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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Experts" in the
Pre-Effective Amendment Number 1 to the Registration Statement (Form S-2) and
related Prospectus of Midwest Medical Insurance Holding Company and Subsidiaries
and to the incorporation by reference therein of our report dated February 1,
2000, with respect to the consolidated financial statements and schedules of
Midwest Medical Insurance Holding Company and Subsidiaries included in its
Annual Report (Form 10-K) for the year ended December 31, 1999, filed with the
Securities and Exchange Commission.
/s/ Ernst & Young LLP
Minneapolis, Minnesota
July 17, 2000
