SEPARATE ACCOUNT VL I OF HARTFORD LIFE INSURANCE CO
497, 1997-01-06
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                               STAG VARIABLE LIFE
                        HARTFORD LIFE INSURANCE COMPANY
 
                    SUPPLEMENT DATED JANUARY 6, 1997 TO THE
               FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICIES
      WITH RESPECT TO THE STAG VARIABLE LIFE PROSPECTUS DATED MAY 1, 1996
 
The subsection of the Prospectus entitled "Policy Loans--Credited Interest" is
amended as follows:
 
        Loan Accounts, other than Preferred Loans described in the subsection
        entitled "Policy Loans-- Preferred Loans" will be credited with interest
        in the following manner. During the first ten Policy Years, any amounts
        in the Loan Account will be credited with interest at a rate of 2%. For
        Policy Years eleven and beyond, the Loan Account will be credited with
        interest at a rate of 3%.
 
The subsection of the Prospectus entitled "Policy Loans--Preferred Loans" is
amended as follows:
 
        If, any time after the tenth Policy Anniversary, the Cash Value exceeds
        the total of all premiums paid since issue, a Preferred Loan is
        available. The amount available for a Preferred Loan is the amount by
        which the Cash Value exceeds total premiums paid. For Policy Years
        eleven and beyond, the amount of the Loan Account which equals a
        Preferred Loan will be credited with interest at a rate equal to 4%. The
        amount of indebtedness that qualifies as a Preferred Loan is determined
        on each Monthly Activity Date.
 
HV-2113
33-53692


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