SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
(RULE 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
TO RULES 13d-1(b) (c), AND (d) AND AMENDMENTS THERETO FILED
PURSUANT TO RULE 13d-2(b)
(AMENDMENT NO. 4)*
HFB FINANCIAL CORPORATION
- --------------------------------------------------------------------------------
(Name of Issuer)
COMMON STOCK
- --------------------------------------------------------------------------------
(Title of Class of Securities)
40417C106
- --------------------------------------------------------------------------------
(CUSIP Number)
N/A
- --------------------------------------------------------------------------------
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
|X| Rule 13d-1(b)
|X| Rule 13d-1(c)
|_| Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
Page 1 of 8 Pages
<PAGE>
CUSIP NO. 40417C106 13G Page 2 of 8 Pages
================================================================================
1 NAMES OF REPORTING PERSONS: Home Federal Bank, Federal Savings Bank
Employee Stock Ownership Plan Trust
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
61-0305840
- --------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) |_|
(b) |X|
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
State of Tennessee
- --------------------------------------------------------------------------------
NUMBER OF
SHARES 5 SOLE VOTING POWER 0
-----------------------------------------------------------------
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER 77,652
-----------------------------------------------------------------
EACH
REPORTING 7 SOLE DISPOSITIVE POWER 0
-----------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 77,652
WITH
- --------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
77,652
- --------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
|_|
- --------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
7.1%
- --------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
EP
================================================================================
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
CUSIP NO. 40417C106 13G Page 3 of 8 Pages
================================================================================
1 NAMES OF REPORTING PERSONS: Earl Burchfield
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
- --------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) |_|
(b) |X|
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- --------------------------------------------------------------------------------
NUMBER OF
SHARES 5 SOLE VOTING POWER 27,470
-----------------------------------------------------------------
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER 11,559
-----------------------------------------------------------------
EACH
REPORTING 7 SOLE DISPOSITIVE POWER 27,470
-----------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 11,559
WITH
- --------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
39,029
- --------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
|_|
- --------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
3.5%
- --------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
================================================================================
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
CUSIP NO. 40417C106 13G Page 4 of 8 Pages
================================================================================
1 NAMES OF REPORTING PERSONS: Robert V. Costanzo
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
- --------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) |_|
(b) |X|
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- --------------------------------------------------------------------------------
NUMBER OF
SHARES 5 SOLE VOTING POWER 14,395
-----------------------------------------------------------------
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER 11,559
-----------------------------------------------------------------
EACH
REPORTING 7 SOLE DISPOSITIVE POWER 14,395
-----------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 11,559
WITH
- --------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
25,954
- --------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
|_|
- --------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.4%
- --------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
================================================================================
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
CUSIP NO. 40417C106 13G Page 5 of 8 Pages
================================================================================
1 NAMES OF REPORTING PERSONS: Charles Harris
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
- --------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) |_|
(b) |X|
- --------------------------------------------------------------------------------
3 SEC USE ONLY
- --------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
United States of America
- --------------------------------------------------------------------------------
NUMBER OF
SHARES 5 SOLE VOTING POWER 26,021
----------------------------------------------------------------
BENEFICIALLY
OWNED BY 6 SHARED VOTING POWER 11,559
----------------------------------------------------------------
EACH
REPORTING 7 SOLE DISPOSITIVE POWER 26,021
-----------------------------------------------------------------
PERSON 8 SHARED DISPOSITIVE POWER 11,559
WITH
- --------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
37,580
- --------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*
|_|
- --------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
3.4%
- --------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON*
IN
================================================================================
*SEE INSTRUCTION BEFORE FILLING OUT!
<PAGE>
Page 6 of 8 Pages
ITEM 1(a). NAME OF ISSUER:
HFB Financial Corporation
ITEM 1(b). ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
1602 Cumberland Avenue
Middlesboro, Kentucky 40965-1225
ITEM 2(a). NAME OF PERSON(S) FILING:
Home Federal Bank, Federal Savings Bank Employee Stock Ownership Plan Trust
("ESOP"), and the following individuals who serve as its trustees: Earl
Burchfield, Robert V. Costanzo, and Charles Harris.
ITEM 2(b). ADDRESS OF PRINCIPAL BUSINESS OFFICE:
Same as Item 1(b).
ITEM 2(c). CITIZENSHIP:
See Row 4 of the second part of the cover page provided for each reporting
person.
ITEM 2(d). TITLE OF CLASS OF SECURITIES:
Common Stock, Par Value $1.00 per share.
ITEM 2(e). CUSIP NUMBER:
See the upper left corner of the second part of the cover page provided for
each reporting person.
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO RULE 13d-1(b), OR 13d-2(b) OR
(c), CHECK WHETHER THE PERSON FILING IS A:
(f) |X| An employee benefit plan or endowment fund in accordance with
Rule 13d-1(b)(1)(ii)(F);
If this statement is filed pursuant to Rule 13d-1(c), check this box. |X|
Items (a), (b), (c), (d), (e), (g), (h), (i), and (j) are not applicable.
This Schedule 13G is being filed on behalf of the ESOP identified in Item 2(a),
filing under the Item 3(f) classification, and by each trustee of the trust
established pursuant to the ESOP, filing pursuant to Rule 13d-1(c) and
applicable SEC no-action letters.
ITEM 4. OWNERSHIP.
(a) Amount Beneficially Owned: See Row 9 of the second part of the cover
page provided for each reporting person.
(b) Percent of Class: See Row 11 of the second part of the cover page
provided for each reporting person.
<PAGE>
Page 7 of 8 Pages
(c) See Rows 5, 6, 7, and 8 of the second part of the cover page provided
for each reporting person.
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of more than
five percent of the class of securities, check the following: |_|
ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
HFB Financial Corporation, in its capacity as the ESOP Committee, has
the power to determine whether dividends on allocated shares that are paid to
the ESOP trust are distributed to participants or are used to repay the ESOP
loan.
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE
SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
Not applicable.
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
Not applicable.
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not Applicable.
ITEM 10. CERTIFICATION.
By signing below, each signatory in the capacity of an ESOP trustee
certifies that, to the best of his knowledge and belief, the securities referred
to above were acquired and are held in the ordinary course of business and were
not acquired and are not held for the purpose of or with the effect of changing
or influencing the control of the issuer of the securities and were not acquired
and are not held in connection with or as a participant in any transaction
having that purpose or effect.
By signing below, each signatory in his individual capacity certifies
that, to the best of his knowledge and belief, the securities referred to above
were not acquired and are not held for the purpose of or with the effect of
changing or influencing the control of the issuer of the securities and were not
acquired and are not held in connection with or as a participant in any
transaction having that purpose or effect.
<PAGE>
Page 8 of 8 Pages
SIGNATURE:
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
HOME FEDERAL BANK, FEDERAL SAVINGS BANK
EMPLOYEE STOCK OWNERSHIP PLAN TRUST
By Its Trustees:
/s/ Earl Burchfield February 8, 1999
----------------------------------------- ------------------------
Earl Burchfield, as Trustee Date
/s/ Robert V. Costanzo February 8, 1999
----------------------------------------- ------------------------
Robert V. Costanzo, as Trustee Date
/s/ Charles Harris February 8, 1999
----------------------------------------- ------------------------
Charles Harris, as Trustee Date
/s/ Earl Burchfield February 8, 1999
- ------------------------------------------------- ------------------------
Earl Burchfield, as an Individual Stockholder Date
/s/ Robert V. Costanzo February 8, 1999
- ------------------------------------------------- ------------------------
Robert V. Costanzo, as an Individual Stockholder Date
/s/ Charles Harris February 8, 1999
- ------------------------------------------------- ------------------------
Charles Harris, as an Individual Stockholder Date
