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Exhibit 23
[KPMG LOGO]
One Mellon Bank Center Telephone 412 391 9710
Pittsburgh, PA 15219 Fax 412 391 8963
The Board of Directors
Laurel Capital Group, Inc.:
We consent to incorporation by reference in the Registration Statement
No. 33-080798 on Form S-8 of Laurel Capital Group, Inc. of our report dated
August 11, 2000, relating to the consolidated statements of financial condition
of Laurel Capital Group, Inc. and subsidiary as of June 30, 2000 and 1999, and
the related consolidated statements of operations, stockholders' equity, and
cash flows for each of the years in the three-year period ended June 30, 2000,
which report is incorporated by reference in the June 30, 2000, annual report on
Form 10-K of Laurel Capital Group, Inc.
/s/ KPMG LLP
Pittsburgh, Pennsylvania
September 28, 2000
