DISCOVER CARD MASTER TRUST I
8-K, 1997-11-05
ASSET-BACKED SECURITIES
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<PAGE>   1
                       SECURITIES AND EXCHANGE COMMISSION
                             450 Fifth Street, N.W.
                            Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): November 1, 1997


                          Discover Card Master Trust I
                          ----------------------------
             (Exact name of Registrant as specified in its charter)


Delaware                        0-23108                      Not Applicable
- --------                        -------                      --------------
(State of                       (Commission                  (IRS Employer
organization)                   File Number)                 Identification No.)


c/o Greenwood Trust Company
12 Read's Way
New Castle, Delaware                                                19720
- -----------------------------------------------------------------------------
(Address of principal executive offices)                           (Zip Code)


Registrant's telephone number, including area code: (302) 323-7184



                               Not Applicable                
                 ----------------------------------------------
                 (Former address, if changed since last report)




                                  Page 1 of 3



<PAGE>   2




Item 5.  Other Events

Additional Accounts:  As of November 1, 1997 (the "Addition Date"), Greenwood
Trust Company ("Greenwood"), on behalf of the holder of the Seller Certificate,
designated certain Discover Card accounts originated by Greenwood to be added
to the Trust as Accounts pursuant to Section 2.10(c) of the Pooling and
Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of
October 1, 1993, between Greenwood as Master Servicer, Servicer and Seller and
U.S. Bank National Association (successor trustee to First Bank National
Association and Bank of America Illinois and Continental Bank, National
Association) as Trustee, as amended.  The aggregate amount of Receivables
billed to the Additional Accounts as of the Addition Date was
$1,731,464,883.58.  After giving effect to the inclusion of the Additional
Accounts, the Aggregate Amount of Receivables in the Trust on the Addition Date
was $19,711,635,363.59.




<PAGE>   3


                                   SIGNATURES

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

                                   Discover Card Master Trust I                 
                                           (Registrant)                         
                                                                                
                                  By: Greenwood Trust Company                   
                                      (Originator of the Trust)                 
                                                                                
                                                                                
                                  By:         John J. Coane                     
                                      -----------------------------------       
                                      John J. Coane                             
                                      Vice President, Director of Accounting and
                                      Treasurer                                 


Date: November 5, 1997







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