<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from MNB
Bancshares, Inc. 6/30/00 Form 10-Q and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<CIK> 0000891284
<NAME> MNB BANCSHARES, INC.
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 3,053,715
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 45,010,823
<INVESTMENTS-CARRYING> 1,220,241
<INVESTMENTS-MARKET> 1,224,000
<LOANS> 94,650,834
<ALLOWANCE> 1,272,198
<TOTAL-ASSETS> 149,019,544
<DEPOSITS> 114,350,364
<SHORT-TERM> 14,190,000
<LIABILITIES-OTHER> 1,736,897
<LONG-TERM> 5,212,951
0
0
<COMMON> 14,497
<OTHER-SE> 13,529,332
<TOTAL-LIABILITIES-AND-EQUITY> 149,019,544
<INTEREST-LOAN> 3,893,213
<INTEREST-INVEST> 1,287,981
<INTEREST-OTHER> 15,279
<INTEREST-TOTAL> 5,196,473
<INTEREST-DEPOSIT> 2,326,385
<INTEREST-EXPENSE> 2,836,875
<INTEREST-INCOME-NET> 2,359,598
<LOAN-LOSSES> 35,000
<SECURITIES-GAINS> (30,368)
<EXPENSE-OTHER> 2,182,727
<INCOME-PRETAX> 672,319
<INCOME-PRE-EXTRAORDINARY> 458,976
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 458,976
<EPS-BASIC> 0.32
<EPS-DILUTED> 0.31
<YIELD-ACTUAL> 3.50
<LOANS-NON> 349,348
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,248,758
<CHARGE-OFFS> 15,451
<RECOVERIES> 3,891
<ALLOWANCE-CLOSE> 1,272,198
<ALLOWANCE-DOMESTIC> 934,348
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 337,850
</TABLE>