SANTA BARBARA GROUP OF MUTUAL FUNDS INC
NSAR-B, 1998-05-29
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<PAGE>      PAGE  1
000 B000000 03/31/98
000 C000000 0000895645
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 THE SANTA BARBARA GROUP OF MUTUAL FUNDS
001 B000000 811-0000
001 C000000 2136201224
002 A000000 333 SOUTH GRAND AVENUE, 40TH FLOOR
002 B000000 LOS ANGELES
002 C000000 CA
002 D010000 90071
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  2
007 C010100  1
007 C020100 THE BENDER GROWTH FUND
007 C030100 N
007 C010200  2
007 C020200 THE STARBUCK TISDALE GROWTH & INCOME FUND
007 C030200 N
007 C010300  3
007 C010400  4
007 C010500  5
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
020 A000001 PAINE WEBBER
020 B000001 13-2760086
020 C000001      1
020 A000002 EVEREN SECURITIES
020 C000002      1
020 A000003 BRADFORD
020 C000003      1
020 A000004 DONALDSON, LUFKIN, & JENRETTE
020 B000004 13-2741729
020 C000004      0
020 A000005 GRUNTAL & CO., INC.
020 B000005 13-3179859
020 C000005      0
020 A000006 BRANDFORD (J.C.) & CO.
020 C000006      0
<PAGE>      PAGE  2
020 C000007      0
020 C000008      0
020 C000009      0
020 C000010      0
021  000000        3
022 A000001 PAINE WEBBER
022 B000001 13-2760086
022 C000001       495
022 D000001       495
022 A000002 COWEN & CO.
022 B000002 13-5616116
022 C000002       230
022 D000002         0
022 A000003 EVEREN SECURITIES
022 C000003        60
022 D000003         0
022 A000004 BRADFORD
022 C000004        20
022 D000004         0
022 A000005 DONALDSON, LUFKIN & JENRETTE
022 B000005 13-2741729
022 C000005        10
022 D000005         0
022 C000006         0
022 D000006         0
022 C000007         0
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022 D000008         0
022 C000009         0
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022 C000010         0
022 D000010         0
023 C000000      41996
023 D000000      41474
026 A000000 N
026 B000000 N
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
049  00AA00 N
050  00AA00 N
051  00AA00 N
052  00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
<PAGE>      PAGE  3
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 Y
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 N
054 I00AA00 N
054 J00AA00 N
054 K00AA00 N
054 L00AA00 N
054 M00AA00 Y
054 N00AA00 N
054 O00AA00 N
055 A00AA00 N
055 B00AA00 N
056  00AA00 Y
057  00AA00 N
058 A00AA00 N
059  00AA00 Y
060 A00AA00 Y
060 B00AA00 Y
061  00AA00     2500
062 A00AA00 N
062 B00AA00   0.0
062 C00AA00   0.0
062 D00AA00   0.0
062 E00AA00   0.0
062 F00AA00   0.0
062 G00AA00   0.0
062 H00AA00   0.0
062 I00AA00   0.0
062 J00AA00   0.0
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062 P00AA00   0.0
062 Q00AA00   0.0
062 R00AA00   0.0
077 A000000 Y
077 B000000 Y
078  000000 N
080 A00AA00 CONTINENTAL CASUALTY COMPANY
080 B00AA00 RELIANCE INSURANCE COMPANY
080 C00AA00    53000
081 A00AA00 Y
081 B00AA00 330
082 A00AA00 N
<PAGE>      PAGE  4
082 B00AA00        0
083 A00AA00 N
083 B00AA00        0
084 A00AA00 N
084 B00AA00        0
085 A00AA00 Y
085 B00AA00 N
028 A010100       496
028 A020100         0
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028 A040100        83
028 B010100       373
028 B020100         0
028 B030100         0
028 B040100        54
028 C010100       241
028 C020100         0
028 C030100         0
028 C040100        58
028 D010100       113
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028 D030100         0
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028 F020100         0
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028 G010100      1860
028 G020100         0
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028 G040100       367
028 H000100         0
034  000100 Y
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036 A000100 Y
036 B000100      0
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046  000100 N
047  000100 Y
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048 B010100        0
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048 C020100 0.000
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<PAGE>      PAGE  5
048 D020100 0.000
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048 F010100        0
048 F020100 0.000
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048 H010100        0
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048 I010100        0
048 I020100 0.000
048 J010100        0
048 J020100 0.000
048 K010100        0
048 K020100 0.000
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 Y
066 E000100 N
066 F000100 N
066 G000100 N
067  000100 N
068 A000100 N
068 B000100 N
069  000100 N
070 A010100 Y
070 A020100 Y
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 N
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 Y
070 L020100 Y
070 M010100 N
<PAGE>      PAGE  6
070 M020100 N
070 N010100 N
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100      2569
071 B000100       435
071 C000100      5850
071 D000100    7
072 A000100 12
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072 U000100        8
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072 Z000100     -187
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073 B000100   0.0000
<PAGE>      PAGE  7
073 C000100   0.0000
074 A000100        0
074 B000100      583
074 C000100        0
074 D000100        0
074 E000100        0
074 F000100     8428
074 G000100        0
074 H000100        0
074 I000100        0
074 J000100        0
074 K000100       29
074 L000100        1
074 M000100       64
074 N000100     9105
074 O000100        0
074 P000100        0
074 Q000100        0
074 R010100        0
074 R020100        0
074 R030100        0
074 R040100       65
074 S000100        0
074 T000100     9040
074 U010100      168
074 U020100      494
074 V010100    13.74
074 V020100    13.61
074 W000100   0.0000
074 X000100      409
074 Y000100        0
075 A000100        0
075 B000100     6128
076  000100     0.00
028 A010200         0
028 A020200         0
028 A030200         0
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028 B020200         0
028 B030200         0
028 B040200         0
028 C010200         0
028 C020200         0
028 C030200         0
028 C040200         0
028 D010200         0
028 D020200         0
028 D030200         0
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<PAGE>      PAGE  8
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028 F040200         0
028 G010200         0
028 G020200         0
028 G030200         0
028 G040200         0
028 H000200         0
045  000200 Y
046  000200 N
047  000200 Y
048  000200  1.000
048 A010200        0
048 A020200 0.000
048 B010200        0
048 B020200 0.000
048 C010200        0
048 C020200 0.000
048 D010200        0
048 D020200 0.000
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048 E020200 0.000
048 F010200        0
048 F020200 0.000
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048 G020200 0.000
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048 H020200 0.000
048 I010200        0
048 I020200 0.000
048 J010200        0
048 J020200 0.000
048 K010200        0
048 K020200 0.000
066 A000200 Y
066 B000200 N
066 C000200 N
066 D000200 N
066 E000200 Y
066 F000200 N
066 G000200 N
067  000200 N
068 A000200 N
068 B000200 N
069  000200 N
070 A010200 Y
070 A020200 Y
<PAGE>      PAGE  9
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 N
070 J020200 N
070 K010200 Y
070 K020200 N
070 L010200 Y
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 N
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200        13
071 B000200        17
071 C000200       171
071 D000200    7
072 A000200 12
072 B000200        0
072 C000200        3
072 D000200        0
072 E000200        0
072 F000200        0
072 G000200        0
072 H000200        0
072 I000200        0
072 J000200        0
072 K000200        0
072 L000200        1
072 M000200        0
<PAGE>      PAGE  10
072 N000200       26
072 O000200        0
072 P000200        0
072 Q000200        0
072 R000200        0
072 S000200        1
072 T000200        0
072 U000200        0
072 V000200        0
072 W000200        0
072 X000200       28
072 Y000200       26
072 Z000200        1
072AA000200        0
072BB000200        2
072CC010200       55
072CC020200        0
072DD010200        0
072DD020200        0
072EE000200        0
073 A010200   0.1685
073 A020200   0.0000
073 B000200   0.1182
073 C000200   0.0000
074 A000200        0
074 B000200        4
074 C000200        0
074 D000200        5
074 E000200        6
074 F000200      182
074 G000200        0
074 H000200        0
074 I000200        0
074 J000200        0
074 K000200        0
074 L000200        0
074 M000200       53
074 N000200      250
074 O000200        0
074 P000200        0
074 Q000200        0
074 R010200        0
074 R020200        0
074 R030200        0
074 R040200       53
074 S000200        0
074 T000200      197
074 U010200       13
074 U020200        0
074 V010200    14.71
074 V020200     0.00
<PAGE>      PAGE  11
074 W000200   0.0000
074 X000200        1
074 Y000200        0
075 A000200        0
075 B000200      175
076  000200     0.00
SIGNATURE   ROBERT J. DELLACROCE                         
TITLE       CONTROLLER          
 


<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000895645
<NAME> THE SANTA BARBARA GROUP OF MUTUAL FUNDS
<SERIES>
   <NUMBER> 010
   <NAME> BENDER GROWTH & INCOME FUND CLASS Y
<MULTIPLIER> 1
       
<S>                             <C>
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<EXPENSE-RATIO>                                   2.75
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</TABLE>

<TABLE> <S> <C>

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<CIK> 0000895645
<NAME> THE SANTA BARBARA GROUP OF MUTUAL FUNDS
<SERIES>
   <NUMBER> 011
   <NAME> BENDER GROWTH & INCOME FUND CLASS C
<MULTIPLIER> 1
       
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000895645
<NAME> THE SANTA BARBARA GROUP OF MUTUAL FUNDS
<SERIES>
   <NUMBER> 020
   <NAME> STARBUCK TISDALE GROWTH & INCOME
<MULTIPLIER> 1
       
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<PERIOD-TYPE>                   YEAR
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<INTEREST-EXPENSE>                                   0
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<AVERAGE-NET-ASSETS>                            175040
<PER-SHARE-NAV-BEGIN>                            10.96
<PER-SHARE-NII>                                    .06
<PER-SHARE-GAIN-APPREC>                           3.98
<PER-SHARE-DIVIDEND>                             (.17)
<PER-SHARE-DISTRIBUTIONS>                        (.12)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              14.71
<EXPENSE-RATIO>                                   1.50
<AVG-DEBT-OUTSTANDING>                               0
<AVG-DEBT-PER-SHARE>                                 0
        

</TABLE>






INDEPENDENT AUDITORS' REPORT


The Santa Barbara Group of Funds:

In planning and performing our audit of the financial statements of 
The Santa Barbara Group of Funds (comprised of the Bender Growth 
Fund and the Starbuck Tisdale Growth and Income Fund) (the "Funds") 
for the year ended March 31, 1998 (on which we have issued our report 
dated May 13, 1998), we considered its internal control, including 
control activities for safeguarding securities, in order to determine 
our auditing procedures for the purpose of expressing our opinion on 
the financial statements and to comply with the requirements of Form 
N-SAR, and not to provide assurance on the Fund's internal control.

The management of the Funds is responsible for establishing and 
maintaining internal control.  In fulfilling this responsibility, estimates 
and judgments by management are required to assess the expected 
benefits and related costs of controls.  Generally, controls that are 
relevant to an audit pertain to the entity's objective of preparing 
financial statements for external purposes that are fairly presented in 
conformity with generally accepted accounting principles.  Those 
controls include the safeguarding of assets against unauthorized 
acquisition, use, or disposition.

Because of inherent limitations in any internal control, errors or fraud 
may occur and may not be detected.  Also, projection of any evaluation 
of internal control to future periods is subject to the risk that it may 
become inadequate because of changes in conditions or that the 
effectiveness of the design and operation may deteriorate.

Our consideration of the Funds' internal control would not necessarily 
disclose all matters in internal control that might be material 
weaknesses under standards established by the American Institute 
of Certified Public Accountants.  A material weakness is a condition 
in which the design or operation of one or more of the internal control 
components does not reduce to a relatively low level the risk that 
errors or fraud in amounts that would be material in relation to the 
financial statements being audited may occur and not be detected within 
a timely period by employees in the normal course of performing their 
assigned functions.  However, we noted no matters involving the Funds' 
internal control and its operation, including controls for safeguarding 
securities, that we consider to be material weaknesses as defined above 
as of March 31, 1998.

This report is intended solely for the information and use of 
management, the Board of Directors of The Santa Barbara Group 
of Funds, and the Securities and Exchange Commission.




May 13, 1998





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