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Previous: UNION BANKSHARES LTD, 10QSB, 2000-08-04 |
Next: AMERICAN CENTURY PREMIUM RESERVES INC, 497, 2000-08-04 |
<TABLE> <S> <C>
<ARTICLE> 9
<CURRENCY> US
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 19,884,000
<INT-BEARING-DEPOSITS> 202,187,000
<FED-FUNDS-SOLD> 14,100,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 123,035,000
<INVESTMENTS-CARRYING> 123,035,000
<INVESTMENTS-MARKET> 123,035,000
<LOANS> 206,371,000
<ALLOWANCE> (3,126,000)
<TOTAL-ASSETS> 376,114,000
<DEPOSITS> 295,269,000
<SHORT-TERM> 48,600,000
<LIABILITIES-OTHER> 1,820,000
<LONG-TERM> 10,304,000
0
0
<COMMON> 9,879,000
<OTHER-SE> 10,242,000
<TOTAL-LIABILITIES-AND-EQUITY> 376,114,000
<INTEREST-LOAN> 9,859,000
<INTEREST-INVEST> 4,568,000
<INTEREST-OTHER> 49,000
<INTEREST-TOTAL> 14,476,000
<INTEREST-DEPOSIT> 3,770,000
<INTEREST-EXPENSE> 5,679,000
<INTEREST-INCOME-NET> 8,797,000
<LOAN-LOSSES> 136,000
<SECURITIES-GAINS> (359,000)
<EXPENSE-OTHER> 7,266,000
<INCOME-PRETAX> 1,805,000
<INCOME-PRE-EXTRAORDINARY> 1,805,000
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,436,000
<EPS-BASIC> .61
<EPS-DILUTED> .55
<YIELD-ACTUAL> 8.74
<LOANS-NON> 175,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,892,000
<CHARGE-OFFS> 13,000
<RECOVERIES> 212,000
<ALLOWANCE-CLOSE> 3,126,000
<ALLOWANCE-DOMESTIC> 3,126,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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