<PAGE> PAGE 1
000 B000000 03/31/98
000 C000000 0000895645
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 THE SANTA BARBARA GROUP OF MUTUAL FUNDS
001 B000000 811-0000
001 C000000 2136201224
002 A000000 333 SOUTH GRAND AVENUE, 40TH FLOOR
002 B000000 LOS ANGELES
002 C000000 CA
002 D010000 90071
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 2
007 C010100 1
007 C020100 THE BENDER GROWTH FUND
007 C030100 N
007 C010200 2
007 C020200 THE STARBUCK TISDALE GROWTH & INCOME FUND
007 C030200 N
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
020 A000001 PAINE WEBBER
020 B000001 13-2760086
020 C000001 1
020 A000002 EVEREN SECURITIES
020 C000002 1
020 A000003 BRADFORD
020 C000003 1
020 A000004 DONALDSON, LUFKIN, & JENRETTE
020 B000004 13-2741729
020 C000004 0
020 A000005 GRUNTAL & CO., INC.
020 B000005 13-3179859
020 C000005 0
020 A000006 BRANDFORD (J.C.) & CO.
020 C000006 0
<PAGE> PAGE 2
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 3
022 A000001 PAINE WEBBER
022 B000001 13-2760086
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022 D000001 495
022 A000002 COWEN & CO.
022 B000002 13-5616116
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022 D000002 0
022 A000003 EVEREN SECURITIES
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022 D000003 0
022 A000004 BRADFORD
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022 D000004 0
022 A000005 DONALDSON, LUFKIN & JENRETTE
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<PAGE> PAGE 3
054 A00AA00 Y
054 B00AA00 Y
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055 A00AA00 N
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077 A000000 Y
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078 000000 N
080 A00AA00 CONTINENTAL CASUALTY COMPANY
080 B00AA00 RELIANCE INSURANCE COMPANY
080 C00AA00 53000
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<PAGE> PAGE 4
082 B00AA00 0
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<PAGE> PAGE 5
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<PAGE> PAGE 6
070 M020100 N
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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SIGNATURE ROBERT J. DELLACROCE
TITLE CONTROLLER
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INDEPENDENT AUDITORS' REPORT
The Santa Barbara Group of Funds:
In planning and performing our audit of the financial statements of
The Santa Barbara Group of Funds (comprised of the Bender Growth
Fund and the Starbuck Tisdale Growth and Income Fund) (the "Funds")
for the year ended March 31, 1998 (on which we have issued our report
dated May 13, 1998), we considered its internal control, including
control activities for safeguarding securities, in order to determine
our auditing procedures for the purpose of expressing our opinion on
the financial statements and to comply with the requirements of Form
N-SAR, and not to provide assurance on the Fund's internal control.
The management of the Funds is responsible for establishing and
maintaining internal control. In fulfilling this responsibility, estimates
and judgments by management are required to assess the expected
benefits and related costs of controls. Generally, controls that are
relevant to an audit pertain to the entity's objective of preparing
financial statements for external purposes that are fairly presented in
conformity with generally accepted accounting principles. Those
controls include the safeguarding of assets against unauthorized
acquisition, use, or disposition.
Because of inherent limitations in any internal control, errors or fraud
may occur and may not be detected. Also, projection of any evaluation
of internal control to future periods is subject to the risk that it may
become inadequate because of changes in conditions or that the
effectiveness of the design and operation may deteriorate.
Our consideration of the Funds' internal control would not necessarily
disclose all matters in internal control that might be material
weaknesses under standards established by the American Institute
of Certified Public Accountants. A material weakness is a condition
in which the design or operation of one or more of the internal control
components does not reduce to a relatively low level the risk that
errors or fraud in amounts that would be material in relation to the
financial statements being audited may occur and not be detected within
a timely period by employees in the normal course of performing their
assigned functions. However, we noted no matters involving the Funds'
internal control and its operation, including controls for safeguarding
securities, that we consider to be material weaknesses as defined above
as of March 31, 1998.
This report is intended solely for the information and use of
management, the Board of Directors of The Santa Barbara Group
of Funds, and the Securities and Exchange Commission.
May 13, 1998