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<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 22,716
<INT-BEARING-DEPOSITS> 129,039
<FED-FUNDS-SOLD> 39,933
<TRADING-ASSETS> 0
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<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,097,815
<ALLOWANCE> 20,227
<TOTAL-ASSETS> 1,725,660
<DEPOSITS> 1,505,747
<SHORT-TERM> 0
<LIABILITIES-OTHER> 56,663
<LONG-TERM> 12,650
0
0
<COMMON> 101
<OTHER-SE> 150,499
<TOTAL-LIABILITIES-AND-EQUITY> 1,725,660
<INTEREST-LOAN> 56,345
<INTEREST-INVEST> 9,466
<INTEREST-OTHER> 8,796
<INTEREST-TOTAL> 74,607
<INTEREST-DEPOSIT> 41,655
<INTEREST-EXPENSE> 42,273
<INTEREST-INCOME-NET> 32,334
<LOAN-LOSSES> 750
<SECURITIES-GAINS> 1,250
<EXPENSE-OTHER> 17,592
<INCOME-PRETAX> 23,450
<INCOME-PRE-EXTRAORDINARY> 23,450
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 14,750
<EPS-BASIC> 1.46
<EPS-DILUTED> 1.44
<YIELD-ACTUAL> 3.21
<LOANS-NON> 32,991
<LOANS-PAST> 1,851
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<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 21,411
<CHARGE-OFFS> 1,977
<RECOVERIES> 43
<ALLOWANCE-CLOSE> 20,227
<ALLOWANCE-DOMESTIC> 9,356
<ALLOWANCE-FOREIGN> 10,871
<ALLOWANCE-UNALLOCATED> 20,227
</TABLE>
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