<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This Schedule contains summary financial information extracted from the
company's quarterly report on form 10-Q for the quarterly period ended June 30,
2000 and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> APR-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 20,954
<INT-BEARING-DEPOSITS> 1,874
<FED-FUNDS-SOLD> 8,983
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 142,556
<INVESTMENTS-CARRYING> 25,453
<INVESTMENTS-MARKET> 25,402
<LOANS> 476,791
<ALLOWANCE> 6,612
<TOTAL-ASSETS> 722,947
<DEPOSITS> 563,949
<SHORT-TERM> 36,950
<LIABILITIES-OTHER> 6,335
<LONG-TERM> 45,178
0
0
<COMMON> 2,863
<OTHER-SE> 67,672
<TOTAL-LIABILITIES-AND-EQUITY> 722,947
<INTEREST-LOAN> 8,786
<INTEREST-INVEST> 2,339
<INTEREST-OTHER> 194
<INTEREST-TOTAL> 11,319
<INTEREST-DEPOSIT> 4,831
<INTEREST-EXPENSE> 5,926
<INTEREST-INCOME-NET> 5,393
<LOAN-LOSSES> 308
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,871
<INCOME-PRETAX> 2,052
<INCOME-PRE-EXTRAORDINARY> 2,052
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,414
<EPS-BASIC> 0.56
<EPS-DILUTED> 0.56
<YIELD-ACTUAL> 3.93
<LOANS-NON> 2,491
<LOANS-PAST> 186
<LOANS-TROUBLED> 70
<LOANS-PROBLEM> 8,221
<ALLOWANCE-OPEN> 6,180
<CHARGE-OFFS> 92
<RECOVERIES> 216
<ALLOWANCE-CLOSE> 6,612
<ALLOWANCE-DOMESTIC> 4,483
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,129
</TABLE>