November 3, 1998
VIA EDGAR
Office of Filings, Information and Consumer Services
U.S. Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, DC 20549
Dear Sir or Madam:
Re: J.P. Morgan Funds (the "Registrant") (file Nos. 33-54632 and 811-7340);
Prospectus and Statement of Additional Information dated November 2, 1998
Pursuant to Rule 497(j) under the Securities Act 1933, as amended, the
Registrant hereby certifies that the form of the captioned prospectus and
statements of additional information that would have been filed by the
Registrant pursuant to Rule 497(c) upon the effectiveness of post-effective
amendment no. 56 to the Registrant's registration statement on Form N-1A (File
No. 33-54632) (the "Amendment") would not have differed from that contained in
the Amendment, which is the most recent amendment to such registration statement
filed electronically on October 28, 1998 (Accession No. 0001041455-98-000082).
Please direct any comments or questions concerning this certification to the
undersigned at (212) 573-6610.
Very truly yours,
By: /s/ Michael Petrucelli
Michael Petrucelli
Vice President and Assistant Secretary
