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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Experts" in the
Registration Statement (Form S-2) and related Prospectus of Midwest Medical
Insurance Holding Company and Subsidiaries and to the incorporation by
reference therein of our report dated February 1, 2000, with respect to the
consolidated financial statements and schedules of Midwest Medical Insurance
Holding Company and Subsidiaries included in its Annual Report (Form 10-K) for
the year ended December 31, 1999, filed with the Securities and Exchange
Commission.
/s/ Ernst & Young LLP
Minneapolis, Minnesota
July 12, 2000
