<PAGE> 1
U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12B-25
COMMISSION FILE NUMBER 0-23054
NOTIFICATION OF LATE FILING
(Check One):
[X] Form 10-K [ ] Form 11-K [ ] Form 20-F [ ] Form 10-Q
For Period Ended: DECEMBER 31, 1999
----------------------------------------------------------
[ ] Transition Report on Form 10-K [ ] Transition Report on Form 10-Q
[ ] Transition Report on Form 20-F [ ] Transition Report on Form N-SAR
[ ] Transition Report on Form 11-K
For Transition Period Ended:
-----------------------------------------------
Nothing in this Form shall be construed to imply that the Commission has
verified any information contained herein.
If the notification relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
<PAGE> 2
- --------------------------------------------------------------------------------
PART I - REGISTRANT INFORMATION
- --------------------------------------------------------------------------------
Full Name of Registrant: HAMILTON BANCORP INC.
------------------------------------------------------
Former Name if Applicable:
------------------------------------------------------
Address of Principal Executive Office (Street and Number): 3750 N.W. 87 AVENUE
----------------------
City, State and Zip Code: MIAMI, FLORIDA 33178
-------------------------------------------------------
- --------------------------------------------------------------------------------
PART II - RULE 12B-25(B) AND (C)
- --------------------------------------------------------------------------------
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate.)
[X] (a) The reasons described in reasonable detail in Part III of
this form could not be eliminated without unreasonable
effort or expense;
[X] (b) The subject annual report, semi-annual report, transition
report on Form 10-K, 10-KSB, 20-F, 11-K or Form N-SAR, or
portion thereof will be filed on or before the 15th
calendar day following the prescribed due date; or the
subject quarterly report or transition report on Form 10-Q
or portion thereof will be filed on or before the fifth
calendar day following the prescribed due date; and
[ ] (c) The accountant's statement or other exhibit required by
Rule 12b-25(c) has been attached if applicable.
- --------------------------------------------------------------------------------
PART III - NARRATIVE
- --------------------------------------------------------------------------------
State below in reasonable detail the reasons why the Form 10-K, 10-KSB, 11-K,
20-F, 10-Q, 10-QSB, N-SAR or portion thereof could not be filed within the
prescribed time period.
2
<PAGE> 3
SEE ATTACHMENT HERETO
- --------------------------------------------------------------------------------
PART IV - OTHER INFORMATION
- --------------------------------------------------------------------------------
(1) Name and telephone number of person to contact in regard to this
notification:
JOHN JACOBS,
CHIEF FINANCIAL OFFICER (305) 717-5632
------------------------ --------------- ----------------------------------
(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the
Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer is
no, identify the report(s):
[X] Yes [ ] No
(3) Is it anticipated that any significant change in results of operations from
the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion
thereof?
[ ] Yes [X] No
If so: attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
HAMILTON BANCORP INC.
--------------------------------------------
(Name of Registrant as specified in charter)
Has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date: March 31, 2000 By: /s/ JOHN JACOBS
---------------------------------
Name: John Jacobs
Title: Chief Financial Officer
3
<PAGE> 4
ATTACHMENT TO FORM 12B-25
FORM 10-K FOR THE ANNUAL PERIOD ENDED DECEMBER 31, 1999
PART III - NARRATIVE
The Registrant is unable to file its Annual Report on Form 10-K for the year
ended December 31, 1999 because the Registrant is experiencing delays in the
collection and compilation of certain financial information. Such information
relates to the Registrant's capital amounts, ratios, footnotes regarding an
allocated transfer risk reserve and fair value accounting of certain assets. The
delays are a result of ongoing discussions between the Registrant's subsidiary,
Hamilton Bank, N.A., and the subsidiary's banking regulatory agency. The Form
10-K will be filed as soon as reasonably practicable and in no event later than
the fifteenth calendar day following the prescribed due date.
4
