SECURITY NATIONAL BANK OF SIOUX CITY IOWA /IA/
13F-HR, 2000-08-22
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                            UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C.  20549

                                    FORM 13F

                               FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/00

CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  ( ) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    Security National Bank
ADDRESS: 601 Pierce St
         P.O. Box 147
         Sioux City, IA 51101

THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     Jeanette Wendt
TITLE:    Ass't Vice President
PHONE:    (712)277-6749
SIGNATURE,PLACE,AND DATE OF SIGNING:

    Jeanette Wendt                 Sioux City, IA           7/3/00


REPORT TYPE (CHECK ONLY ONE.):

( X)        13F HOLDINGS REPORT

(  )        13F NOTICE

(  )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
  NONE


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS:        0

FORM 13F INFORMATION TABLE ENTRY TOTAL:    153

FORM 13F INFORMATION TABLE VALUE TOTAL:              $90,937
<PAGE>
<TABLE>                          <C>                                                <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING
AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X1000)  PRN AMT  PRN CALL
DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------
-

A T & T CORP COMMON            COMMON STOCK     001957109      638    20175 SH       DEFINED
20175        0        0
A T & T CORP COMMON            COMMON STOCK     001957109      105     3320 SH       OTHER
3280        0       40
ABBOTT LABORATORIES            COMMON STOCK     002824100      169     3800 SH       DEFINED
3800        0        0
ABBOTT LABORATORIES            COMMON STOCK     002824100      223     5000 SH       OTHER
5000        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101      245     3327 SH
DEFINED                3327        0        0
AGILENT TECHNOLOGIES INC       COMMON STOCK     00846U101       70      954 SH       OTHER
950        0        4
ALTERA CORP                    COMMON STOCK     021441100      398     3900 SH       DEFINED
2000        0     1900
AMERICAN HOME PRODS CORP COM   COMMON STOCK     026609107      271     4616 SH
DEFINED                4616        0        0
AMERICAN HOME PRODS CORP COM   COMMON STOCK     026609107      676    11500 SH
OTHER                 11500        0        0
AMERICAN INTL GROUP INC        COMMON STOCK     026874107     1445    12302 SH
DEFINED               10502        0     1800
AMERICAN INTL GROUP INC        COMMON STOCK     026874107      131     1116 SH       OTHER
1101        0       15
APPLIED MATERIALS INC          COMMON STOCK     038222105      353     3900 SH       DEFINED
2080        0     1820
AUTOMATIC DATA PROCESSING INC  COMMON STOCK     053015103      412     7700 SH
DEFINED                4000        0     3700
BANK OF AMERICA CORP           COMMON STOCK     060505104       19      452 SH       DEFINED
452        0        0
BANK OF AMERICA CORP           COMMON STOCK     060505104      209     4850 SH       OTHER
4850        0        0
BELL ATLANTIC CORPORATION      COMMON STOCK     077853109      198     3901 SH
DEFINED                3901        0        0
BELL ATLANTIC CORPORATION      COMMON STOCK     077853109      286     5635 SH
OTHER                  5635        0        0
BELL SOUTH CORPORATION         COMMON STOCK     079860102      362     8487 SH
DEFINED                8487        0        0
BELL SOUTH CORPORATION         COMMON STOCK     079860102      228     5350 SH       OTHER
5350        0        0
BESTFOODS COM                  COMMON STOCK     08658U101      728    10506 SH       DEFINED
10506        0        0
BESTFOODS COM                  COMMON STOCK     08658U101      161     2319 SH       OTHER
2319        0        0
BP AMOCO PLC SPONSORED ADR     COMMON STOCK     055622104     1713    30279 SH
DEFINED               30279        0        0
BP AMOCO PLC SPONSORED ADR     COMMON STOCK     055622104      598    10575 SH
OTHER                 10509        0       66
BRENTON BANKS, INC  COMMON     COMMON STOCK     107211104      337    24294 SH
DEFINED               24294        0        0
BRENTON BANKS, INC  COMMON     COMMON STOCK     107211104      225    16190 SH
OTHER                 16190        0        0
BRISTOL-MYERS SQUIBB CO        COMMON STOCK     110122108     2317    39785 SH
DEFINED               37485        0     2300
BRISTOL-MYERS SQUIBB CO        COMMON STOCK     110122108      679    11660 SH       OTHER
11340      300       20
CHASE MANHATTAN CORP NEW COMMO COMMON STOCK     16161A108      289     6271 SH
DEFINED                4011        0     2260
CHEVRON (FRMRLY STANDARD OIL O COMMON STOCK     166751107      170     2000 SH
DEFINED                1000        0     1000
CHEVRON (FRMRLY STANDARD OIL O COMMON STOCK     166751107       85     1008 SH
OTHER                  1008        0        0
CISCO SYS INC                  COMMON STOCK     17275R102      515     8100 SH       DEFINED
4300        0     3800
CITIGROUP INC                  COMMON STOCK     172967101     1415    23491 SH       DEFINED
21691        0     1800
CITIGROUP INC                  COMMON STOCK     172967101      176     2918 SH       OTHER
2893        0       25
COCA COLA CO COM               COMMON STOCK     191216100     1794    31226 SH       DEFINED
31226        0        0
COCA COLA CO COM               COMMON STOCK     191216100      481     8370 SH       OTHER
8310        0       60
COMPUTER SCIENCES CORP         COMMON STOCK     205363104      217     2900 SH
DEFINED                1500        0     1400
DEERE & CO COM                 COMMON STOCK     244199105      201     5420 SH       DEFINED
2860        0     2560
DOVER CORP                     COMMON STOCK     260003108      223     5500 SH       DEFINED
5500        0        0
DOW CHEM CO COM                COMMON STOCK     260543103     2545    84300 SH       DEFINED
84300        0        0
DOW CHEM CO COM                COMMON STOCK     260543103       86     2850 SH       OTHER
2550      300        0
DUPONT E I DE NEMOURS & CO     COMMON STOCK     263534109      160     3650 SH
DEFINED                2250        0     1400
DUPONT E I DE NEMOURS & CO     COMMON STOCK     263534109      314     7179 SH       OTHER
7179        0        0
EAGLE PAC INDS INC             COMMON STOCK     269719100      518    28572 SH       DEFINED
28572        0        0
EL PASO ENERGY CORP DEL        COMMON STOCK     283905107      306     6000 SH       DEFINED
6000        0        0
EL PASO ENERGY CORP DEL        COMMON STOCK     283905107       51     1000 SH       OTHER
1000        0        0
EMERSON ELECTRIC CO            COMMON STOCK     291011104       78     1300 SH       DEFINED
1300        0        0
EMERSON ELECTRIC CO            COMMON STOCK     291011104      169     2804 SH       OTHER
2804        0        0
ENRON CORP (FORMERLY INTERNORT COMMON STOCK     293561106      422     6550 SH
DEFINED                6550        0        0
ENRON CORP (FORMERLY INTERNORT COMMON STOCK     293561106       80     1240 SH
OTHER                  1240        0        0
EXXON MOBIL CORP               COMMON STOCK     30231G102     3913    49848 SH       DEFINED
46848        0     3000
EXXON MOBIL CORP               COMMON STOCK     30231G102     3245    41332 SH       OTHER
41004      328        0
FORD MOTOR CO  COMMON          COMMON STOCK     345370100      167     3887 SH
DEFINED                3887        0        0
FORD MOTOR CO  COMMON          COMMON STOCK     345370100      155     3613 SH       OTHER
3613        0        0
GATEWAY INC                    COMMON STOCK     367626108      277     4877 SH       DEFINED
4877        0        0
GATEWAY INC                    COMMON STOCK     367626108      224     3952 SH       OTHER
3952        0        0
GENERAL ELEC CO COM            COMMON STOCK     369604103     4847    91447 SH       DEFINED
86947        0     4500
GENERAL ELEC CO COM            COMMON STOCK     369604103     2061    38890 SH       OTHER
23710    15000      180
GENERAL MTRS CORP COM          COMMON STOCK     370442105       92     1592 SH       DEFINED
1592        0        0
GENERAL MTRS CORP COM          COMMON STOCK     370442105      153     2635 SH       OTHER
2635        0        0
GILLETTE CO COM                COMMON STOCK     375766102       38     1100 SH       DEFINED
1100        0        0
GILLETTE CO COM                COMMON STOCK     375766102      980    28054 SH       OTHER
28054        0        0
GTE CORP (FORMLY GEN TEL & ELE COMMON STOCK     362320103     1110    17834 SH
DEFINED               17834        0        0
GTE CORP (FORMLY GEN TEL & ELE COMMON STOCK     362320103      151     2423 SH
OTHER                  2398        0       25
HARLEY DAVIDSON INC            COMMON STOCK     412822108      590    15330 SH       DEFINED
15330        0        0
HARLEY DAVIDSON INC            COMMON STOCK     412822108        3       70 SH       OTHER
70        0        0
HEWLETT PACKARD CO COMMON      COMMON STOCK     428236103     1051     8420 SH
DEFINED                8420        0        0
HEWLETT PACKARD CO COMMON      COMMON STOCK     428236103      312     2500 SH
OTHER                  2490        0       10
HOME DEPOT INC                 COMMON STOCK     437076102      455     9102 SH       DEFINED
6202        0     2900
HOME DEPOT INC                 COMMON STOCK     437076102       75     1500 SH       OTHER
1500        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109     1184    20775 SH       DEFINED
20775        0        0
ILLINOIS TOOL WKS INC          COMMON STOCK     452308109       94     1654 SH       OTHER
1620        0       34
ING GROEP N V SPONSORED ADR    COMMON STOCK     456837103      226     3348 SH
DEFINED                3348        0        0
INTEL CORP                     COMMON STOCK     458140100      795     5947 SH       DEFINED
4847        0     1100
INTEL CORP                     COMMON STOCK     458140100      241     1800 SH       OTHER
1800        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      347     3166 SH
DEFINED                3166        0        0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK     459200101      580     5296 SH
OTHER                  5296        0        0
INTERPUBLIC GROUP COS INC      COMMON STOCK     460690100      202     4700 SH
DEFINED                2400        0     2300
JACOBS ENGR GROUP INC          COMMON STOCK     469814107      739    22613 SH       DEFINED
22613        0        0
JACOBS ENGR GROUP INC          COMMON STOCK     469814107       14      425 SH       OTHER
390        0       35
JOHNSON & JOHNSON COMMON       COMMON STOCK     478160104     1287    12633 SH
DEFINED               11433        0     1200
JOHNSON & JOHNSON COMMON       COMMON STOCK     478160104      816     8012 SH
OTHER                  7997        0       15
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      222     3744 SH
DEFINED                3744        0        0
LUCENT TECHNOLOGIES INC        COMMON STOCK     549463107      162     2728 SH       OTHER
2728        0        0
MASCO CORP                     COMMON STOCK     574599106      187    10330 SH       DEFINED
5890        0     4440
MAXIM INTEGRATED PRODS INC     COMMON STOCK     57772K101      292     4300 SH
DEFINED                2200        0     2100
MAY DEPT STORES CO COM         COMMON STOCK     577778103     1106    46084 SH
DEFINED               39334     6750        0
MAY DEPT STORES CO COM         COMMON STOCK     577778103     5454   227230 SH       OTHER
0   227230        0
MBIA INC                       COMMON STOCK     55262C100      572    11869 SH       DEFINED
11869        0        0
MBIA INC                       COMMON STOCK     55262C100      141     2925 SH       OTHER
2890        0       35
MEDIA ONE GROUP INC            COMMON STOCK     58440J104       83     1252 SH       DEFINED
1252        0        0
MEDIA ONE GROUP INC            COMMON STOCK     58440J104      232     3489 SH       OTHER
3489        0        0
MEDTRONIC, INC                 COMMON STOCK     585055106      309     6200 SH       DEFINED
3200        0     3000
MEDTRONIC, INC                 COMMON STOCK     585055106      159     3200 SH       OTHER
3200        0        0
MERCK & CO INC COM             COMMON STOCK     589331107     2681    34984 SH       DEFINED
32684        0     2300
MERCK & CO INC COM             COMMON STOCK     589331107      458     5975 SH       OTHER
5955        0       20
MICROSOFT CORP                 COMMON STOCK     594918104     1750    21880 SH       DEFINED
19380        0     2500
MICROSOFT CORP                 COMMON STOCK     594918104       44      555 SH       OTHER
535        0       20
MINNESOTA MNG & MFG CO COM     COMMON STOCK     604059105      382     4636 SH
DEFINED                4636        0        0
MINNESOTA MNG & MFG CO COM     COMMON STOCK     604059105      755     9150 SH
OTHER                  9150        0        0
NUCOR CORPORATION              COMMON STOCK     670346105      461    13892 SH       DEFINED
13892        0        0
NUCOR CORPORATION              COMMON STOCK     670346105       91     2750 SH       OTHER
2725        0       25
PARK NATL CORP                 COMMON STOCK     700658107      400     4410 SH       DEFINED
4410        0        0
PENNEY J C INC COM             COMMON STOCK     708160106      792    42951 SH       DEFINED
42951        0        0
PEPSICO INC                    COMMON STOCK     713448108      877    19740 SH       DEFINED
19740        0        0
PEPSICO INC                    COMMON STOCK     713448108      385     8675 SH       OTHER
8625        0       50
PFIZER INC COM                 COMMON STOCK     717081103     2206    45951 SH       DEFINED
43101        0     2850
PFIZER INC COM                 COMMON STOCK     717081103      358     7465 SH       OTHER
7435        0       30
PITNEY BOWES INC COM           COMMON STOCK     724479100      176     4400 SH       DEFINED
2400        0     2000
PITNEY BOWES INC COM           COMMON STOCK     724479100      432    10800 SH       OTHER
10800        0        0
PRAXAIR INC                    COMMON STOCK     74005P104      386    10315 SH       DEFINED
8205        0     2110
PRAXAIR INC                    COMMON STOCK     74005P104        8      220 SH       OTHER
220        0        0
RADIAN GROUP INC               COMMON STOCK     750236101      202     3900 SH       DEFINED
2000        0     1900
ROYAL DUTCH PETROLEUM CO NY RE COMMON STOCK     780257804     1020    16575 SH
DEFINED               16275        0      300
ROYAL DUTCH PETROLEUM CO NY RE COMMON STOCK     780257804       72     1170 SH
OTHER                  1145        0       25
SAP AG SPONSORED ADR           COMMON STOCK     803054204     3912    83350 SH       DEFINED
83350        0        0
SAP AG SPONSORED ADR           COMMON STOCK     803054204      106     2250 SH       OTHER
2205        0       45
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103      708    16361 SH
DEFINED               14761        0     1600
SBC COMMUNICATIONS INC         COMMON STOCK     78387G103      431     9959 SH       OTHER
9959        0        0
SCHLUMBERGER LTD               COMMON STOCK     806857108      261     3500 SH       DEFINED
2100        0     1400
SHERWIN WILLIAMS CO            COMMON STOCK     824348106      746    35215 SH       DEFINED
35215        0        0
SHERWIN WILLIAMS CO            COMMON STOCK     824348106       13      615 SH       OTHER
565        0       50
STATE STREET CORP              COMMON STOCK     857477103      452     4260 SH       DEFINED
4260        0        0
STATE STREET CORP              COMMON STOCK     857477103        6       60 SH       OTHER
60        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104     1410    15500 SH       DEFINED
15500        0        0
SUN MICROSYSTEMS INC           COMMON STOCK     866810104      100     1095 SH       OTHER
1085        0       10
SUNTRUST BKS INC               COMMON STOCK     867914103      468    10236 SH       DEFINED
10236        0        0
SUNTRUST BKS INC               COMMON STOCK     867914103      101     2206 SH       OTHER
2206        0        0
TARGET CORPORATION             COMMON STOCK     87612E106      219     3770 SH       DEFINED
2010        0     1760
TELLABS INC                    COMMON STOCK     879664100      226     3300 SH       DEFINED
1700        0     1600
TEXACO INC COM                 COMMON STOCK     881694103      191     3593 SH       DEFINED
2293        0     1300
TEXACO INC COM                 COMMON STOCK     881694103       69     1294 SH       OTHER
1294        0        0
U S WEST INC NEW               COMMON STOCK     91273H101      178     2074 SH       DEFINED
2074        0        0
U S WEST INC NEW               COMMON STOCK     91273H101      446     5197 SH       OTHER
5197        0        0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK     904000106     1043    42020 SH
DEFINED               42020        0        0
ULTRAMAR DIAMOND SHAMROCK CORP COMMON STOCK     904000106       19      780 SH
OTHER                   680        0      100
UNION PAC CORP COM             COMMON STOCK     907818108      421    11315 SH       DEFINED
11315        0        0
UNION PAC CORP COM             COMMON STOCK     907818108      170     4568 SH       OTHER
4568        0        0
UNION PAC RES GROUP INC        COMMON STOCK     907834105      162     7381 SH       DEFINED
7381        0        0
UNION PAC RES GROUP INC        COMMON STOCK     907834105       60     2718 SH       OTHER
2718        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109      971    16500 SH
DEFINED               16500        0        0
UNITED TECHNOLOGIES CORP       COMMON STOCK     913017109       18      310 SH       OTHER
310        0        0
WALGREEN CO COM                COMMON STOCK     931422109      235     7300 SH       DEFINED
3700        0     3600
WALGREEN CO COM                COMMON STOCK     931422109      294     9120 SH       OTHER
9120        0        0
WALMART STORES INC             COMMON STOCK     931142103     1464    25407 SH       DEFINED
23207        0     2200
WALMART STORES INC             COMMON STOCK     931142103       88     1533 SH       OTHER
1508        0       25
WORLDCOM INC NEW               COMMON STOCK     98157D106     2111    46012 SH       DEFINED
43512        0     2500
WORLDCOM INC NEW               COMMON STOCK     98157D106      116     2536 SH       OTHER
2491        0       45
BLACKROCK TARGET TERM TR INC   OTHER            092476100       96    10000 SH       DEFINED
10000        0        0
MIDCAP SPDR TR SER 1           OTHER            595635103      189     2135 SH       DEFINED
2135        0        0
MIDCAP SPDR TR SER 1           OTHER            595635103       15      165 SH       OTHER
165        0        0
S & P 500 DEPOSITARY RCPT SPDR OTHER            78462F103      439     3019 SH       DEFINED
3019        0        0
S & P 500 DEPOSITARY RCPT SPDR OTHER            78462F103      139      960 SH       OTHER
960        0        0
DEBT STRATEGIES FD INC         OTHER            242768109       71    11270 SH       OTHER
N.A.     N.A.     N.A.
</TABLE>


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