DEARBORN BANCORP INC /MI/
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM DEARBORN
BANCORP, INC. AND SUBSIDIARY CONSOLIDATED BALANCE SHEETS AT JUNE 30, 2000 AND
THE CONSOLIDATED STATEMENTS OF INCOME FOR THE SIX MONTHS ENDED JUNE 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                           2,866
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 3,849
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     59,348
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        102,662
<ALLOWANCE>                                      1,007
<TOTAL-ASSETS>                                 174,773
<DEPOSITS>                                     145,920
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                941
<LONG-TERM>                                        480
                                0
                                          0
<COMMON>                                        28,469
<OTHER-SE>                                     (1,037)
<TOTAL-LIABILITIES-AND-EQUITY>                 174,773
<INTEREST-LOAN>                                  4,116
<INTEREST-INVEST>                                1,615
<INTEREST-OTHER>                                   135
<INTEREST-TOTAL>                                 5,866
<INTEREST-DEPOSIT>                               2,926
<INTEREST-EXPENSE>                               3,006
<INTEREST-INCOME-NET>                            2,860
<LOAN-LOSSES>                                      240
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  2,083
<INCOME-PRETAX>                                    798
<INCOME-PRE-EXTRAORDINARY>                         798
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       526
<EPS-BASIC>                                       0.22
<EPS-DILUTED>                                     0.22
<YIELD-ACTUAL>                                    3.73
<LOANS-NON>                                        442
<LOANS-PAST>                                       159
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   781
<CHARGE-OFFS>                                       16
<RECOVERIES>                                         2
<ALLOWANCE-CLOSE>                                1,007
<ALLOWANCE-DOMESTIC>                             1,007
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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