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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,506
<INT-BEARING-DEPOSITS> 175
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 27,232
<INVESTMENTS-CARRYING> 676
<INVESTMENTS-MARKET> 703
<LOANS> 260,260
<ALLOWANCE> 6,187
<TOTAL-ASSETS> 316,845
<DEPOSITS> 262,562
<SHORT-TERM> 17,537
<LIABILITIES-OTHER> 2,648
<LONG-TERM> 1,347
0
0
<COMMON> 5,415
<OTHER-SE> 27,336
<TOTAL-LIABILITIES-AND-EQUITY> 316,845
<INTEREST-LOAN> 18,855
<INTEREST-INVEST> 1,336
<INTEREST-OTHER> 83
<INTEREST-TOTAL> 20,274
<INTEREST-DEPOSIT> 6,871
<INTEREST-EXPENSE> 7,642
<INTEREST-INCOME-NET> 12,632
<LOAN-LOSSES> 410
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 11,335
<INCOME-PRETAX> 4,729
<INCOME-PRE-EXTRAORDINARY> 4,729
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,130
<EPS-BASIC> 1.45
<EPS-DILUTED> 1.41
<YIELD-ACTUAL> 9.61
<LOANS-NON> 3,932
<LOANS-PAST> 1,033
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 5,825
<CHARGE-OFFS> 121
<RECOVERIES> 73
<ALLOWANCE-CLOSE> 6,187
<ALLOWANCE-DOMESTIC> 6,187
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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