(Check all applicable)
[ ] 10% Owner
[x] Director
[ ] Officer (give title below)
[ ] Other (specify below)
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_______________________________________________________________________________
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FORM 4 (continued)
<TABLE>
<CAPTION>
TABLE I--Non-Derivative Securities Acquired, Disposed of,
or Beneficially Owned
- ----------------------------------------------------------------------------
- --------------------------------------------
1. 2. 3. 4.
- --------------------- -------- ---------- ------------------------------
Trans- Trans- Securities Acquired (A)
action action or Disposed of (D)
Date Code (Instr. 3, 4 and 5)
Title of (Month/ (Instr. 8) ----------------------------
Security Day/ ---------- Amount (A) or Price
(Instr. 3) Year) Code V (D)
- --------------------- -------- ---- ---- ----------- ------ ---------
<S> <C> <C> <C> <C> <C> <C>
Common Stock 8/16/99(1) A V 3,798 A
Common Stock 8/16/99(1)(2) A V 154 A
Common Stock 8/1/99(1) A V 127 A
Common Stock 4/99(3) A V 1,104.64 A
Common Stock 11/5/99 P V 750 A 10.25
Common Stock 11/5/99 P V 300 A 10.625
Common Stock 11/5/99(2) P V 100 A 10.25
5.(2) 6. 7.
- ----------- ---------- ----------
Amount of Owner-
Securities ship
Beneficially Form:
Owned at Direct Nature of
End of (D) or Indirect
Month Indirect Beneficial
(Instr. (I) Ownership
3 and 4) (Instr. 4) (Instr. 4)
(5)
- ----------- ---------- ----------
<C> <C> <C>
79,775 D
3,638 I By Spouse
2,676 I (4)
8,752.69 I ESOP
750 I IRA
3,638 I By Spouse
3,638 I By Spouse
</TABLE>
Reminder: Report on a separate line for each class of securities beneficially
owned directly or indirectly. (Print or Type Responses)
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FORM 4 (continued)
<TABLE>
<CAPTION>
TABLE II--Derivative Securities Acquired, Disposed
of, or Beneficially Owned (e.g. puts, calls,
warrants, options, convertible securities)
- ---------------------------------------------------------------------
- ---------------------------------------------------------
1. 2. 3. 4. 5. 6.
- -------- -------- -------- -------- ---------- ------------
Title of Conver- Trans- Trans- Number of Date Exer-
Deriva- sion or action action Derivative cisable and
tive Exercise Date Code Securities Expiration
Security (Month/ (Instr.8) Acquired (A) Date (Month/
(Instr.3) Day/Year) or Disposed Day/Year)
of (D)
(Instr. 3,4 --------------
-------- ---------- Date Date
Exercis- Expir-
able ation
Code V (A) (D)
- --------- -------- -------- ---- --- ---- ---- ------- -----
<S> <C> <C> <C> <C> <C> <C> <C> <C>
CS 3.7311 8/16/99 J(1) V 848 (5) 01/05/03
7. 8. 9. 10. 11.
- ------------- ------ ---------- --------- ----------
Title and Price Number of Ownership Nature of
Amount of of Derivative Form of Indirect
Underlying Deriv- Securities Deriv- Benefi-
Securities ative Benefi- ative cial
Instr. 3 Secur- cially Security: Owner-
and 4) ity Owned at Direct(D) ship
- -------------- (Instr.5)End of or Indir- (Instr.4)
Amount Month ect (I)
or (Instr.4) (Instr.4)
number
Title of Shares
- ----- ------ ------ ---------- -------- ----------
<C> <C> <C> <C> <C> <C>
CS 848 17,822 D
</TABLE>
Explanation of Responses:
1. Shares received from 5% stock dividend paid August 16, 1999.
2. Reporting Person disclaims beneficial ownership of these securities, and
this report shall not be deemed an admission that the Reporting Person is
the beneficial owner of such securities for purposes of Section 16 or any
other purpose.
3. ESOP allocations for 1998, including shares received from 5% stock dividends
August 10, 1998, notification letter from administrator dated April 1999.
4. Co-Trustee of Living Trust of Georgia Ellen Schrenk Trust dated 6/14/96.
5. Grant of option under MNB Bancshares, Inc. 1992 Stock Option Plan, approved
May 17, 1993, exercisable in annual 20% increments beginning January 5,
1994, the first anniversary of the grant.
/s/ Susan E. Roepke 12/10/99
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** Signature of Reporting Person Date
** Intentional misstatements or omissions of facts constitute Federal Criminal
Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed.
If space provided is insufficient, see Instruction 6 for procedure.
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