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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> MAR-31-2000
<EXCHANGE-RATE> 1
<CASH> 35,529
<INT-BEARING-DEPOSITS> 151,398
<FED-FUNDS-SOLD> 94,697
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 295,772
<LOANS> 1,119,765
<ALLOWANCE> 20,575
<TOTAL-ASSETS> 1,758,952
<DEPOSITS> 1,550,951
<SHORT-TERM> 0
<LIABILITIES-OTHER> 52,099
<LONG-TERM> 12,650
0
0
<COMMON> 101
<OTHER-SE> 143,151
<TOTAL-LIABILITIES-AND-EQUITY> 1,758,952
<INTEREST-LOAN> 29,405
<INTEREST-INVEST> 3,052
<INTEREST-OTHER> 4,544
<INTEREST-TOTAL> 37,001
<INTEREST-DEPOSIT> 20,166
<INTEREST-EXPENSE> 20,475
<INTEREST-INCOME-NET> 16,526
<LOAN-LOSSES> 750
<SECURITIES-GAINS> 1,349
<EXPENSE-OTHER> 9,013
<INCOME-PRETAX> 12,867
<INCOME-PRE-EXTRAORDINARY> 12,867
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,413
<EPS-BASIC> 0.84
<EPS-DILUTED> 0.82
<YIELD-ACTUAL> 3.35
<LOANS-NON> 16,476
<LOANS-PAST> 6,906
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 21,411
<CHARGE-OFFS> 1,629
<RECOVERIES> 43
<ALLOWANCE-CLOSE> 20,575
<ALLOWANCE-DOMESTIC> 3,280
<ALLOWANCE-FOREIGN> 17,295
<ALLOWANCE-UNALLOCATED> 20,575
</TABLE>
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