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CHRISTOPHER A. MARTIN
COUNSEL
PHONE: (314) 444-0499
Fax: (314) 444-0510
VIA EDGAR
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April 3, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
Re: General American Life Insurance Company
Separate Account Twenty-Eight
File Nos. 33-54772 and 811-7248
Ladies and Gentlemen:
Pursuant to Rule 497(j) of the Securities Act of 1933, as amended (the
"Securities Act"), General American Life Insurance Company Separate Account
Twenty-Eight (the "Registrant") hereby certifies that: (i) the form of
Prospectus and Statement of Additional Information that would have been filed
under Rule 497(c) of the Securities Act would not have differed from that
contained in Post-Effective Amendment No. 9 to the Registrant's Registration
Statement, and (ii) the text of Post-Effective Amendment No. 9 was filed
electronically via EDGAR.
If you have any questions regarding this filing, please call me at
(314) 444-0499.
Sincerely,
/s/ Christopher A. Martin
Christopher A. Martin
cc: Stephen E. Roth, Sutherland, Asbill & Brennan, L.L.P.