MNB BANCSHARES INC
8-K, 2000-10-25
NATIONAL COMMERCIAL BANKS
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                     SECURITIES AND EXCHANGE COMMISSION

                           WASHINGTON, D.C.  20549



                                  FORM 8-K



                               CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of
                     the Securities Exchange Act of 1934



Date of Report                                           October 25, 2000
(Date of earliest event reported)                        October 25, 2000


                            MNB Bancshares, Inc.
           (Exact name of Registrant as specified in its charter)


                                  Delaware
               (State or other jurisdiction of incorporation)


       0-20878                               48-1120026
(Commission File Number)       (I.R.S.  Employer  Identification Number)



   800 Poyntz Avenue, Manhattan, Kansas                            66502
   (Address of principal executive offices)                     (Zip Code)



(785)       565-2000
            (Registrant's telephone number, including area code)


Item 5.  Other Information

On October 25, 2000, MNB  Bancshares,  Inc.  issued a press release
announcing its earnings for the quarter  ending  September  30, 2000
and its  declaration  of a cash dividend to its stockholders.
The press release is attached hereto as Exhibit 99.1.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

      (a)   Financial Statements of Business Acquired.

            None.

      (b)   Pro Forma Financial Information.

            None.

      (c)   Exhibits.

            99.1  News Release dated October 25, 2000.


                                         SIGNATURES

      Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the Registrant has duly  caused  this report to be signed on its behalf by
the  undersigned  hereunto  duly authorized.



                                    MNB BANCSHARES, INC.



Dated: October 25, 2000             By:  /s/ Mark A Herpich
                                          Mark A. Herpich
                                          Vice President, Secretary, Treasurer
                                              and Chief Financial Officer




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