<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 15,024
<INT-BEARING-DEPOSITS> 4,056
<FED-FUNDS-SOLD> 5,085
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 77,624
<INVESTMENTS-CARRYING> 495
<INVESTMENTS-MARKET> 476
<LOANS> 309,485
<ALLOWANCE> 2,147
<TOTAL-ASSETS> 430,551
<DEPOSITS> 366,374
<SHORT-TERM> 19,000
<LIABILITIES-OTHER> 2,921
<LONG-TERM> 5,000
0
0
<COMMON> 15,440
<OTHER-SE> 21,816
<TOTAL-LIABILITIES-AND-EQUITY> 430,551
<INTEREST-LOAN> 11,079
<INTEREST-INVEST> 2,496
<INTEREST-OTHER> 623
<INTEREST-TOTAL> 14,198
<INTEREST-DEPOSIT> 7,513
<INTEREST-EXPENSE> 7,853
<INTEREST-INCOME-NET> 6,345
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,623
<INCOME-PRETAX> 1,916
<INCOME-PRE-EXTRAORDINARY> 1,269
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,269
<EPS-BASIC> 1.01
<EPS-DILUTED> .98
<YIELD-ACTUAL> 0
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 0
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>