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STAG VARIABLE LIFE
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED MARCH 21, 1995 TO THE FLEXIBLE PREMIUM VARIABLE LIFE POLICIES
WITH RESPECT TO THE STAG VARIABLE LIFE PROSPECTUS DATED MAY 1, 1994
The subsection entitled "THE COMPANY" should read as follows:
THE COMPANY
Hartford Life Insurance Company was originally incorporated under the laws
of Massachusetts on June 5, 1902. It was subsequently redomiciled to
Connecticut. It is a stock life insurance company engaged in the business of
writing health and life insurance, both ordinary and group, in all states of
the United States and the District of Columbia. Hartford is ultimately 100%
owned by Hartford Fire Insurance Company, one of the largest multiple lines
insurance carriers in the United States. Hartford Fire Insurance Company is
a subsidiary ITT Corporation.
Hartford Life Insurance Company has an A++ (superior) rating from A.M. Best
and Company, Inc. Hartford has an AA+ rating from Standard & Poor's and Duff
and Phelps highest rating (AAA) on the basis of its claims paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the policy obligations under this variable life insurance policy
are the general corporate obligations of Hartford. These ratings do apply to
Hartford's ability to meet its insurance obligations under the policy.
Hartford is subject to Connecticut law governing insurance companies and is
regulated and supervised by the Connecticut Commissioner of Insurance. An
annual statement in a prescribed form must be filed with that Commissioner
on or before March 1st in each year covering the operations of Hartford for
the preceding year and its financial condition on December 31st of such
year.
Its books and assets are subject to review or examination by the
Commissioner or his agents at all times, and a full examination of its
operations is conducted by the National Association of Insurance
Commissioners ("NAIC") at least once in every four years. In addition,
Hartford is subject to the insurance laws and regulations of any
jurisdiction in which it sells its insurance policies. Hartford is also
subject to various Federal and state securities laws and regulations.
