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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from
MNB Bancshares, Inc. 9/30/00 Form 10-Q and is qualified in its entirety
by reference to such financial statements.
</LEGEND>
<CIK> 0000891284
<NAME> MNB BANCSHARES, INC.
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 2,836,431
<INT-BEARING-DEPOSITS> 585,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 43,219,526
<INVESTMENTS-CARRYING> 1,204,892
<INVESTMENTS-MARKET> 1,205,000
<LOANS> 95,727,705
<ALLOWANCE> 1,255,163
<TOTAL-ASSETS> 149,549,678
<DEPOSITS> 127,770,127
<SHORT-TERM> 1,490,000
<LIABILITIES-OTHER> 1,736,897
<LONG-TERM> 5,101,935
0
0
<COMMON> 15,161
<OTHER-SE> 13,989,531
<TOTAL-LIABILITIES-AND-EQUITY> 149,549,678
<INTEREST-LOAN> 6,044,794
<INTEREST-INVEST> 1,951,121
<INTEREST-OTHER> 57,898
<INTEREST-TOTAL> 8,053,813
<INTEREST-DEPOSIT> 3,796,702
<INTEREST-EXPENSE> 4,454,806
<INTEREST-INCOME-NET> 3,599,007
<LOAN-LOSSES> 65,000
<SECURITIES-GAINS> (30,368)
<EXPENSE-OTHER> 3,289,944
<INCOME-PRETAX> 1,122,975
<INCOME-PRE-EXTRAORDINARY> 770,252
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 770,252
<EPS-BASIC> 0.51
<EPS-DILUTED> 0.50
<YIELD-ACTUAL> 3.49
<LOANS-NON> 434,756
<LOANS-PAST> 121,294
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,248,758
<CHARGE-OFFS> 46,741
<RECOVERIES> 8,146
<ALLOWANCE-CLOSE> 1,255,163
<ALLOWANCE-DOMESTIC> 983,653
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 271,510
</TABLE>
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