MORGAN STANLEY DEAN WITTER & CO
SC 13G/A, EX-99, 2000-11-13
FINANCE SERVICES
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 CUSIP No. 084102102                  13-G                   Page  7 of  9 Pages


                            EXHIBIT 1 TO SCHEDULE 13G
               ---------------------------------------------------


                                NOVEMBER 10, 2000
               ---------------------------------------------------


               MORGAN STANLEY DEAN  WITTER & CO. and MILLER ANDERSON & SHERRERD,

               LLP hereby  agree that, unless  differentiated, this Schedule 13G

               is filed on behalf of each of the parties.


            MORGAN STANLEY DEAN WITTER & CO.

            BY: /s/ Dennine Bullard
            --------------------------------------------------------------------
            Dennine Bullard / Morgan Stanley & Co.  Incorporated

            MILLER ANDERSON & SHERRERD, LLP

            BY: /s/ Paul A. Frick
            --------------------------------------------------------------------
            Paul A. Frick / Vice President Miller Anderson & Sherrerd, LLP



* Attention. Intentional misstatements or omissions of fact constitute federal
  criminal violations (see 18 U.S.C. 1001).



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