<PAGE> 1
PROSPECTUS SUPPLEMENT This Prospectus supplement, filed
FOR THE PERIOD ENDING pursuant to Rule 42(b)(3),
FEBRUARY 28, 1999 TO relates to Registration Statement
PROSPECTUS DATED 33-54804-01 and the Prospectus
OCTOBER 19, 1993 dated October 19, 1993
SECURITIES AND EXCHANGE COMMISSION
450 Fifth Street, N.W.
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March 15, 1999
DISCOVER CARD MASTER TRUST I
----------------------------
(Exact name of registrant as specified in its charter)
Delaware 0-23108 Not Applicable
- -------- ------- --------------
(State of (Commission (IRS Employer
organization) File Number) Identification No.)
c/o Greenwood Trust Company
12 Read's Way
New Castle, Delaware 19720
- --------------------------------------------------------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 323-7184
Not Applicable
--------------------------------------------
(Former address, if changed since last report)
Page 1 of 153
Index to Exhibits is on page 8
<PAGE> 2
Item 5. Other Events
A) Series 1993-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1993-1, which
is attached as Exhibit 20(a) hereto.
B) Series 1993-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1993-2, which
is attached as Exhibit 20(b) hereto.
C) Series 1993-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1993-3, which
is attached as Exhibit 20(c) hereto.
D) Series 1994-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1994-2, which
is attached as Exhibit 20(d) hereto.
E) Series 1994-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1994-3, which
is attached as Exhibit 20(e) hereto.
F) Series 1994-A:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1994-A, which
is attached as Exhibit 20(f) hereto.
G) Series 1995-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1995-1, which
is attached as Exhibit 20(g) hereto.
H) Series 1995-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1995-2, which
is attached as Exhibit 20 (h) hereto.
I) Series 1995-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1995-3, which
is attached as Exhibit 20(i) hereto.
2
<PAGE> 3
J) Series 1996-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1996-1, which
is attached as Exhibit 20(j) hereto.
K) Series 1996-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1996-2, which
is attached as Exhibit 20(k) hereto.
L) Series 1996-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders'
Statement for the February 1999 Due Period with respect to Series 1996-3, which
is attached as Exhibit 20(l) hereto.
M) Series 1996-4:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1996-4, which
is attached as Exhibit 20(m) hereto.
N) Series 1997-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1997-1, which
is attached as Exhibit 20(n) hereto.
O) Series 1997-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1997-2, which
is attached as Exhibit 20(o) hereto.
P) Series 1997-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1997-3, which
is attached as Exhibit 20(p) hereto.
Q) Series 1997-4:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1997-4, which
is attached as Exhibit 20(q) hereto.
R) Series 1998-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-1, which
is attached as Exhibit 20(r) hereto.
S) Series 1998-2:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-2, which
is attached as Exhibit 20(s) hereto.
T) Series 1998-3:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-3, which
is attached as Exhibit 20(t) hereto.
3
<PAGE> 4
U) Series 1998-4:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-4, which
is attached as Exhibit 20(u) hereto.
V) Series 1998-6:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-6, which
is attached as Exhibit 20(v) hereto.
W) Series 1998-7:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1998-7, which
is attached as Exhibit 20(w) hereto.
X) Series 1999-1:
On March 15, 1999 the Registrant made available the Monthly Certificateholders
Statement for the February 1999 Due Period with respect to Series 1999-1, which
is attached as Exhibit 20(x) hereto.
4
<PAGE> 5
Item 7. Financial Statements and Exhibits
(c) Exhibits
<TABLE>
<CAPTION>
Exhibit No. Description
- ---------- -----------
<S> <C>
20(a) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-1.
20(b) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-2.
20(c) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-3.
20(d) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-2.
20(e) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-3.
20(f) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-A.
20(g) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-1.
20(h) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-2.
20(i) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-3.
20(j) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-1.
20(k) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-2.
20(l) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-3.
20(m) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-4.
20(n) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-1.
</TABLE>
5
<PAGE> 6
<TABLE>
<S> <C>
20(o) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-2.
20(p) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-3.
20(q) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-4.
20(r) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-1.
20(s) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-2.
20(t) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-3.
20(u) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-4.
20(v) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-6.
20(w) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-7.
20(x) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1999-1.
</TABLE>
6
<PAGE> 7
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
DISCOVER CARD MASTER TRUST I
(Registrant)
By: GREENWOOD TRUST COMPANY
as originator of the Trust
By: John J. Coane
--------------------------
John J. Coane
Vice President, Chief Accounting
Officer and Treasurer
Date: March 15, 1999
7
<PAGE> 8
EXHIBIT INDEX
<TABLE>
<S> <C>
Exhibit No. Description
- ---------- -----------
20(a) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-1.
20(b) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-2.
20(c) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1993-3.
20(d) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-2.
20(e) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-3.
20(f) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1994-A.
20(g) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-1.
20(h) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-2.
20(i) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1995-3.
20(j) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-1.
20(k) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-2.
20(l) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-3.
20(m) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1996-4.
20(n) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-1.
20(o) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-2.
</TABLE>
8
<PAGE> 9
<TABLE>
<S> <C>
20(p) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-3.
20(q) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1997-4.
20(r) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-1.
20(s) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-2.
20(t) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-3.
20(u) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-4.
20(v) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-6.
20(w) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1998-7.
20(x) Monthly Certificateholders' Statement, related to the Due Period ending February 28, 1999, for Series
1999-1.
</TABLE>
9
<PAGE> 1
EXHIBIT (A)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1993-1 Monthly Statement
Class A Certificate CUSIP #25466KAA7
Class B Certificate CUSIP #25466KAB5
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 27, 1993 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1993-1 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.205630000% $83.984037083 $0.650703750 $83.333333333
Class B 30 days at 5.300000000% $4.416666667 $4.416666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1993-1 Investor Interest $110,373,000.00
(e) Class A Investor Interest $62,500,000.00
Class B Investor Interest $47,873,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1993-1 Allocations $2,845,773.44 $23,361,437.23 $0.00
(e) Class A Allocations $2,057,802.09 $16,892,846.65 $0.00
Class B Allocations $787,971.35 $6,468,590.58 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1993-1 $62,500,000.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1993-1 $62,500,000.00 $0.00 $687,500,000.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1993-1 $699,466.89 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 0.08333333
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1993-1 $1,029,164.72 $0.00
(d) Class A $744,197.44 $0.00
Class B $284,967.28 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1993-1 $288,121.66
(d) Class A $208,333.33
Class B $79,788.33
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1993-1 Class B $63,829,840.00 102.1277%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $7,978,730.00 $15,957,460.00
Available Amount $7,978,730.00 $15,957,460.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1993-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 27, 1993 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1993-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $16,892,846.65
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $2,057,802.09
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $62,988,027.81
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $6,468,590.58
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $787,971.35
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $211,439.08
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (B)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1993-2 Monthly Statement
Class A Certificate CUSIP #25466KAE9
Class B Certificate CUSIP #25466KAF6
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of December 1, 1993 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1993-2 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 5.400000000% $84.458333337 $1.125000000 $83.333333338
Class B 30 days at 5.750000000% $4.791666667 $4.791666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1993-2 Investor Interest $166,667,333.30
(e) Class A Investor Interest $133,333,333.30
Class B Investor Interest $33,334,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1993-2 Allocations $3,841,527.17 $31,535,748.74 $0.00
(e) Class A Allocations $3,292,928.26 $27,032,207.14 $0.00
Class B Allocations $548,598.91 $4,503,541.60 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1993-2 $66,666,666.67 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1993-2 $66,666,666.67 $0.00 $666,666,666.70
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1993-2 $1,059,725.42 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 0.16666667
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1993-2 $1,389,275.84 $0.00
(d) Class A $1,190,876.82 $0.00
Class B $198,399.02 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1993-2 $388,890.00
(d) Class A $333,333.33
Class B $55,556.67
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1993-2 Class B $50,000,040.00 37.5000%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $16,666,680.00 $8,333,340.00
Available Amount $16,666,680.00 $8,333,340.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1993-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of December 1, 1993 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1993-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $27,032,207.14
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $3,292,928.26
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $67,566,666.67
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $4,503,541.60
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $548,598.91
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $159,725.42
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (C)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1993-3 Monthly Statement
Class A Certificate CUSIP #25466KAC3
Class B Certificate CUSIP #25466KAD1
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of November 23, 1993 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1993-3 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 6.200000000% $5.166666667 $5.166666667 $0.000000000
Class B 30 days at 6.450000000% $5.375000000 $5.375000000 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1993-3 Investor Interest $366,493,000.00
(e) Class A Investor Interest $350,000,000.00
Class B Investor Interest $16,493,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1993-3 Allocations $6,033,698.17 $49,531,652.62 $0.00
(e) Class A Allocations $5,762,290.76 $47,303,623.12 $0.00
Class B Allocations $271,407.41 $2,228,029.50 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1993-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1993-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1993-3 $1,896,983.21 $7,587,932.84
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1993-3 $2,182,067.36 $0.00
(d) Class A $2,083,913.75 $0.00
Class B $98,153.61 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1993-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1993-3 $610,821.66
(d) Class A $583,333.33
Class B $27,488.33
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1993-3 Class B $23,822,045.00 6.8063%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $9,162,325.00 $5,497,395.00
Available Amount $9,162,325.00 $5,497,395.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1993-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of November 23, 1993 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1993-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $47,303,623.12
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $5,762,290.76
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $2,228,029.50
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $271,407.41
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (D)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1994-2 Monthly Statement
Class A Certificate CUSIP #25466KAJ8
Class B Certificate CUSIP #25466KAK5
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 14, 1994 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1994-2 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.285630000% $3.964222500 $3.964222500 $0.000000000
Class B 30 days at 8.050000000% $6.708333333 $6.708333333 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1994-2 Investor Interest $894,737,000.00
(e) Class A Investor Interest $850,000,000.00
Class B Investor Interest $44,737,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1994-2 Allocations $14,730,748.39 $120,927,214.44 $0.00
(e) Class A Allocations $13,994,388.94 $114,882,314.72 $0.00
Class B Allocations $736,359.45 $6,044,899.72 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1994-2 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1994-2 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1994-2 $3,669,699.84 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1994-2 $5,327,327.35 $0.00
(d) Class A $5,061,025.35 $0.00
Class B $266,302.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1994-2 $1,491,228.34
(d) Class A $1,416,666.67
Class B $74,561.67
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1994-2 Class B $89,473,700.00 10.5263%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $44,736,850.00
Available Amount $0.00 $44,736,850.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1994-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 14, 1994 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1994-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $114,882,314.72
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $13,994,388.94
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $3,369,589.13
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $6,044,899.72
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $736,359.45
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $300,110.71
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (E)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1994-3 Monthly Statement
Class A Certificate CUSIP #25466KAL3
Class B Certificate CUSIP #25466KAM1
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 20, 1994 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1994-3 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.125630000% $3.844222500 $3.844222500 $0.000000000
Class B 30 days at 7.750000000% $6.458333333 $6.458333333 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1994-3 Investor Interest $789,474,000.00
(e) Class A Investor Interest $750,000,000.00
Class B Investor Interest $39,474,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1994-3 Allocations $12,998,190.27 $106,704,350.69 $0.00
(e) Class A Allocations $12,348,147.28 $101,368,037.40 $0.00
Class B Allocations $650,042.99 $5,336,313.29 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1994-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1994-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1994-3 $3,138,103.13 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1994-3 $4,700,753.33 $0.00
(d) Class A $4,465,667.39 $0.00
Class B $235,085.94 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1994-3 $1,315,790.00
(d) Class A $1,250,000.00
Class B $65,790.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1994-3 Class B $78,947,400.00 10.5263%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $39,473,700.00
Available Amount $0.00 $39,473,700.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1994-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 20, 1994 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1994-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $101,368,037.40
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $12,348,147.28
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,883,166.88
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $5,336,313.29
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $650,042.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $254,936.25
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (F)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1994-A Monthly Statement
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of December 20, 1994 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1994-A Total Interest Principal
<S> <C> <C> <C> <C>
Class A 30 days at 4.793627500% $3.994689583 $3.994689583 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1994-A Investor Interest $2,550,000,000.00
(e) Class A Investor Interest $2,550,000,000.00
Class B Investor Interest $0.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1994-A Allocations $41,983,166.83 $344,646,944.15 $0.00
(e) Class A Allocations $41,983,166.83 $344,646,944.15 $0.00
Class B Allocations $0.00 $0.00 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the SPFAs
This Due Total Deposit Deficit Investment
Period Deposits Amount Income
<S> <C> <C> <C> <C>
Series 1994-A $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1994-A $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1994-A $10,186,458.44 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 0.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor
Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1994-A $15,183,076.04 $0.00
(d) Class A $15,183,076.04 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-A $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-A $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1994-A $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1994-A $4,250,000.00
(d) Class A $4,250,000.00
Class B $0.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1994-A Class B $0.00 0.0000%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $204,000,000.00 $0.00
Available Amount $204,000,000.00 $0.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1994-A Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of December 20, 1994 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1994-A Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing
Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master
Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $344,646,944.15
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $41,983,166.83
6a. The aggregate amount of Class A Principal Collections recharacterized
as Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
Date is equal to $0.00
7. The sum of all amounts payable to the Class A Certificateholders on
the current Distribution Date is equal to $10,186,458.44
8. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall is $0.00
equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
</TABLE>
<PAGE> 6
9. Attached hereto is a true copy of the statement required to be
delivered by the Master Servicer on the date of this Certificate
to the Trustee pursuant to Section 16 of the Series Supplement.
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
-------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (G)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1995-1 Monthly Statement
Class A Certificate CUSIP #25466KAN9
Class B Certificate CUSIP #25466KAP4
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of April 19, 1995 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1995-1 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.215630000% $3.911722500 $3.911722500 $0.000000000
Class B 27 days at 5.385630000% $4.039222500 $4.039222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1995-1 Investor Interest $631,579,000.00
(e) Class A Investor Interest $600,000,000.00
Class B Investor Interest $31,579,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1995-1 Allocations $10,398,463.23 $85,362,750.05 $0.00
(e) Class A Allocations $9,878,339.85 $81,092,968.92 $0.00
Class B Allocations $520,123.38 $4,269,781.13 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1995-1 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1995-1 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1995-1 $2,474,588.11 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1995-1 $3,760,570.48 $0.00
(d) Class A $3,572,469.55 $0.00
Class B $188,100.93 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1995-1 $1,052,631.67
(d) Class A $1,000,000.00
Class B $52,631.67
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1995-1 Class B $69,473,690.00 11.5789%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $37,894,740.00
Available Amount $0.00 $37,894,740.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1995-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of April 19, 1995 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1995-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $81,092,968.92
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $9,878,339.85
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,347,033.50
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $4,269,781.13
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $520,123.38
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $127,554.61
14. Attached hereto is a true copy of the statement required to be delivered
by the Master Servicer on the date of this Certificate to the Trustee
pursuant to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (H)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1995-2 Monthly Statement
Class A Certificate CUSIP #25466KAQ2
Class B Certificate CUSIP #25466KAR0
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of August 1, 1995 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1995-2 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 6.550000000% $5.458333333 $5.458333333 $0.000000000
Class B 30 days at 6.750000000% $5.625000000 $5.625000000 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1995-2 Investor Interest $526,316,000.00
(e) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1995-2 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e) Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1995-2 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1995-2 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1995-2 $2,877,194.17 $2,877,194.17
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a)Group One $98,246,130.74 $0.00
(b)Group Two $15,183,076.04 $0.00
(c)Series 1995-2 $3,133,835.55 $0.00
(d)Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1995-2 $877,193.33
(d) Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1995-2 Class B $34,210,540.00 6.8421%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $15,789,480.00
Available Amount $0.00 $15,789,480.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1995-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of August 1, 1995 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1995-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered
by the Master Servicer on the date of this Certificate to the Trustee
pursuant to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (I)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1995-3 Monthly Statement
Class A Certificate CUSIP #25466KAS8
Class B Certificate CUSIP #25466KAT6
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of September 28, 1995 relating to
the Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1995-3 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.145630000% $3.859222500 $3.859222500 $0.000000000
Class B 27 days at 5.265630000% $3.949222500 $3.949222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1995-3 Investor Interest $526,316,000.00
(e) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1995-3 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e) Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1995-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1995-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1995-3 $2,033,538.99 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount Cumulative
--------------------------- Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1995-3 $3,133,835.55 $0.00
(d) Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1995-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1995-3 $877,193.33
(d) Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1995-3 Class B $57,894,760.00 11.5790%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $31,578,960.00
Available Amount $0.00 $31,578,960.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1995-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of September 28, 1995 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1995-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $1,929,611.25
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $103,927.74
14. Attached hereto is a true copy of the statement required to be delivered
by the Master Servicer on the date of this Certificate to the Trustee
pursuant to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (J)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1996-1 Monthly Statement
Class A Certificate CUSIP #25466KAU3
Class B Certificate CUSIP #25466KAV1
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of January 18, 1996 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1996-1 Total Interest Principal
<S> <C> <C> <C> <C>
Class A 27 days at 5.105630000% $3.829222500 $3.829222500 $0.000000000
Class B 27 days at 5.235630000% $3.926722500 $3.926722500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1996-1 Investor Interest $1,052,632,000.00
(e) Class A Investor Interest $1,000,000,000.00
Class B Investor Interest $52,632,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1996-1 Allocations $17,330,920.37 $142,272,467.58 $0.00
(e) Class A Allocations $16,464,196.38 $135,157,383.20 $0.00
Class B Allocations $866,723.99 $7,115,084.38 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1996-1 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1996-1 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1996-1 $4,035,893.76 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1996-1 $6,267,671.11 $0.00
(d) Class A $5,954,223.19 $0.00
Class B $313,447.92 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1996-1 $1,754,386.67
(d) Class A $1,666,666.67
Class B $87,720.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1996-1 Class B $105,263,200.00 10.5263%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $57,894,760.00
Available Amount $0.00 $57,894,760.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1996-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of January 18, 1996 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1996-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $135,157,383.20
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $16,464,196.38
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $3,829,222.50
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $7,115,084.38
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $866,723.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $206,671.26
14. Attached hereto is a true copy of the statement required to be delivered
by the Master Servicer on the date of this Certificate to the Trustee
pursuant to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (K)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1996-2 Monthly Statement
Class A Certificate CUSIP #25466KAW9
Class B Certificate CUSIP #25466KAX7
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of January 29, 1996 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1996-2 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.155630000% $3.866722500 $3.866722500 $0.000000000
Class B 27 days at 5.295630000% $3.971722500 $3.971722500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1996-2 Investor Interest $947,369,000.00
(e) Class A Investor Interest $900,000,000.00
Class B Investor Interest $47,369,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1996-2 Allocations $15,597,472.39 $128,042,298.81 $0.00
(e) Class A Allocations $14,817,509.78 $121,639,453.37 $0.00
Class B Allocations $779,962.61 $6,402,845.44 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1996-2 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1996-2 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1996-2 $3,668,186.77 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1996-2 $5,640,775.26 $0.00
(d) Class A $5,358,704.32 $0.00
Class B $282,070.94 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1996-2 $1,578,948.33
(d) Class A $1,500,000.00
Class B $78,948.33
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1996-2 Class B $104,210,590.00 11.5790%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $56,842,140.00
Available Amount $0.00 $56,842,140.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1996-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of January 29, 1996 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1996-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $121,639,453.37
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $14,817,509.78
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $3,480,050.25
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $6,402,845.44
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $779,962.61
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $188,136.52
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (L)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1996-3 Monthly Statement
Class A Certificate CUSIP #25466KAY5
Class B Certificate CUSIP #25466KAZ2
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of February 21, 1996 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1996-3 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 6.050000000% $5.041666667 $5.041666667 $0.000000000
Class B 30 days at 6.250000000% $5.208333333 $5.208333333 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1996-3 Investor Interest $631,579,000.00
(e) Class A Investor Interest $600,000,000.00
Class B Investor Interest $31,579,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller: $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1996-3 Allocations $10,398,463.23 $85,362,750.05 $0.00
(e) Class A Allocations $9,878,339.85 $81,092,968.92 $0.00
Class B Allocations $520,123.38 $4,269,781.13 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1996-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1996-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1996-3 $3,189,473.96 $3,189,473.96
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1996-3 $3,760,570.48 $0.00
(d) Class A $3,572,469.55 $0.00
Class B $188,100.93 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1996-3 $1,052,631.67
(d) Class A $1,000,000.00
Class B $52,631.67
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1996-3 Class B $37,894,740.00 6.3158%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $18,947,370.00
Available Amount $0.00 $18,947,370.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1996-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of February 21, 1996 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1996-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $81,092,968.92
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $9,878,339.85
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $4,269,781.13
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $520,123.38
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (M)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1996-4 Monthly Statement
Class A Certificate CUSIP #25466KBA6
Class B Certificate CUSIP #25466KBB4
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of April 30, 1996 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1996-4 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.310630000% $3.982972500 $3.982972500 $0.000000000
Class B 27 days at 5.485630000% $4.114222500 $4.114222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1996-4 Investor Interest $1,052,632,000.00
(e) Class A Investor Interest $1,000,000,000.00
Class B Investor Interest $52,632,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller: $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1996-4 Allocations $17,330,920.37 $142,272,467.58 $0.00
(e) Class A Allocations $16,464,196.38 $135,157,383.20 $0.00
Class B Allocations $866,723.99 $7,115,084.38 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1996-4 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1996-4 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1996-4 $4,199,512.26 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1996-4 $6,267,671.11 $0.00
(d) Class A $5,954,223.19 $0.00
Class B $313,447.92 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1996-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1996-4 $1,754,386.67
(d) Class A $1,666,666.67
Class B $87,720.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1996-4 Class B $115,789,520.00 11.5790%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $63,157,920.00
Available Amount $0.00 $63,157,920.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1996-4 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of April 30, 1996 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1996-4 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $135,157,383.20
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $16,464,196.38
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $3,982,972.50
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $7,115,084.38
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $866,723.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $216,539.76
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (N)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1997-1 Monthly Statement
Class A Certificate CUSIP #25466KBD0
Class B Certificate CUSIP #25466KBE8
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of August 26, 1997 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1997-1 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.025630000% $3.769222500 $3.769222500 $0.000000000
Class B 27 days at 5.205630000% $3.904222500 $3.904222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1997-1 Investor Interest $789,474,000.00
(e) Class A Investor Interest $750,000,000.00
Class B Investor Interest $39,474,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller: $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1997-1 Allocations $12,998,190.27 $106,704,350.69 $0.00
(e) Class A Allocations $12,348,147.28 $101,368,037.40 $0.00
Class B Allocations $650,042.99 $5,336,313.29 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1997-1 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1997-1 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1997-1 $2,981,032.16 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1997-1 $4,700,753.33 $0.00
(d) Class A $4,465,667.39 $0.00
Class B $235,085.94 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1997-1 $1,315,790.00
(d) Class A $1,250,000.00
Class B $65,790.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1997-1 Class B $98,684,250.00 13.1579%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $59,210,550.00
Available Amount $0.00 $59,210,550.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1997-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of August 26, 1997 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1997-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $101,368,037.40
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $12,348,147.28
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,826,916.88
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $5,336,313.29
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $650,042.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $154,115.28
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (O)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1997-2 Monthly Statement
Class A Certificate CUSIP #25466KBF5
Class B Certificate CUSIP #25466KBG3
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 15, 1997 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION.
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1997-2 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 6.792000000% $5.660000000 $5.660000000 $0.000000000
Class B 27 days at 5.335630000% $4.001722500 $4.001722500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1997-2 Investor Interest $526,316,000.00
(e) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller: $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1997-2 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e) Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1997-2 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid PSA Index Monthly Deficit Amount Through This
This Due Period Rate* Amortization Rate *This Due Period Due Period
<S> <C> <C> <C> <C> <C>
Class A $0.00 N/A N/A $0.00 $0.00
Class B $0.00 N/A N/A $0.00 $0.00
</TABLE>
*Rates are only applicable during the Class A Controlled Liquidation
Period.
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1997-2 $2,935,309.33 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1997-2 $3,133,835.55 $0.00
(d) Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1997-2 $877,193.33
(d) Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1997-2 Class B $47,368,440.00 9.4737%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $21,052,640.00
Available Amount $0.00 $21,052,640.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1997-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 15, 1997 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1997-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,830,000.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $105,309.33
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (P)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1997-3 Monthly Statement
Class A Certificate CUSIP #25466KBH1
Class B Certificate CUSIP #25466KBJ7
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 23, 1997 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1997-3 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.065630000% $3.799222500 $3.799222500 $0.000000000
Class B 27 days at 5.245630000% $3.934222500 $3.934222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1997-3 Investor Interest $684,211,000.00
(e) Class A Investor Interest $650,000,000.00
Class B Investor Interest $34,211,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation. $313,646,411.36 $2,574,776,639.52 $0.00
Seller: $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1997-3 Allocations $11,264,742.29 $92,474,181.92 $0.00
(e) Class A Allocations $10,701,460.68 $87,850,107.57 $0.00
Class B Allocations $563,281.61 $4,624,074.35 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1997-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1997-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1997-3 $2,604,088.32 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------ This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1997-3 $4,073,857.50 $0.00
(d) Class A $3,870,148.53 $0.00
Class B $203,708.97 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a)Group One $27,500,422.77
(b)Group Two $4,250,000.00
(c)Series 1997-3 $1,140,351.66
(d)Class A $1,083,333.33
Class B $57,018.33
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1997-3 Class B $85,526,375.00 13.1579%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $51,315,825.00
Available Amount $0.00 $51,315,825.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1997-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 23, 1997 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1997-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $87,850,107.57
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $10,701,460.68
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,469,494.63
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $4,624,074.35
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $563,281.61
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $134,593.69
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant
to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (Q)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1997-4 Monthly Statement
Class A Certificate CUSIP #25466KBK4
Class B Certificate CUSIP #25466KBL2
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of October 31, 1997 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1997-4 Total Interest Principal
<S> <C> <C> <C> <C>
Class A 27 days at 5.005630000% $3.754222500 $3.754222500 $0.000000000
Class B 27 days at 5.185630000% $3.889222500 $3.889222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1997-4 Investor Interest $789,474,000.00
(e) Class A Investor Interest $750,000,000.00
Class B Investor Interest $39,474,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1997-4 Allocations $12,998,190.27 $106,704,350.69 $0.00
(e) Class A Allocations $12,348,147.28 $101,368,037.40 $0.00
Class B Allocations $650,042.99 $5,336,313.29 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1997-4 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1997-4 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1997-4 $2,969,190.05 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1997-4 $4,700,753.33 $0.00
(d) Class A $4,465,667.39 $0.00
Class B $235,085.94 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses Per $1,000 of
------------------------------------------------ Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1997-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1997-4 $1,315,790.00
(d) Class A $1,250,000.00
Class B $65,790.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1997-4 Class B $98,684,250.00 13.1579%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $59,210,550.00
Available Amount $0.00 $59,210,550.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
--------------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1997-4 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of October 31, 1997 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1997-4 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $101,368,037.40
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $12,348,147.28
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,815,666.88
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $5,336,313.29
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $650,042.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $153,523.17
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant
to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (R)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-1 Monthly Statement
Class A Certificate CUSIP #25466KBM0
Class B Certificate CUSIP #25466KBN8
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of January 14, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-1 Total Interest Principal
<S> <C> <C> <C> <C>
Class A 27 days at 5.025630000% $3.769222500 $3.769222500 $0.000000000
Class B 27 days at 5.205630000% $3.904222500 $3.904222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1998-1 Investor Interest $368,422,000.00
(e) Class A Investor Interest $350,000,000.00
Class B Investor Interest $18,422,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1998-1 Allocations $6,065,733.14 $49,794,633.16 $0.00
(e) Class A Allocations $5,762,290.76 $47,303,623.12 $0.00
Class B Allocations $303,442.38 $2,491,010.04 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-1 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
<S><C><C><C><C>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-1 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-1 $1,391,151.47 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1998-1 $2,193,652.70 $0.00
(d) Class A $2,083,913.75 $0.00
Class B $109,738.95 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-1 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1998-1 $614,036.66
(d) Class A $583,333.33
Class B $30,703.33
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-1 Class B $46,052,750.00 13.1579%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $27,631,650.00
Available Amount $0.00 $27,631,650.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of January 14, 1998 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and
Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed
during the related Due Period is equal to $47,303,623.12
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $5,762,290.76
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $1,319,227.88
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $2,491,010.04
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $303,442.38
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $71,923.59
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant
to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (S)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-2 Monthly Statement
Class A Certificate CUSIP #25466KBP3
Class B Certificate CUSIP #25466KBQ1
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of March 4, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-2 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 5.800000000% $4.833333333 $4.833333333 $0.000000000
Class B 30 days at 5.950000000% $4.958333333 $4.958333333 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1998-2 Investor Interest $526,316,000.00
(e) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1998-2 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e) Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-2 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-2 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-2 $2,547,150.17 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1998-2 $3,133,835.55 $0.00
(d) Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-2 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1998-2 $877,193.33
(d) Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-2 Class B $44,736,860.00 8.9474%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $21,052,640.00
Available Amount $0.00 $21,052,640.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-2 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of March 4, 1998 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-2 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $14,500,000.02
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $782,901.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant
to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (T)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-3 Monthly Statement
Class A Certificate CUSIP #25466KBR9
Class B Certificate CUSIP #25466KBS7
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of March 25, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-3 Total Interest Principal
<S> <C> <C> <C>
Class A 27 days at 5.060630000% $3.795472500 $3.795472500 $0.000000000
Class B 27 days at 5.225630000% $3.919222500 $3.919222500 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1998-3 Investor Interest $789,474,000.00
(e) Class A Investor Interest $750,000,000.00
Class B Investor Interest $39,474,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1998-3 Allocations $12,998,190.27 $106,704,350.69 $0.00
(e) Class A Allocations $12,348,147.28 $101,368,037.40 $0.00
Class B Allocations $650,042.99 $5,336,313.29 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-3 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-3 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-3 $3,001,311.77 $0.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
--------------------------- Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1998-3 $4,700,753.33 $0.00
(d) Class A $4,465,667.39 $0.00
Class B $235,085.94 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
------------------------------- Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-3 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1998-3 $1,315,790.00
(d) Class A $1,250,000.00
Class B $65,790.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-3 Class B $98,684,250.00 13.1579%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $59,210,550.00
Available Amount $0.00 $59,210,550.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-3 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of March 25, 1998 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-3 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $101,368,037.40
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $12,348,147.28
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $2,846,604.38
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $5,336,313.29
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $650,042.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be made on
the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $154,707.39
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant
to Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (U)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-4 Monthly Statement
Class A Certificate CUSIP #25466KBT5
Class B Certificate CUSIP #25466KBU2
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of April 9, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-4 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 5.750000000% $4.791666667 $4.791666667 $0.000000000
Class B 30 days at 5.900000000% $4.916666667 $4.916666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a) Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b) Group One Investor Interest $16,371,087,009.30
(c) Group Two Investor Interest $2,550,000,000.00
(d) Series 1998-4 Investor Interest $526,316,000.00
(e) Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a) Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b) Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c) Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d) Series 1998-4 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e) Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-4 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-4 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-4 $2,525,220.33 $12,626,101.65
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a) Group One $98,246,130.74 $0.00
(b) Group Two $15,183,076.04 $0.00
(c) Series 1998-4 $3,133,835.55 $0.00
(d) Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------ Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a) Group One $0.00 $0.00
(b) Group Two $0.00 $0.00
(c) Series 1998-4 $0.00 $0.00
(d) Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a) Group One $27,500,422.77
(b) Group Two $4,250,000.00
(c) Series 1998-4 $877,193.33
(d) Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-4 Class B $44,736,860.00 8.9474%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $21,052,640.00
Available Amount $0.00 $21,052,640.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-4 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of April 9, 1998 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-4 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (V)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-6 Monthly Statement
Class A Certificate CUSIP #25466KBY4
Class B Certificate CUSIP #25466KBZ1
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of July 30, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-6 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 5.850000000% $4.875000000 $4.875000000 $0.000000000
Class B 30 days at 6.050000000% $5.041666667 $5.041666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a)Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b)Group One Investor Interest $16,371,087,009.30
(c)Group Two Investor Interest $2,550,000,000.00
(d)Series 1998-6 Investor Interest $526,316,000.00
(e)Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a)Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b)Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c)Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d)Series 1998-6 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e)Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-6 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-6 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-6 $2,570,176.50 $5,140,353.00
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a)Group One $98,246,130.74 $0.00
(b)Group Two $15,183,076.04 $0.00
(c)Series 1998-6 $3,133,835.55 $0.00
(d)Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-6 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-6 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-6 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a)Group One $27,500,422.77
(b)Group Two $4,250,000.00
(c)Series 1998-6 $877,193.33
(d)Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-6 Class B $44,736,860.00 8.9474%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $21,052,640.00
Available Amount $0.00 $21,052,640.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-------------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-6 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of July 30, 1998 (the "Series Supplement") by
and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-6 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (W)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1998-7 Monthly Statement
Class A Certificate CUSIP #25466KCA5
Class B Certificate CUSIP #25466KCB3
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of November 12, 1998 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1998-7 Total Interest Principal
<S> <C> <C> <C>
Class A 30 days at 5.600000000% $4.666666667 $4.666666667 $0.000000000
Class B 30 days at 5.900000000% $4.916666667 $4.916666667 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a)Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b)Group One Investor Interest $16,371,087,009.30
(c)Group Two Investor Interest $2,550,000,000.00
(d)Series 1998-7 Investor Interest $1,052,632,000.00
(e)Class A Investor Interest $1,000,000,000.00
Class B Investor Interest $52,632,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a)Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b)Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c)Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d)Series 1998-7 Allocations $17,330,920.37 $142,272,467.58 $0.00
(e)Class A Allocations $16,464,196.38 $135,157,383.20 $0.00
Class B Allocations $866,723.99 $7,115,084.38 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-7 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-7 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-7 $4,925,440.67 $20,194,306.74
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a)Group One $98,246,130.74 $0.00
(b)Group Two $15,183,076.04 $0.00
(c)Series 1998-7 $6,267,671.11 $0.00
(d)Class A $5,954,223.19 $0.00
Class B $313,447.92 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-7 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-7 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1998-7 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a)Group One $27,500,422.77
(b)Group Two $4,250,000.00
(c)Series 1998-7 $1,754,386.67
(d)Class A $1,666,666.67
Class B $87,720.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1998-7 Class B $89,473,720.00 8.9474%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $42,105,280.00
Available Amount $0.00 $42,105,280.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1998-7 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of November 12, 1998 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1998-7 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $135,157,383.20
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $16,464,196.38
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $7,115,084.38
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $866,723.99
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
<PAGE> 1
EXHIBIT (X)
MONTHLY CERTIFICATEHOLDERS' STATEMENT
Discover Card Master Trust I
Series 1999-1 Monthly Statement
Class A Certificate CUSIP #25466KCC1
Class B Certificate CUSIP #25466KCD9
Trust Distribution Date: March 15, 1999 Due Period Ending: February 28, 1999
Pursuant to the Series Supplement dated as of February 9, 1999 relating to the
Pooling and Servicing Agreement dated as of October 1, 1993 by and between
Greenwood Trust Company and U.S. Bank National Association, as Trustee, the
Trustee is required to prepare certain information each month regarding current
distributions to Certificateholders and the performances of the Trust. The
information for the Due Period and the Trust Distribution Date listed above is
set forth below:
<TABLE>
<CAPTION>
1. Payments for the benefit of Series Investors this Due Period (per $1000 of Class Initial Investor Interest)
-----------------------------------------------------------------------------------------------------------
Series 1999-1 Total Interest Principal
<S> <C> <C> <C>
Class A 36 days at 5.300000000% $5.300000000 $5.300000000 $0.000000000
Class B 36 days at 5.550000000% $5.550000000 $5.550000000 $0.000000000
</TABLE>
<TABLE>
<CAPTION>
2. Principal Receivables at the end of the Due Period
--------------------------------------------------
<S> <C>
(a)Aggregate Investor Interest $18,921,087,009.30
Seller Interest $7,821,860,098.81
Total Master Trust $26,742,947,108.11
(b)Group One Investor Interest $16,371,087,009.30
(c)Group Two Investor Interest $2,550,000,000.00
(d)Series 1999-1 Investor Interest $526,316,000.00
(e)Class A Investor Interest $500,000,000.00
Class B Investor Interest $26,316,000.00
</TABLE>
<TABLE>
<CAPTION>
3. Allocation of Receivables Collected During the Due Period
---------------------------------------------------------
Finance Charge Principal Yield
Collections Collections Collections
<S> <C> <C> <C>
(a)Allocation of Collections between Investor and Seller
Aggregate Investor Allocation $313,646,411.36 $2,574,776,639.52 $0.00
Seller $131,283,768.43 $1,077,730,743.45 $0.00
(b)Group One Allocation $271,663,244.53 $2,230,129,695.37 $0.00
(c)Group Two Allocation $41,983,166.83 $344,646,944.15 $0.00
(d)Series 1999-1 Allocations $8,665,460.18 $71,136,233.79 $0.00
(e)Class A Allocations $8,232,098.18 $67,578,691.60 $0.00
Class B Allocations $433,362.00 $3,557,542.19 $0.00
</TABLE>
<PAGE> 2
<TABLE>
<CAPTION>
4. Information Concerning the Series Principal Funding Accounts ("SPFA")
---------------------------------------------------------------------
Deposits into the
SPFAs This SPFA Deposit Deficit Investment
Due Period Balance Amount Income
<S> <C> <C> <C> <C>
Series 1998-4 $0.00 $0.00 0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
5. Information Concerning Amount of Controlled Liquidation Payments
----------------------------------------------------------------
Total Payments
Amount Paid Deficit Amount Through This
This Due Period This Due Period Due Period
<S> <C> <C> <C>
Series 1998-4 $0.00 $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
6. Information Concerning the Series Interest Funding Accounts ("SIFA")
--------------------------------------------------------------------
Deposits Into the
SIFAs This
Due Period SIFA Balance
<S> <C> <C>
Series 1998-4 $2,796,053.80 $2,796,053.80
</TABLE>
<TABLE>
<CAPTION>
7. Pool Factors
------------
This Due Period
<S> <C>
Class A 1.00000000
Class B 1.00000000
</TABLE>
<TABLE>
<CAPTION>
8. Investor Charged-Off Amount
---------------------------
Cumulative
Investor Charged-Off
This Due Period Amount
<S> <C> <C>
(a)Group One $98,246,130.74 $0.00
(b)Group Two $15,183,076.04 $0.00
(c)Series 1999-1 $3,133,835.55 $0.00
(d)Class A $2,977,111.59 $0.00
Class B $156,723.96 $0.00
</TABLE>
<TABLE>
<CAPTION>
9. Investor Losses This Due Period
-------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1999-1 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<PAGE> 3
<TABLE>
<CAPTION>
10. Reimbursement of Investor Losses This Due Period
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1999-1 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
11. Aggregate Amount of Unreimbursed Investor Losses
------------------------------------------------
Per $1,000 of
Original Invested
Total Principal
<S> <C> <C>
(a)Group One $0.00 $0.00
(b)Group Two $0.00 $0.00
(c)Series 1999-1 $0.00 $0.00
(d)Class A $0.00 $0.00
Class B $0.00 $0.00
</TABLE>
<TABLE>
<CAPTION>
12. Investor Monthly Servicing Fee Payable at the end of the Due Period
-------------------------------------------------------------------
<S> <C>
(a)Group One $27,500,422.77
(b)Group Two $4,250,000.00
(c)Series 1999-1 $877,193.33
(d)Class A $833,333.33
Class B $43,860.00
</TABLE>
<TABLE>
<CAPTION>
13. Class Available Subordinated Amount at the end of the Due Period
----------------------------------------------------------------
As a Percentage
of Class A
Total Invested Amount
<S> <C> <C>
Series 1999-1 Class B $44,736,860.00 8.9474%
</TABLE>
<TABLE>
<CAPTION>
14. Total Available Credit Enhancement Amounts
------------------------------------------
Shared Amount Class B Amount
<S> <C> <C>
Maximum Amount $0.00 $21,052,640.00
Available Amount $0.00 $21,052,640.00
Amount of Drawings on Credit Enhancement
for this Due Period $0.00 $0.00
</TABLE>
<PAGE> 4
<TABLE>
<CAPTION>
15. Delinquency Summary
-------------------
End of Due Period Master Trust Receivables Outstanding $27,161,562,570.75
Delinquent Amount Percentage of Ending
Payment Status Ending Balance Receivables Outstanding
<S> <C> <C>
30-59 days $747,212,101.56 2.75%
60-179 days $1,250,849,577.97 4.61%
</TABLE>
U.S. BANK NATIONAL ASSOCIATION
as Trustee
BY:
-----------------------------
Vice President
<PAGE> 5
MASTER SERVICER'S CERTIFICATE STATEMENT
Discover Card Master Trust I
Series 1999-1 Monthly Statement
CREDIT CARD
PASS-THROUGH CERTIFICATES
The undersigned, a duly authorized representative of Greenwood Trust
Company ("Greenwood"), as Master Servicer pursuant to the Pooling & Servicing
Agreement dated as of October 1, 1993 (the"Pooling & Servicing Agreement") and
the Series Supplement, dated as of February 9, 1999 (the "Series Supplement")
by and between Greenwood and U.S. Bank National Association, as Trustee, does
hereby certify as follows with respect to the Supplement Discover Card Master
Trust I, Series 1999-1 Master Trust Certificates for the Distribution Date
occurring on March 15, 1999:
<TABLE>
<S> <C>
1. Greenwood is Master Servicer under the Pooling and Servicing Agreement.
2. The undersigned is a Servicing Officer of Greenwood as Master Servicer.
3. The aggregate amount of Collections processed during the related Due
Period is equal to $4,097,437,562.71
4. The aggregate amount of Class A Principal Collections processed during
the related Due Period is equal to $67,578,691.60
5. The aggregate amount of Class A Finance Charge Collections processed
during the related Due Period is equal to $8,232,098.18
6a. The aggregate amount of Class A Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
6b. The aggregate amount of Class A Additional Funds for this Distribution
date is equal to $0.00
7. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class A Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class A Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class A Investor Interest is equal to $0.00
8. The sum of all amounts payable to the Class A Certificateholders
on the current Distribution Date is equal to $0.00
</TABLE>
<PAGE> 6
<TABLE>
<S> <C>
9. The aggregate amount of Class B Principal Collections processed during
the related Due Period is equal to $3,557,542.19
10. The aggregate amount of Class B Finance Charge Collections processed
during the related Due Period is equal to $433,362.00
11a. The aggregate amount of Class B Principal Collections recharacterized as
Series Yield Collections during the related Due Period is equal to $0.00
11b. The aggregate amount of Class B Additional Funds for this Distribution
date is equal to $0.00
12. The amount of drawings under the Credit Enhancement required to be
made on the related Drawing Date pursuant to the Series Supplement:
(a) with respect to the Class B Required Amount Shortfall $0.00
is equal to
(b) with respect to the Class B Cumulative Investor Charged-Off $0.00
Amount is equal to
(c) with respect to the Class B Investor Interest is equal to $0.00
13. The sum of all amounts payable to the Class B Certificateholders
on the current Distribution Date is equal to $0.00
14. Attached hereto is a true copy of the statement required to be delivered by
the Master Servicer on the date of this Certificate to the Trustee pursuant to
Section 16 of the Series Supplement.
</TABLE>
IN WITNESS WHEREOF, the undersigned has duly executed and delivered
certificate this 15th day of March, 1999.
GREENWOOD TRUST COMPANY
as Master Servicer
By:
------------------------------
Vice President, Chief Accounting Officer,
and Treasurer
