<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTERLY PERIOD ENDED
SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000893847
<NAME> EXCHANGE NATIONAL BANCSHARES, INC.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 20,822
<INT-BEARING-DEPOSITS> 3,267
<FED-FUNDS-SOLD> 7,081
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 139,146
<INVESTMENTS-CARRYING> 24,468
<INVESTMENTS-MARKET> 24,570
<LOANS> 473,207
<ALLOWANCE> 6,748
<TOTAL-ASSETS> 714,244
<DEPOSITS> 568,761
<SHORT-TERM> 21,656
<LIABILITIES-OTHER> 8,099
<LONG-TERM> 43,403
0
0
<COMMON> 2,863
<OTHER-SE> 69,462
<TOTAL-LIABILITIES-AND-EQUITY> 714,244
<INTEREST-LOAN> 10,256
<INTEREST-INVEST> 2,575
<INTEREST-OTHER> 132
<INTEREST-TOTAL> 12,963
<INTEREST-DEPOSIT> 6,100
<INTEREST-EXPENSE> 7,210
<INTEREST-INCOME-NET> 5,753
<LOAN-LOSSES> 273
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,112
<INCOME-PRETAX> 2,279
<INCOME-PRE-EXTRAORDINARY> 2,279
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,551
<EPS-BASIC> 0.54
<EPS-DILUTED> 0.54
<YIELD-ACTUAL> 3.70
<LOANS-NON> 4,205
<LOANS-PAST> 2,079
<LOANS-TROUBLED> 60
<LOANS-PROBLEM> 8,482
<ALLOWANCE-OPEN> 6,612
<CHARGE-OFFS> 161
<RECOVERIES> 24
<ALLOWANCE-CLOSE> 6,748
<ALLOWANCE-DOMESTIC> 4,922
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,826
</TABLE>