We may not redeem these Global Medium-Term Notes, Series D (Euro Fixed Rate Senior Bearer Notes Due 2023) prior to the maturity date other than under the circumstances described under "Description of Notes — Tax Redemption" in the accompanying prospectus supplement.

     We will issue the notes only in bearer form, which form is further described under "Description of Notes — Forms of Notes" in the accompanying prospectus supplement.  You may not exchange notes in bearer form at any time for notes in registered form.

     We have applied to the London Stock Exchange plc for the notes to be admitted on the Official List.

     We describe the basic features of this type of note in the section called "Description of Notes — Fixed Rate Notes" in the accompanying prospectus supplement, subject to and as modified by the provisions described below.