HFB FINANCIAL CORP
10KSB, EX-27, 2000-09-28
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>


<ARTICLE>                                        9
<MULTIPLIER>                                 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                      JUN-30-2000
<PERIOD-END>                           JUN-30-2000
<CASH>                                   2,729,329
<INT-BEARING-DEPOSITS>                     442,060
<FED-FUNDS-SOLD>                                 0
<TRADING-ASSETS>                           758,570
<INVESTMENTS-HELD-FOR-SALE>             36,672,364
<INVESTMENTS-CARRYING>                  24,697,115
<INVESTMENTS-MARKET>                    23,505,716
<LOANS>                                132,038,855
<ALLOWANCE>                                645,107
<TOTAL-ASSETS>                         205,210,868
<DEPOSITS>                             172,537,011
<SHORT-TERM>                               400,000
<LIABILITIES-OTHER>                        908,629
<LONG-TERM>                             12,528,050
                            0
                                      0
<COMMON>                                 7,329,083
<OTHER-SE>                              10,657,324
<TOTAL-LIABILITIES-AND-EQUITY>         205,210,868
<INTEREST-LOAN>                         10,217,744
<INTEREST-INVEST>                        4,095,625
<INTEREST-OTHER>                            82,436
<INTEREST-TOTAL>                        14,395,805
<INTEREST-DEPOSIT>                       7,549,213
<INTEREST-EXPENSE>                       8,265,024
<INTEREST-INCOME-NET>                    6,130,781
<LOAN-LOSSES>                             (436,988)
<SECURITIES-GAINS>                               0
<EXPENSE-OTHER>                          4,698,807
<INCOME-PRETAX>                          2,229,660
<INCOME-PRE-EXTRAORDINARY>               2,229,660
<EXTRAORDINARY>                                  0
<CHANGES>                                        0
<NET-INCOME>                             1,441,711
<EPS-BASIC>                                   1.09
<EPS-DILUTED>                                 1.08
<YIELD-ACTUAL>                                3.24
<LOANS-NON>                              1,613,000
<LOANS-PAST>                               629,000
<LOANS-TROUBLED>                                 0
<LOANS-PROBLEM>                                  0
<ALLOWANCE-OPEN>                         1,212,000
<CHARGE-OFFS>                              133,000
<RECOVERIES>                                 3,000
<ALLOWANCE-CLOSE>                          645,000
<ALLOWANCE-DOMESTIC>                       645,000
<ALLOWANCE-FOREIGN>                              0
<ALLOWANCE-UNALLOCATED>                          0



</TABLE>


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