LAUREL CAPITAL GROUP INC
SC 13G, 2000-04-21
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                     SECURITIES AND EXCHANGE COMMISSION
                          WASHINGTON, D.C.  20549

                                SCHEDULE 13G
                               (RULE 13d-102)

               INFORMATION TO BE INCLUDED IN STATEMENTS FILED
          PURSUANT TO RULES 13d-1(b), (c) AND (d) AND AMENDMENTS
                 THERETO FILED PURSUANT TO RULE 13d-2(b)
                        (AMENDMENT NO. _______)(1)



                        LAUREL CAPITAL GROUP, INC.
- ------------------------------------------------------------------------------
                             (Name of Issuer)


                  Common Stock, Par Value $.01 Per Share
- ------------------------------------------------------------------------------
                      (Title of Class of Securities)


                               518629 10 0
- ------------------------------------------------------------------------------
                              (CUSIP Number)


                            February 29, 2000
- ------------------------------------------------------------------------------
         (Date of Event Which Requires Filing of this Statement)

     Check the appropriate box to designate the rule pursuant to which this
     Schedule is filed:

               [ ] Rule 13d-1(b)
               [X] Rule 13d-1(c)
               [ ] Rule 13d-1(d)

- -----------------------------

     (1)The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.

     The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of section 18 of the Securities Exchange
Act of 1934 or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, SEE the
NOTES).

                              Page 1 of 5 Pages

CUSIP NO.  518629 10 0                                       Page 2 of 5 Pages

- ------------------------------------------------------------------------------

1.                   NAME OF REPORTING PERSON
                     I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (ENTITIES ONLY)

                     Edwin R. Maus
- ------------------------------------------------------------------------------

2.                   CHECK THE APPROPRIATE BOX IF             (a)  [ ]
                     A MEMBER OF A GROUP                      (b)  [ ]
- ------------------------------------------------------------------------------

3.                   SEC USE ONLY
- ------------------------------------------------------------------------------

4.                   CITIZENSHIP OR PLACE OF ORGANIZATION

                     United States
- ------------------------------------------------------------------------------

 NUMBER OF           5.  SOLE VOTING POWER
  SHARES
BENEFICIALLY             81,642
OWNED BY EACH        ---------------------------------------------------------
 REPORTING
PERSON WITH          6.  SHARED VOTING POWER

                         28,144
                     ---------------------------------------------------------

                     7.  SOLE DISPOSITIVE POWER

                         81,642
                     ---------------------------------------------------------

                     8.  SHARED DISPOSITIVE POWER

                         28,144
- ------------------------------------------------------------------------------

9.                   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
                     PERSON

                     109,786
- ------------------------------------------------------------------------------

10.                  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES
                     CERTAIN SHARES
                                                                    [ ]
- ------------------------------------------------------------------------------

11.                  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

                     5.05%
- ------------------------------------------------------------------------------

12.                  TYPE OF REPORTING PERSON

                     IN
- ------------------------------------------------------------------------------

CUSIP NO. 518629 10 0                                        Page 3 of 5 Pages

ITEM 1(a)     NAME OF ISSUER:

              Laurel Capital Group, Inc.

ITEM 1(b)     ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:

              2724 Harts Run Road
              Allison Park, Pennsylvania  15101

ITEM 2(a)     NAME OF PERSON FILING:

              Edwin R. Maus. Mr. Maus is the President and Chief Executive
              Officer of the Issuer.

ITEM 2(b)     ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:

              Laurel Capital Group, Inc.
              2724 Harts Run Road
              Allison Park, Pennsylvania  15101

ITEM 2(c)     CITIZENSHIP:

              United States.

ITEM 2(d)     TITLE OF CLASS OF SECURITIES:

              Common Stock, par value $.01 per share.

ITEM 2(e)     CUSIP NUMBER:

              518629 10 0

ITEM 3.       IF THIS STATEMENT IS FILED PURSUANT TO RULE 13d-1(b), OR 13d-2(b)
              OR (c), CHECK WHETHER THE PERSON FILING IS:

              This statement is filed pursuant to Rule 13d-1(c).         [X]


CUSIP NO. 518629 10 0                                        Page 4 of 5 Pages

ITEM 4.       OWNERSHIP.

              (a) Edwin R. Maus (the "Reporting Person") beneficially owns
                  109,786 shares of the common stock par value $.01 per share,
                  of Laurel Capital Group, Inc. (the "Issuer").

              (b) The 109,786 shares held by the Reporting Person represents
                  approximately 5.05% of the class.

              (c) Number of shares as to which such person has:

                  (i)     Sole power to vote or to direct the vote     81,642
                  (ii)    Shared power to vote or to direct the vote    28,144
                  (iii)   Sole power to dispose or to direct the disposition of
                          81,642
                  (iv)    Shared power to dispose or to direct the disposition
                          of 28,144

ITEM 5.       OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.

              Not applicable.

ITEM 6.       OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.

              Not applicable.

ITEM 7.       IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
              ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING
              COMPANY.

              Not applicable.

ITEM 8.       IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.

              Not applicable.

ITEM 9.       NOTICE OF DISSOLUTION OF GROUP.

              Not applicable.

CUSIP NO. 518629 10 0                                        Page 5 of 5 Pages

ITEM 10.      CERTIFICATION.

              By signing below, I certify that, to the best of my knowledge and
              belief, the securities referred to above were not acquired and
              are not held for the purpose of or with the effect of changing or
              influencing the control of the issuer of the securities and were
              not acquired and are not held in connection with or as a
              participant in any transaction having that purpose or effect.




                                  SIGNATURE


     After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.




April 20, 2000                       By: /s/ Edwin R. Maus
                                         --------------------------------
                                         Edwin R. Maus




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