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J.P. Morgan Funds Supplement dated January 25, 2000, to the following Prospectus: J.P. Morgan Money Market Funds, dated December 30, 1999 The fourth paragraph under the heading "Opening Your Account: By Wire" on page 9 is hereby replaced with the following: State Street Bank & Trust Company Routing number: 011000028 Credit: J.P. Morgan Funds Account number: 9904-226-9 FFC: your account number, name of registered owner(s) and fund name
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